# Indian credit card changes, dated · Brief

Every change to Indian credit card rewards, lounge access, fees and transfer partners, dated, with the issuer’s own document as the source. 126 changes, current to 20 October 2026.

A watcher reads bank terms pages every day and raises a flag when the wording moves. A person checks that flag against the issuer’s own document before it lands here, and the source is kept.

Nothing on this page comes from the watcher alone.

## Coming up (7)

Announced, not yet in effect. Still time to act on these.

- **Devaluation** · from 15 November 2026: Amex stops pooling points across your cards on 15 November · Amex Platinum Reserve Credit Card, Amex Platinum Card, Amex Gold Card, Amex Membership Rewards Credit Card, Amex Platinum Travel, Amex SmartEarn · ✓ official · checked 16 October 2026 · Source: https://www.americanexpress.com/en-in/support/digital/consumer-experience-updates/ · https://getbrief.cards/changes#amex-mr-pooling-2026-10
- **Fee change** · from 15 November 2026: Amex MRCC drops the half-fee waiver on 15 November · Amex Membership Rewards Credit Card · ✓ official · checked 16 October 2026 · Source: https://www.americanexpress.com/en-in/support/digital/consumer-experience-updates/ · https://getbrief.cards/changes#amex-mrcc-waiver-2026-10
- **Retention rule** · from 15 November 2026: Axis complimentary memberships renew only if you say yes · Axis Magnus, Axis Magnus for Burgundy, Axis Burgundy Private, Axis Reserve, Axis Bank SELECT · ✓ official · checked 20 August 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf · https://getbrief.cards/changes#axis-consent-renewal-2026-11
- **Improvement** · from 10 November 2026: MakeMyTrip ICICI stops charging for rupee payments abroad on 10 November · MakeMyTrip ICICI Bank · verified · checked 20 October 2026 · Source: https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/revamp-page-images/docs/pdf/mitc_cc.pdf · https://getbrief.cards/changes#icici-mmt-dcc-nil-2026-11
- **Devaluation** · from 1 November 2026: Axis gates its movie offers behind ₹25,000 of prior spend · Axis Bank SELECT, Axis Bank MyZone, Axis Bank Privilege, Axis Bank Neo · ✓ official · checked 22 September 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-neo.pdf · https://getbrief.cards/changes#axis-movie-gate-2026-11
- **Devaluation** · from 26 October 2026: IDFC FIRST Ashva earns 2X on international spends from 26 October · IDFC FIRST Ashva Credit Card · ✓ official · checked 8 October 2026 · Source: https://www.idfcfirst.bank.in/credit-card/metal-credit-card/ashva · https://getbrief.cards/changes#idfc-ashva-intl-2026-10
- **Devaluation** · from 26 October 2026: IDFC FIRST IndiGo earns 1 BluChip per ₹100 abroad from 26 October · IndiGo IDFC FIRST Credit Card · ✓ official · checked 14 October 2026 · Source: https://www.idfcfirst.bank.in/credit-card/indigo-credit-card · https://getbrief.cards/changes#idfc-indigo-intl-2026-10

## On record

### October 2026

- **Devaluation** · effective 1 October 2026: Axis SELECT milestone spends stop counting excluded categories · Axis Bank SELECT · ✓ official · checked 22 September 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf · https://getbrief.cards/changes#axis-select-milestone-2026-10
- **Partner added** · effective 1 October 2026: GHA DISCOVERY status now matches into Club Avolta, free, to 31 December 2027 · GHA Discovery, Club Avolta · ✓ official · checked 15 October 2026 · Source: https://www.ghadiscovery.com/our-partners/club-avolta/terms-and-conditions · https://getbrief.cards/changes#gha-avolta-match-2026
- **Devaluation** · effective 1 October 2026: Club Vistara IDFC FIRST closes on 1 October · Club Vistara IDFC FIRST Credit Card · ✓ official · checked 22 September 2026 · Source: https://www.idfcfirst.bank.in/credit-card/vistara-credit-card · https://getbrief.cards/changes#idfc-vistara-closure-2026
- **Lounge gating** · effective 1 October 2026: BOBCARD Eterna/Tiara lounge gate rises to ₹75K/quarter · Replaced by BOBCARD nearly doubles the spend needed for domestic lounge access · BOBCARD Tiara, BOBCARD Eterna Credit Card · ✓ official · checked 8 October 2026 · Source: https://media.bobcard.co.in/media/0h5cim12/features-and-rewards-important-terms-conditions-15072026.pdf · https://getbrief.cards/changes#tiara-lounge-2026

