# BPCL SBI Card

SBI Card · Visa. ₹499 fee · 3.5% forex · 1 RP/₹100 non-fuel retail (₹0.25/RP fuel-locked redemption).

verified · checked 10 July 2026 · Source: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/credit-cards/travel/bpcl-tnc.pdf

## How it earns (3)

- 1 RP/₹100 non-fuel retail (₹0.25/RP fuel-locked redemption) · ✓ official · checked 10 July 2026
- 13X BPCL fuel (13 RP/₹100 = 3.25% + 1% surcharge waiver; txn ≤₹4,000; cap 1,300 RP/statement cycle) · cap 1,300 points per statement cycle · ✓ official · checked 10 July 2026
- 5X on grocery, dept stores, movies, dining (5 RP/₹100), shared cap 5,000 RP/mo, then base · cap 5,000 points per month · ✓ official · checked 10 July 2026

## On gift vouchers

- ₹25 back on a ₹10,000 voucher bought direct. · 1 RP/₹100 non-fuel retail (₹0.25/RP fuel-locked redemption)

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP on wallet loads · brand vouchers earn base (the issuer does not address them)

## Fees

- Annual fee: ₹499 + GST
  Waived at ₹1,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: SBI Reward Points · ₹0.25 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/sbi-bpcl-base