# Standard Chartered Ultimate

Standard Chartered · Mastercard. ₹5,000 fee · 2% forex · 5 RP / ₹150 (3.33%).

verified · checked 13 June 2026

## How it earns (2)

- 5 RP / ₹150 (3.33%) · verified · checked 13 June 2026
- 3 RP/₹150 utility/supermarket/insurance/govt · verified · checked 13 June 2026

## On gift vouchers

- ₹333 back on a ₹10,000 voucher bought direct. · 5 RP / ₹150 (3.33%)
- Vouchers for Bharat Petroleum (BPCL) and 5 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No rewards: fuel

## Lounges (1)

- 4 domestic visits a quarter, and 1 international visit a month after ₹20,000 spent the previous month. · Priority Pass · domestic and international · 12 per year

## Statuses it opens (1)

- GHA Discovery GHA Discovery Titanium · enrolment needed · ✓ official · checked 19 July 2026

## Fees

- Annual fee: ₹5,000 + GST
- Forex markup: 2%
- DCC markup: Not published
- Earns: Standard Chartered Reward Points · ₹1 a point at baseline

## Dated changes (2)

- Partner removed · 1 August 2026: Standard Chartered is moving its mass-market cards to Federal Bank (https://getbrief.cards/changes#sc-federal-migration-2026)
- Improvement · 12 December 2023: Mastercard World-tier cards fast-track to GHA DISCOVERY status (to 31 Dec 2026) (https://getbrief.cards/changes#gha-mc-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/sc-ultimate