### September 2026

- **Devaluation** · effective 30 September 2026: Amex ends Reward Multiplier on 30 September · Amex Platinum Reserve Credit Card, Amex Platinum Card, Amex Gold Card, Amex Membership Rewards Credit Card, Amex Platinum Travel, Amex SmartEarn · ✓ official · checked 16 September 2026 · Source: https://www.americanexpress.com/content/dam/amex/in/benefits/RM_Closure_5X.pdf · https://getbrief.cards/changes#amex-rm-closure-2026
- **Partner added** · effective 23 September 2026: Accor is back on Axis, and Cathay, Hilton and Miles & More join · Axis Atlas, Axis Bank Olympus Credit Card, Axis Bank Horizon, Axis Magnus, Axis Magnus for Burgundy, Axis Burgundy Private, Axis Reserve, Axis Bank SELECT, Axis Bank Privilege, Axis Bank REWARDS, Accor Live Limitless (ALL), Cathay Pacific Asia Miles, Hilton Honors, Lufthansa Miles & More, ALL Reward Points, Asia Miles, Hilton Honors Points, Miles & More Award Miles · ✓ official · checked 23 September 2026 · Source: https://traveledge.axis.bank.in/travel/common/termsandcondition · https://getbrief.cards/changes#axis-edge-partners-2026-09
- **Partner removed** · effective 23 September 2026: Axis drops Club ITC as a transfer partner · Axis Atlas, Axis Bank Olympus Credit Card, Axis Bank Horizon, Axis Magnus, Axis Magnus for Burgundy, Axis Burgundy Private, Axis Reserve, Axis Bank SELECT, Axis Bank Privilege, Axis Bank REWARDS, Club ITC, Club ITC Green Points · ✓ official · checked 23 September 2026 · Source: https://traveledge.axis.bank.in/travel/common/termsandcondition · https://getbrief.cards/changes#axis-itc-removed-2026-09
- **Partner removed** · effective 23 September 2026: SBI drops Etihad and Flying Blue from MILES transfers · SBI Card MILES, SBI Card MILES PRIME, SBI Card MILES ELITE, Etihad Guest, Flying Blue (AF/KLM), Etihad Guest Miles, Flying Blue Miles · ✓ official · checked 23 September 2026 · Source: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/rewards-program-TnC-miles.pdf · https://getbrief.cards/changes#sbi-miles-etihad-fb-removed-2026-09
- **Devaluation** · effective 10 September 2026: Amex Platinum Travel loses its ₹1.9 lakh milestone and gates lounge access · Amex Platinum Travel · ✓ official · checked 16 September 2026 · Source: https://www.americanexpress.com/content/dam/amex/in/legal-disclosures/Platinum_Travel_General_Tnc1.pdf · https://getbrief.cards/changes#amex-pt-deval2-2026
- **Improvement** · effective 9 September 2026: IDFC FIRST drops the forex markup on every credit card · IDFC FIRST LIC Select, IDFC FIRST Millennia Credit Card, IDFC FIRST Mayura Credit Card, IDFC FIRST Ashva Credit Card, IDFC FIRST Gaj Credit Card, IndiGo IDFC FIRST Credit Card, Club Vistara IDFC FIRST Credit Card, IDFC First Wealth, IDFC FIRST WOW, IDFC FIRST Select, IDFC FIRST Classic Credit Card, IDFC FIRST HPCL Power+ Credit Card, IDFC FIRST SWYP, IDFC FIRST Power (HPCL), IDFC FIRST Private, IDFC FIRST Diamond Reserve · ✓ official · checked 16 September 2026 · Source: https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/MITC-Document-Customer.pdf · https://getbrief.cards/changes#idfc-zero-forex-2026
- **Devaluation** · effective 8 September 2026: Flying Blue splits AF/KLM award tickets into Light, Standard and Flex from 8 Sep 2026 · Flying Blue (AF/KLM), Flying Blue Miles · ✓ official · checked 31 August 2026 · Source: https://www.flyingblue.com/en/news/light-standard-flex-reward-tickets-september-2026 · https://getbrief.cards/changes#flyingblue-unbundling-2026
- **Partner added** · effective 4 September 2026: IHG One Rewards points now convert to Air India Maharaja Points · IHG One Rewards Points · ✓ official · checked 8 October 2026 · Source: https://www.ihgplc.com/en/news-and-media/news-releases/2026/air-india-and-ihg-hotels-and-resorts-announce-landmark-loyalty-partnership · https://getbrief.cards/changes#ihg-maharaja-2026-09
- **Fee change** · effective 1 September 2026: Axis Burgundy Private: annual fee doubles ₹50,000 → ₹1,00,000 + GST unless TRV ≥ ₹5 Cr · Replaced by Burgundy Private The One costs ₹1 lakh a year below a ₹5 crore relationship · Axis Burgundy Private · ✓ official · checked 25 August 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-burgundy.pdf · https://getbrief.cards/changes#axis-bp-fee-2026
- **Fee change** · effective 1 September 2026: Burgundy Private The One costs ₹1 lakh a year below a ₹5 crore relationship · Axis Burgundy Private · ✓ official · checked 20 August 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-burgundy.pdf · https://getbrief.cards/changes#axis-bp-fee-2026-09
- **Partner removed** · effective 1 September 2026: The GHA DISCOVERY status match closed on 1 September · Taj InnerCircle – NeuPass, Club ITC, Air India Maharaja Club · ✓ official · checked 25 August 2026 · Source: https://ghadiscovery.statusmatch.com/faq/ · https://getbrief.cards/changes#gha-match-window-close-2026
- **Devaluation** · effective 1 September 2026: HSBC Live+ lounge access is now 2 domestic visits a year plus 1 international · HSBC Live+ Credit Card · ✓ official · checked 23 September 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/credit-cards/live-plus-credit-card-services-guide.pdf · https://getbrief.cards/changes#hsbc-liveplus-lounge-2026-09
- **Fee change** · effective 1 September 2026: Kotak Dream Different charges a 424 rupee joining fee from 1 September · Kotak 811 #DreamDifferent · ✓ official · checked 23 September 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/files/key-fact-statement/DreamDifferent.pdf · https://getbrief.cards/changes#kotak-dd-joining-2026-09

