# Scapia Axis Bank Credit Card

Axis Bank · Mastercard. lifetime free · 0% forex · 10 coins / ₹100 everyday (= 2% value back @ 5 coins = ₹1) on spends of ₹20 and above · under ₹20 earns nothing.

✓ official · checked 9 September 2026 · Source: https://www.axis.bank.in/docs/default-source/default-document-library/terms-and-conditions-for-scapia-credit-card.pdf

## How it earns (2)

- 10 coins / ₹100 everyday (= 2% value back @ 5 coins = ₹1) on spends of ₹20 and above · under ₹20 earns nothing · ✓ official · checked 9 October 2026
- 20 coins / ₹100 on Scapia-App flight/hotel/bus (= 4% value back), no cap · ✓ official · checked 9 September 2026

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No coins on wallet loading or gift cards
- Zero coins: wallet load, education & school fees, fuel + fuel surcharge, government services, EMI, business services, real estate rentals, crypto & MOTO, insurance, utility

## Lounges (1)

- Unlimited domestic visits, after ₹20,000 or more net spend in the billing cycle. Spend on the Mastercard and RuPay Scapia Axis cards counts together. No international lounge. · Domestic · domestic · unlimited · checked 9 September 2026

## Fees

- Annual fee: Lifetime free
- Forex markup: Nil
- DCC markup: Nil
- Earns: Scapia Coins · ₹0.2 a point at baseline

## Dated changes (1)

- Devaluation · 28 August 2026: Axis cards earn nothing on gift card purchases (https://getbrief.cards/changes#axis-giftcard-aug26)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/scapia-axis-mastercard