# RBL Insignia Preferred Banking World Credit Card

RBL Bank · Visa. ₹7,000 fee · 1.5% forex · 5 RP/₹100 on domestic retail, no published cap · wallet and gift-card loads are not addressed by the issuer.

> Not open to new applications at the moment. Brief keeps the page for holders.

✓ official · checked 1 September 2026 · Source: https://webassets.rbl.bank.in/document/credit-cards/terms-conditions-insignia-credit-card.pdf

## How it earns (2)

- 5 RP/₹100 on domestic retail, no published cap · wallet and gift-card loads are not addressed by the issuer · ✓ official · checked 1 September 2026
- 10 RP/₹100 on international retail · 2.5% at a ₹0.25 floor RP value (value not published), before the 1.5% forex · international only · ✓ official · checked 1 September 2026

## On gift vouchers

- ₹125 back on a ₹10,000 voucher bought direct. · 5 RP/₹100 on domestic retail, no published cap · wallet and gift-card loads are not addressed by the issuer

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## Milestones (1)

- ₹8,000 brand voucher (Amazon/Myntra/Croma/MMT/Taj choice) @ ₹8L annual spend · ₹8,000 at ₹8,00,000 spend per year · ✓ official · checked 1 September 2026

## Lounges (1)

- 8 domestic visits a year (2 a quarter) and 6 international visits a year through Priority Pass. Extra visits open at ₹1,00,000 or more spent in a month. · Domestic + Priority Pass intl · domestic and international · 14 per year · checked 1 September 2026

## Fees

- Annual fee: ₹7,000 + GST
  Waived at ₹10,00,000 spend per year
- Forex markup: 1.5%
- DCC markup: Not published
- Earns: RBL Reward Points (Insignia) · ₹0.25 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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