### August 2026

- **Devaluation** · effective 28 August 2026: Axis cards earn nothing on gift card purchases · Axis Bank SELECT, Axis Bank Privilege, Axis Magnus, Axis Magnus for Burgundy, Axis Reserve, Axis Bank MyZone, Axis Bank Neo, Axis Bank Horizon, Axis Bank REWARDS, Axis Bank Olympus Credit Card, Airtel Axis Bank, Google Pay Flex Axis Bank, IndiGo Axis Bank Credit Card, IndiGo Axis Bank Premium Credit Card, Axis Atlas, Axis Bank ACE, Flipkart Axis Bank, IndianOil Axis Bank, IndianOil Axis Bank Premium, LIC Axis Bank Platinum, LIC Axis Bank Signature, Samsung Axis Bank Signature, Miles & More Axis Bank World, Miles & More Axis Bank World Select, Scapia Axis Bank Credit Card, Scapia Axis Bank Credit Card (RuPay) · ✓ official · checked 2 October 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf · https://getbrief.cards/changes#axis-giftcard-aug26
- **Devaluation** · effective 28 August 2026: Axis Bank portfolio revision, 28 Aug 2026: tolls stop earning, DCC markup rises, late fees up · Axis Bank Privilege, Axis Bank REWARDS, Axis Burgundy Private, Axis Magnus for Burgundy, Axis Magnus, Axis Atlas, Axis Reserve, Flipkart Axis Bank, Axis Bank ACE, Axis Bank MyZone, Axis Bank Neo, Airtel Axis Bank, Axis Bank SELECT, Axis Bank Olympus Credit Card, IndiGo Axis Bank Credit Card, IndiGo Axis Bank Premium Credit Card, IndianOil Axis Bank, LIC Axis Bank Signature, IndianOil Axis Bank Premium, Samsung Axis Bank Signature, Axis Bank Primus, Miles & More Axis Bank World, Miles & More Axis Bank World Select, Axis Freecharge Plus, Google Pay Flex Axis Bank · ✓ official · checked 16 September 2026 · Source: https://www.axis.bank.in/docs/default-source/default-document-library/mitc-credit-cards.pdf · https://getbrief.cards/changes#axis-portfolio-2026-08-28
- **Lounge gating** · effective 28 August 2026: Axis: your Priority Pass stops working at domestic lounges in India on 28 Aug 2026 · Axis Reserve, Axis Bank Primus, Axis Burgundy Private, Axis Magnus, Axis Magnus for Burgundy, Axis Bank SELECT · ✓ official · checked 25 August 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-reserve.pdf · https://getbrief.cards/changes#axis-pp-domestic-2026-08-28
- **Devaluation** · effective 28 August 2026: Axis raises currency-conversion charges and stops rewarding tolls from 28 August · Replaced by Axis Bank portfolio revision, 28 Aug 2026: tolls stop earning, DCC markup rises, late fees up · Axis Magnus, Axis Magnus for Burgundy, Axis Burgundy Private, Axis Reserve, Axis Bank Primus, Axis Atlas, Axis Bank SELECT, Axis Bank Privilege, Axis Bank REWARDS, Axis Bank MyZone, Axis Bank Neo, Axis Bank ACE, Axis Bank Olympus Credit Card · ✓ official · checked 20 August 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf · https://getbrief.cards/changes#axis-revision-2026-08-28
