# RBL Bank Icon

RBL Bank · Mastercard. ₹5,000 fee · 3.5% forex · 2 RP/₹100 on eligible retail (RP value not published) · no RP on EMI conversions.

✓ official · checked 16 July 2026 · Source: https://webassets.rbl.bank.in/document/credit-cards/tnc-icon-credit-card.pdf

## How it earns (3)

- 2 RP/₹100 on eligible retail (RP value not published) · no RP on EMI conversions · ✓ official · checked 10 July 2026
- 10X on weekend dining (20 RP/₹100), cap 2,000 RP/month, then 2 RP/₹100 · cap 2,000 points per month · ✓ official · checked 16 July 2026
- 10X on international (20 RP/₹100), cap 2,000 RP/month, separate from the dining cap · international as classified by the card network, not geography · cap 2,000 points per month · international only · ✓ official · checked 10 July 2026

## On gift vouchers

- ₹50 back on a ₹10,000 voucher bought direct. · 2 RP/₹100 on eligible retail (RP value not published) · no RP on EMI conversions
- Vouchers for IRCTC and NoBroker Pay (rent): nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: railways, rent, miscellaneous · the only zero-earn categories

## Milestones (3)

- 10,000 RP (₹2,500) @ ₹3L annual spend (EMI/cash/fees excluded from calc) · ₹2,500 at ₹3,00,000 spend per card year · ✓ official · checked 10 July 2026
- 25,000 RP cumulative (₹6,250) @ ₹5L annual spend · ₹6,250 at ₹5,00,000 spend per card year · ✓ official · checked 10 July 2026
- 45,000 RP cumulative (₹11,250, annual max) @ ₹8L annual spend · ₹11,250 at ₹8,00,000 spend per card year · ✓ official · checked 10 July 2026

## Lounges (1)

- 2 domestic visits a calendar quarter, after ₹35,000 of eligible retail spend the previous quarter. International visits at 1,400 or more lounges cost about $35 each. · Domestic · domestic · 8 per year · checked 10 July 2026

## Statuses it opens (1)

- GHA Discovery GHA Discovery Platinum · enrolment needed · ✓ official · checked 19 July 2026

## Fees

- Annual fee: ₹5,000 + GST
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: RBL Reward Points · ₹0.25 a point at baseline

## Dated changes (1)

- Improvement · 12 December 2023: Mastercard World-tier cards fast-track to GHA DISCOVERY status (to 31 Dec 2026) (https://getbrief.cards/changes#gha-mc-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/rbl-icon