# YES BANK ELITE+

YES Bank · Mastercard. ₹999 fee · 3% forex · 6 RP / ₹200 offline (all other eligible).

verified · checked 28 June 2026 · Source: https://www.paisabazaar.com/yes-bank/yes-premia-credit-card/

## How it earns (4)

- 6 RP / ₹200 offline (all other eligible) · verified · checked 28 June 2026
- 12 RP / ₹200 online shopping · online · verified · checked 28 June 2026
- 4 RP/₹200 on cable, satellite and streaming only · insurance and education earn nothing since 15 Jun 2026 · ✓ official · checked 13 July 2026
- 4 RP/₹200 on utilities, cap 300 RP/cycle from 15 Jun 2026 · cap 300 points per statement cycle · ✓ official · checked 13 July 2026

## On gift vouchers

- ₹75 back on a ₹10,000 voucher bought direct. · 6 RP / ₹200 offline (all other eligible)
- Vouchers for Bharat Petroleum (BPCL), Acko Insurance, BYJU'S, Tanishq and 26 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet loads
- No RP since 15 Jun 2026: fuel, rent, wallet, govt, marketing/advertising, insurance, education, railways, toll, ferry, jewellery · also cash, EMI-converted and UPI

## Lounges (2)

- 2 domestic visits a quarter for the primary cardholder, after ₹50,000 spent the previous calendar quarter. · Domestic (Mastercard) · domestic · 2 per quarter · checked 21 October 2026
- 3 international visits a year through Priority Pass, membership included. No spend condition. · Priority Pass (international) · international · 3 per year · checked 21 October 2026

## Transfer partners (1)

- Maharaja Points · 15 : 1 · unknown · verified · checked 29 June 2026

## Comes with (1)

- Complimentary golf rounds + lessons

## Fees

- Annual fee: ₹999 + GST
  Waived at ₹2,00,000 spend per card year
- Forex markup: 3%
- DCC markup: 1%
- Earns: YES Reward Points · ₹0.25 a point at baseline

## Dated changes (3)

- Devaluation · 15 June 2026: YES Bank stopped rewards on insurance, education, railways, toll, ferry & jewellery (https://getbrief.cards/changes#yes-earn-excl-2026)
- Fee change · 15 June 2026: YES Bank raised forex markup across its card range (https://getbrief.cards/changes#yes-forex-2026)
- Retention rule · 18 December 2023: YES Bank renamed its card line-up (18 Dec 2023) (https://getbrief.cards/changes#yes-2023-rebrand)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/yes-elite-plus