# Standard Chartered Smart Credit Card

Standard Chartered · Visa. ₹499 fee · 3.5% forex · 1% cashback all other eligible (cap ₹500/month).

✓ official · checked 17 June 2026 · Source: https://www.sc.com/in/credit-cards/smart-credit-card/

## How it earns (2)

- 1% cashback all other eligible (cap ₹500/month) · cap 500 points per month · ✓ official · checked 20 June 2026
- 2% cashback online (cap ₹1,000/month) · cap 1,000 points per month · online · ✓ official · checked 28 June 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1% cashback all other eligible (cap ₹500/month)

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## Fees

- Annual fee: ₹499 + GST
  Waived at ₹1,20,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published

## Dated changes (1)

- Partner removed · 1 August 2026: Standard Chartered is moving its mass-market cards to Federal Bank (https://getbrief.cards/changes#sc-federal-migration-2026)

Every change, dated: https://getbrief.cards/changes

---

Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/sc-smart