- **Devaluation** · effective 25 August 2026: BOBCARD accidental-death cover ends for existing holders on 25 August · BOBCARD Eterna Credit Card, BOBCARD Tiara, BOBCARD Premier, BOBCARD Select, BOBCARD Prime · verified · checked 20 August 2026 · Source: https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf · https://getbrief.cards/changes#bob-insurance-end-2026
- **Fee change** · effective 21 August 2026: Axis Horizon raises its currency-conversion charge from 21 August · Axis Bank Horizon · ✓ official · checked 22 September 2026 · Source: https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-horizon-credit-card.pdf · https://getbrief.cards/changes#axis-horizon-revision-2026-08-21
- **Improvement** · effective 18 August 2026: Amex India improves Membership Rewards transfers to Virgin Atlantic and Hilton · Amex Platinum Card, Amex Gold Card, Amex Membership Rewards Credit Card, Amex Platinum Reserve Credit Card, Amex Platinum Travel, Membership Rewards, Virgin Atlantic Flying Club, Hilton Honors Points · ✓ official · checked 20 August 2026 · Source: https://cardinsider.com/american-express/american-express-credit-cards-reward-point-earning-transfer-partners/ · https://getbrief.cards/changes#amex-mr-ratios-2026-08
- **Devaluation** · effective 18 August 2026: Axis BluChip transfer ratios drop back to standard as the launch offer ends · Axis Magnus, Axis Magnus for Burgundy, Axis Atlas, Axis Reserve, Axis Bank Olympus Credit Card, Axis Bank Horizon, Axis Burgundy Private, Axis Bank SELECT, Axis Bank Privilege, Axis Bank REWARDS, IndiGo BluChip Miles · ✓ official · checked 20 August 2026 · Source: https://traveledge.axis.bank.in/travel/common/termsandcondition · https://getbrief.cards/changes#axis-bluchip-intro-end
- **Improvement** · effective 15 August 2026: HSBC charges no forex markup on its credit cards until 31 October · HSBC Premier, HSBC Taj Credit Card, HSBC Live+ Credit Card, HSBC TravelOne Credit Card, HSBC Visa Platinum, HSBC Privé Credit Card, HSBC RuPay Cashback, HSBC RuPay Platinum · ✓ official · checked 8 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/offers/zero-forex-tnc.pdf · https://getbrief.cards/changes#hsbc-zero-forex-2026
- **Devaluation** · effective 5 August 2026: BOBCARD Etihad Premium: Gold fast-track now needs a ₹10,000+ etihad.com transaction · BOBCARD Etihad Guest Premium · verified · checked 1 September 2026 · Source: https://www.livefromalounge.com · https://getbrief.cards/changes#bobet-gold-gate-2026
- **Partner removed** · effective 1 August 2026: Standard Chartered is moving its mass-market cards to Federal Bank · Standard Chartered Smart Credit Card, Standard Chartered Manhattan Credit Card, Standard Chartered EaseMyTrip Credit Card, Standard Chartered Super Value Titanium, Standard Chartered Ultimate, Standard Chartered Beyond Credit Card, Standard Chartered Platinum Rewards · verified · checked 20 August 2026 · Source: https://www.sc.bank.in/migration-accept-emailfaq/ · https://getbrief.cards/changes#sc-federal-migration-2026

