# Scapia (Federal Bank)

Federal Bank · Visa. lifetime free · 0% forex · 10 coins / ₹100 everyday (= 2% travel-locked value @ 5 coins = ₹1) on spends of ₹20 and above · under ₹20 earns nothing.

verified · checked 13 June 2026

## How it earns (2)

- 10 coins / ₹100 everyday (= 2% travel-locked value @ 5 coins = ₹1) on spends of ₹20 and above · under ₹20 earns nothing · verified · checked 9 October 2026
- 20 coins / ₹100 on in-app travel (= 4% travel-locked value) · verified · checked 3 July 2026

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No Scapia Coins on gift cards or wallet top-ups
- Zero coins: fuel, education, insurance, utilities, EMI, crypto, forex txns, <₹20

## Lounges (1)

- Unlimited domestic visits, after ₹20,000 or more spent in the month. No international lounge. · Domestic (Dreamfolks) · domestic · unlimited

## Fees

- Annual fee: Lifetime free
- Forex markup: Nil
- DCC markup: Not published
- Earns: Scapia Coins · ₹0.2 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/scapia-federal