# RBL Nova

RBL Bank · Mastercard. ₹12,500 fee · 2% forex · 4 RP/₹200.

✓ official · checked 11 July 2026 · Source: https://www.rbl.bank.in/nova-credit-card

## How it earns (2)

- 4 RP/₹200 · ✓ official · checked 11 July 2026
- 3X: 12 RP/₹200 on flights, hotels and e-gift cards via the RBL Nova portal · accelerated points capped at 30,000/calendar month · cap 30,000 points per month · ✓ official · checked 2 October 2026

## On gift vouchers

- ₹200 back on a ₹10,000 voucher bought direct. · 4 RP/₹200
- Vouchers for ACT Fibernet, Bharat Petroleum (BPCL), Acko Insurance, BYJU'S and 26 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet loads · e-gift cards via nova portal earn 3X · brand vouchers elsewhere earn base
- No RP: fuel/auto, utilities, insurance, quasi-cash, rent, wallet, education, govt, contracted, cash, railways, misc, Bills2Pay, EMI · same list excluded from fee-waiver spend

## Milestones (1)

- ₹10,000 e-gift card (Taj/Tata CLiQ Luxury/MMT/Marriott Bonvoy) per ₹3L quarterly spend · ₹10,000 at ₹3,00,000 spend per quarter · ✓ official · checked 11 July 2026

## Lounges (1)

- 12 domestic visits a year (primary and guests together) and 12 international visits a year for the primary cardholder through Priority Pass, plus 4 international guest visits a year. Extra guests cost $35. · Priority Pass · domestic and international · 24 per year · checked 11 July 2026

## Statuses it opens (1)

- GHA Discovery GHA Discovery Platinum · enrolment needed · ✓ official · checked 19 July 2026

## Transfer partners (5)

- AirAsia Rewards Points · 2 : 1 · ✓ official · checked 11 July 2026
- Avios (Qatar Privilege Club) · 2 : 1 · ✓ official · checked 11 July 2026
- Club ITC Green Points · 2 : 1 · ✓ official · checked 11 July 2026
- KrisFlyer Miles · 2 : 1 · ✓ official · checked 11 July 2026
- Maharaja Points · 2 : 1 · ✓ official · checked 11 July 2026

## Fees

- Annual fee: ₹12,500 + GST
  Waived at ₹10,00,000 spend per year
- Forex markup: 2%
- DCC markup: Not published
- Earns: Nova Reward Points · ₹1 a point at baseline
- Points expire after 36 months

## Dated changes (1)

- Improvement · 12 December 2023: Mastercard World-tier cards fast-track to GHA DISCOVERY status (to 31 Dec 2026) (https://getbrief.cards/changes#gha-mc-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/rbl-nova