### July 2026

- **Improvement** · effective 26 July 2026: Qatar Airways Privilege Club is an Axis transfer partner again · Axis Magnus, Axis Magnus for Burgundy, Axis Atlas, Axis Reserve, Axis Bank Olympus Credit Card, Axis Bank Horizon, Axis Burgundy Private, Axis Bank SELECT, Axis Bank Privilege, Axis Bank REWARDS, Qatar Airways Privilege Club, Avios (Qatar Privilege Club) · ✓ official · checked 20 August 2026 · Source: https://traveledge.axis.bank.in/travel/common/termsandcondition · https://getbrief.cards/changes#axis-qatar-reinstated
- **Improvement** · effective 26 July 2026: HSBC Live+ cuts its forex markup and lifts the cashback cap · HSBC Live+ Credit Card · ✓ official · checked 20 August 2026 · Source: https://www.hsbc.co.in/credit-cards/products/live-plus/ · https://getbrief.cards/changes#hsbc-liveplus-2026-07
- **Devaluation** · effective 26 July 2026: HSBC Live+: the 1.5% base cashback no longer accrues on international spends · HSBC Live+ Credit Card · ✓ official · checked 23 September 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/credit-cards/live-plus-credit-card-services-guide.pdf · https://getbrief.cards/changes#hsbc-liveplus-intl-cashback-2026
- **Devaluation** · effective 22 July 2026: IndiGo IDFC FIRST cuts BluChips on FASTag, railway, govt & education · IndiGo IDFC FIRST Credit Card, IndiGo BluChip Miles · verified · checked 28 June 2026 · Source: https://cardinsider.com/blog/idfc-credit-cards-hit-another-major-devaluation/ · https://getbrief.cards/changes#idfc-indigo-deval-2026
- **Devaluation** · effective 20 July 2026: ICICI Manchester United Platinum discontinued for new issuance · ICICI Manchester United Platinum · verified · checked 26 August 2026 · Source: https://cardinsider.com/icici-bank/icici-bank-manchester-united-platinum-credit-card/ · https://getbrief.cards/changes#icici-manutd-discontinued-2026
- **Devaluation** · effective 15 July 2026: BOBCARD raises revolving interest to 3.75% a month on Eterna and Tiara · BOBCARD Eterna Credit Card, BOBCARD Tiara · verified · checked 20 August 2026 · Source: https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf · https://getbrief.cards/changes#bob-interest-2026-07
- **Lounge gating** · effective 15 July 2026: BOBCARD nearly doubles the spend needed for domestic lounge access · BOBCARD Eterna Credit Card, BOBCARD Tiara · ✓ official · checked 20 October 2026 · Source: https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf · https://getbrief.cards/changes#bob-lounge-gate-2026-10
- **Partner added** · effective 13 July 2026: IndiGo BluChip and Accor ALL points now convert both ways · IndiGo BluChip, IndiGo BluChip Miles, ALL Reward Points · ✓ official · checked 17 July 2026 · Source: https://www.goindigo.in/loyalty/partners/accor-hotels.html · https://getbrief.cards/changes#indigo-accor-2026
- **Lounge gating** · effective 1 July 2026: Diners Club Privilege lounge is now spend-gated from 1 Jul 2026 · HDFC Diners Club Privilege · verified · checked 22 June 2026 · Source: https://www.cardexpert.in/hdfc-regalia-gold-2026-lounge-access-update/ · https://getbrief.cards/changes#dcp-lounge-gate-2026
- **Devaluation** · effective 1 July 2026: HDFC SmartBuy: 3,000 ARP/month sub-cap introduced on brand vouchers (Gyftr/Woohoo) · HDFC Infinia Metal, HDFC Diners Club Black Metal, HDFC Regalia Gold, HDFC Diners Club Privilege · community-verified · checked 1 July 2026 · Source: https://offers.smartbuy.hdfc.bank.in/offer_details/smartbuy/15282 · https://getbrief.cards/changes#hdfc-smartbuy-arp-cap-2026
- **Devaluation** · effective 1 July 2026: Your IDFC First points now expire · IDFC First Wealth · ✓ official · checked 2 October 2026 · Source: https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-Wealth-Credit-Card-Communication-May-26.pdf · https://getbrief.cards/changes#idfc-expiry
- **Lounge gating** · effective 1 July 2026: IndusInd Indulge domestic lounge becomes spend-gated (Jul 2026) · IndusInd Bank Indulge Credit Card · community-verified · checked 28 June 2026 · Source: https://www.paisabazaar.com/indusind-bank/indulge-credit-card/ · https://getbrief.cards/changes#indulge-lounge-gate
- **Devaluation** · effective 1 July 2026: PhonePe SBI SELECT BLACK & PURPLE: reward caps cut, new exclusions · PhonePe SBI Card SELECT BLACK, PhonePe SBI Card PURPLE · ✓ official · checked 1 July 2026 · Source: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/PhonePe-Black-pdf-27Apr2026.pdf · https://getbrief.cards/changes#phonepe-sbi-deval-2026
- **Lounge gating** · effective 1 July 2026: Regalia Gold domestic lounge is now spend-gated from 1 Jul 2026 · HDFC Regalia Gold · verified · checked 22 June 2026 · Source: https://www.cardexpert.in/hdfc-regalia-gold-2026-lounge-access-update/ · https://getbrief.cards/changes#rg-lounge-gate-2026

