# IndiGo SBI Card ELITE

SBI Card · Mastercard. ₹4,999 fee · 1.99% forex · 2 BluChips/₹100 base.

community-verified · checked 4 July 2026 · Source: https://cardinsider.com/sbi-card/indigo-sbi-elite-credit-card/

## How it earns (3)

- 2 BluChips/₹100 base · verified · checked 4 July 2026
- 7 BluChips / ₹100 on IndiGo (direct) · ✓ official · checked 26 September 2026
- 3 BluChips / ₹100 hotels & travel · community-verified · checked 4 July 2026

## On gift vouchers

- ₹82 back on a ₹10,000 voucher bought direct. · 2 BluChips/₹100 base
- Vouchers for ACT Fibernet, Bharat Petroleum (BPCL), Acko Insurance, Dream11 and 24 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No BluChips on wallet loads
- No BluChips: fuel, utilities, rent, govt, gaming, wallet loads, cash, balance transfer, Flexipay, cashback · insurance and cross-sell likely excluded (listed on the card page, not in the terms)

## Milestones (4)

- 6,000 BluChips @ ₹3L annual spend · ₹2,700 at ₹3,00,000 spend per card year · verified · checked 4 July 2026
- 6,000 BluChips @ ₹6L annual spend · ₹2,700 at ₹6,00,000 spend per card year · verified · checked 4 July 2026
- 6,000 BluChips @ ₹9L annual spend · ₹2,700 at ₹9,00,000 spend per card year · verified · checked 4 July 2026
- 6,000 BluChips @ ₹12L annual spend · ₹2,700 at ₹12,00,000 spend per card year · verified · checked 4 July 2026

## Lounges (2)

- 8 domestic visits a year (2 a quarter), after ₹1,00,000 spent the previous quarter. · Domestic (SBI) · domestic · 8 per year · checked 4 July 2026
- 6 international visits a year (2 a quarter), no spend condition. · International · international · 6 per year · checked 4 July 2026

## Transfer partners (1)

- ALL Reward Points · 6 : 1 · 24-48 hours · ✓ official · checked 17 July 2026

## Fees

- Annual fee: ₹4,999 + GST
- Forex markup: 1.99%
- DCC markup: Not published
- Earns: IndiGo BluChip Miles · ₹0.45 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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