# Google Pay Flex SBI Card

SBI Card · RuPay. ₹499 fee · 1 Star/₹500 base, cap 1,500 Stars/statement cycle · from 1X, spending over ₹15,000 in a cycle earns 2X and over ₹30,000 earns 4X · 8X only from 2X above ₹30,000.

✓ official · checked 1 September 2026 · Source: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/gpay-flex/tnc.pdf

## How it earns (1)

- 1 Star/₹500 base, cap 1,500 Stars/statement cycle · from 1X, spending over ₹15,000 in a cycle earns 2X and over ₹30,000 earns 4X · 8X only from 2X above ₹30,000 · cap 1,500 points per statement cycle · ✓ official · checked 1 September 2026

## On gift vouchers

- ₹20 back on a ₹10,000 voucher bought direct. · 1 Star/₹500 base, cap 1,500 Stars/statement cycle · from 1X, spending over ₹15,000 in a cycle earns 2X and over ₹30,000 earns 4X · 8X only from 2X above ₹30,000
- Vouchers for Acko Insurance, BYJU'S, Tanishq, Google Pay (GPay) and 15 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No Stars on wallet loads · brand vouchers earn base (the issuer does not address them)
- No Stars: wallet loads, rent/property, jewellery, education, insurance, govt, EMI/SI/Flexipay · fuel is not excluded

## Fees

- Annual fee: ₹499 + GST
  Waived at ₹1,00,000 spend per year
- Forex markup: Not published
- DCC markup: Not published
- Earns: Google Pay Flex SBI Stars · ₹1 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/sbi-gpay-flex