# YES BANK RESERV

YES Bank · Visa. ₹2,499 fee · 2% forex · 12 RP / ₹200 offline (36,000 RP/cycle overall cap).

verified · checked 17 June 2026 · Source: https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards

## How it earns (3)

- 12 RP / ₹200 offline (36,000 RP/cycle overall cap) · verified · checked 17 June 2026
- 24 RP / ₹200 online shopping · online · verified · checked 28 June 2026
- 6 RP / ₹200 select (insurance / education / govt / wallet loads) · verified · checked 17 June 2026

## On gift vouchers

- ₹150 back on a ₹10,000 voucher bought direct. · 12 RP / ₹200 offline (36,000 RP/cycle overall cap)

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP on wallet-load gift cards · brand vouchers earn base

## Lounges (2)

- 3 domestic visits a quarter (12 a year), after ₹1,00,000 spent the previous calendar quarter (from 1 Apr 2025). · Domestic (DreamFolks/Priority Pass) · domestic · 3 per quarter
- 6 international visits a year, add-on cardholders included. No spend condition. · International · international · 6 per year · checked 21 October 2026

## Transfer partners (1)

- Maharaja Points · 15 : 1 · unknown · verified · checked 29 June 2026

## Comes with (1)

- 4 complimentary golf rounds + 1 lesson per year

## Fees

- Annual fee: ₹2,499 + GST
  Waived at ₹3,00,000 spend per card year
- Forex markup: 2%
- DCC markup: 1%
- Earns: YES Reward Points · ₹0.25 a point at baseline

## Dated changes (3)

- Fee change · 15 June 2026: YES Bank raised forex markup across its card range (https://getbrief.cards/changes#yes-forex-2026)
- Lounge gating · 1 April 2025: YES RESERV lounge access now requires ₹1L quarterly spend (https://getbrief.cards/changes#yes-reserv-lounge-gate)
- Improvement · 1 January 2024: YES First Exclusive rebranded to YES BANK RESERV (https://getbrief.cards/changes#yes-first-exclusive-rebrand)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/yes-reserv