# Standard Chartered Beyond Credit Card

Standard Chartered · Visa. ₹25,000 fee · 2% forex · 5 RP / ₹150 (3.33%) everyday spends.

> Not open to new applications at the moment. Brief keeps the page for holders.

verified · checked 28 June 2026 · Source: https://www.sc.com/in/credit-cards/beyond-credit-card/

## How it earns (2)

- 5 RP / ₹150 (3.33%) everyday spends · verified · checked 28 June 2026
- 3 RP / ₹150 (2%) on utilities/insurance/govt (reduced) · verified · checked 28 June 2026

## On gift vouchers

- ₹333 back on a ₹10,000 voucher bought direct. · 5 RP / ₹150 (3.33%) everyday spends
- Vouchers for Bharat Petroleum (BPCL) and 5 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: fuel, cash/ATM (duty-free earns 15% cashback, not RP)

## Lounges (2)

- Unlimited domestic visits, plus 4 guest visits a year. · Domestic (DreamFolks) · domestic · unlimited · +4 guest · checked 28 June 2026
- Unlimited international visits through Priority Pass, plus 4 guest visits a year. · Priority Pass (international) · international · unlimited · +4 guest · checked 28 June 2026

## Statuses it opens (1)

- GHA Discovery GHA Discovery Titanium · enrolment needed · ✓ official · checked 19 July 2026

## Comes with (5)

- 24×7 concierge
- EazyDiner up to 25% off (cap ₹2,500/mo)
- Complimentary golf games & lessons (limited)
- ITC Hotels + Elivaas Villas: 50% off 2nd night / 3-nights-for-2; VISA Luxury Hotel Collection VIP
- Welcome vouchers ₹15,000 (Taj/MakeMyTrip/Luxe) on joining fee · ₹15,000

## Fees

- Annual fee: ₹25,000 + GST
- Forex markup: 2%
- DCC markup: Not published
- Earns: Standard Chartered Reward Points · ₹1 a point at baseline

## Dated changes (2)

- Partner removed · 1 August 2026: Standard Chartered is moving its mass-market cards to Federal Bank (https://getbrief.cards/changes#sc-federal-migration-2026)
- Improvement · 19 February 2024: Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026) (https://getbrief.cards/changes#gha-visa-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/sc-beyond