# PhonePe SBI Card PURPLE

SBI Card · Visa. ₹499 fee · 3.5% forex · 1 RP / ₹100 other incl. Scan & Pay / UPI.

verified · checked 28 June 2026 · Source: https://www.phonepe.com/credit-cards/phonepe-sbi-card-select-black-credit-card/

## How it earns (4)

- 1 RP / ₹100 other incl. Scan & Pay / UPI · verified · checked 28 June 2026
- 3 RP/₹100 on PhonePe insurance, cap 250 RP/mo from 1 Jul 2026 · cap 250 points per month · ✓ official · checked 6 July 2026
- 3 RP/₹100 on eligible PhonePe spends, cap 750 RP/mo from 1 Jul 2026 · insurance spends have a separate 250 RP/mo cap · cap 750 points per month · ✓ official · checked 6 July 2026
- 2 RP/₹100 online, cap 750 RP/mo from 1 Jul 2026 (was 1,000) · cap 750 points per month · online · verified · checked 28 June 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1 RP / ₹100 other incl. Scan & Pay / UPI
- Vouchers for Bharat Petroleum (BPCL), Tanishq, Dream11, Gyftr and 16 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP when a gift card posts as a gift or souvenir shop, from 1 Jul 2026
- No RP: wallet, fuel, rent, education, govt, gaming · from 1 Jul 2026 also toll, jewellery, gift and souvenir shops, precious metals, higher education, non-PhonePe UPI

## Fees

- Annual fee: ₹499 + GST
  Waived at ₹1,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: PhonePe SBI Reward Points · ₹1 a point at baseline

## Dated changes (1)

- Devaluation · 1 July 2026: PhonePe SBI SELECT BLACK & PURPLE: reward caps cut, new exclusions (https://getbrief.cards/changes#phonepe-sbi-deval-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/phonepe-sbi-purple