# YES Wellness

YES Bank · Visa. ₹499 fee · 3.5% forex · 4 RP/₹200 all other retail.

community-verified · checked 11 July 2026 · Source: https://www.paisabazaar.com/yes-bank/yes-bank-wellness-credit-card/

## How it earns (3)

- 4 RP/₹200 all other retail · ✓ official · checked 13 July 2026
- 20 RP/₹200 chemist/pharma · ✓ official · checked 13 July 2026
- 4 RP/₹200 on utilities, cap 300 RP/cycle · cap 300 points per statement cycle · ✓ official · checked 13 July 2026

## On gift vouchers

- ₹50 back on a ₹10,000 voucher bought direct. · 4 RP/₹200 all other retail
- Vouchers for Bharat Petroleum (BPCL), Google Pay (GPay), Gyftr, CRED and 8 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- Likely no RP on wallet loads (YES Rewardz's usual exclusion)
- No RP: rent, wallet, fuel, govt, marketing/advertising, insurance, education, railways (insurance, education, railways from 15 Jun 2026)

## Fees

- Annual fee: ₹499 + GST
- Forex markup: 3.5%
- DCC markup: 1%
- Earns: YES Reward Points · ₹0.25 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/yes-wellness