# SBI SimplyCLICK

SBI Card · Visa. ₹499 fee · 3.5% forex · 1 RP / ₹100 offline (0.25%).

✓ official · checked 14 June 2026 · Source: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/credit-cards/value-savings/simplyclick/simplyclick-sbi-card-rp-tnc.pdf

## How it earns (3)

- 1 RP / ₹100 offline (0.25%) · ✓ official · checked 14 June 2026
- 10 RP / ₹100 on online partners (2.5%) · cap 10,000 points per month · ✓ official · checked 17 October 2026
- 5 RP / ₹100 on all other online spend (1.25%), cap 10K RP/calendar mo, then 1 RP/₹100 · cap 10,000 points per month · online · ✓ official · checked 9 October 2026

## On gift vouchers

- ₹25 back on a ₹10,000 voucher bought direct. · 1 RP / ₹100 offline (0.25%)
- Vouchers for Bharat Petroleum (BPCL), App Store, Google Pay (GPay), Gyftr and 11 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet loads · brand vouchers earn base (the issuer does not address them)
- No RP: rent, fuel, wallet, govt, gaming, cash advance, balance transfer, Encash, Flexipay · utility bills paid on SBI Card's own website or app earn base only (no 5X) · education and insurance are not excluded

## Milestones (2)

- ₹2,000 Cleartrip/Yatra e-voucher @ ₹1L annual ONLINE spend · ₹2,000 at ₹1,00,000 spend per card year · verified · checked 14 June 2026
- ₹2,000 Cleartrip/Yatra e-voucher @ ₹2L annual ONLINE spend · ₹2,000 at ₹2,00,000 spend per card year · verified · checked 14 June 2026

## Fees

- Annual fee: ₹499 + GST
  Waived at ₹1,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: SBI Reward Points · ₹0.25 a point at baseline

## Dated changes (1)

- Improvement · 1 August 2025: SimplyCLICK brought Swiggy back to 10X and added Gyftr (https://getbrief.cards/changes#sclick-swiggy)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/sbi-simplyclick