# SBI Cashback

SBI Card · Visa. ₹999 fee · 3.5% forex · 1% offline (cap ₹2,000/cycle; overall ₹4,000/cycle combined).

verified · checked 11 June 2026

## How it earns (3)

- 1% offline (cap ₹2,000/cycle; overall ₹4,000/cycle combined) · cap 2,000 points per statement cycle · verified · checked 13 June 2026
- 5% on all online spend (cap ₹2,000/cycle, from 1 Apr 2026) · excluded categories earn nothing · cap 2,000 points per statement cycle · online · verified · checked 27 June 2026
- 5% cashback on a CRED gift card charged through Razorpay (posts as online spend, not as a gift shop) · cap 2,000 points per statement cycle · community-verified · checked 3 October 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1% offline (cap ₹2,000/cycle; overall ₹4,000/cycle combined)
- Vouchers for ACT Fibernet, Bharat Petroleum (BPCL), Acko Insurance, Airtel (Thanks app) and 45 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (3)

- No cashback on wallet loads
- No cashback when a gift card posts as a card, gift or souvenir shop
- No cashback: fuel, wallet, rent, jewellery, education, utilities, insurance, railways, quasi-cash/MFI, gaming, tolls, govt, card/gift/novelty shops, standing instructions and Fetch and Pay on SBI Card platforms

## Fees

- Annual fee: ₹999 + GST
  Waived at ₹2,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published

## Dated changes (1)

- Devaluation · 1 April 2026: Your SBI Cashback card lost ground (https://getbrief.cards/changes#sbi-cashback)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/sbi-cashback