### June 2026

- **Improvement** · effective 18 June 2026: Axis Bank added IndiGo BluChip as a TravelEdge transfer partner · Replaced by Axis BluChip transfer ratios drop back to standard as the launch offer ends · Axis Reserve, Axis Bank Olympus Credit Card, IndiGo Axis Bank Credit Card, IndiGo Axis Bank Premium Credit Card · community-verified · checked 20 June 2026 · Source: https://community.tapnow.in/t/axis-bank-adds-indigo-bluchip-transfers-but-not-everyone-gets-the-same-deal/2417 · https://getbrief.cards/changes#axis-indigo-bluchip
- **Devaluation** · effective 18 June 2026: IDFC FIRST movie tickets now need ₹20,000 of spend the month before · IDFC FIRST Mayura Credit Card, IDFC FIRST Ashva Credit Card, IDFC FIRST Diamond Reserve, IDFC First Wealth · verified · checked 20 August 2026 · Source: https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-Wealth-Privileges.pdf · https://getbrief.cards/changes#idfc-bogo-gate-2026
- **Devaluation** · effective 18 June 2026: IDFC First Classic earn is now capped to your credit limit · IDFC FIRST Classic Credit Card · verified · checked 21 June 2026 · Source: https://cardinsider.com/blog/idfc-credit-cards-hit-another-major-devaluation/ · https://getbrief.cards/changes#idfc-classic-cap-2026
- **Devaluation** · effective 18 June 2026: IDFC FIRST portfolio devaluation hits Millennia, Mayura, Ashva & Gaj · IDFC FIRST Millennia Credit Card, IDFC FIRST Mayura Credit Card, IDFC FIRST Ashva Credit Card, IDFC FIRST Gaj Credit Card · ✓ official · checked 28 June 2026 · Source: https://cardinsider.com/blog/idfc-credit-cards-hit-another-major-devaluation/ · https://getbrief.cards/changes#idfc-newcards-deval-2026
- **Devaluation** · effective 18 June 2026: IDFC First HPCL Power+ in-app travel bonus was cut · IDFC FIRST HPCL Power+ Credit Card, IDFC FIRST Power (HPCL) · ✓ official · checked 16 July 2026 · Source: https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-Power-Credit-Card-Communication-May-26.pdf · https://getbrief.cards/changes#idfc-power-plus-deval-2026
- **Devaluation** · effective 18 June 2026: IDFC First Select earn is now capped to your credit limit · IDFC FIRST Select · verified · checked 21 June 2026 · Source: https://cardinsider.com/blog/idfc-credit-cards-hit-another-major-devaluation/ · https://getbrief.cards/changes#idfc-select-cap-movie-2026
- **Improvement** · effective 18 June 2026: IDFC First Select: 10X on dining/travel/intl reported from the first rupee · IDFC FIRST Select · community-verified · checked 17 June 2026 · Source: https://cardinsider.com/idfc-first-bank/idfc-first-select-credit-card/ · https://getbrief.cards/changes#idfc-select-earn-2026
- **Devaluation** · effective 18 June 2026: Club Vistara IDFC FIRST: Maharaja-only redemption; card winding down · Club Vistara IDFC FIRST Credit Card, Maharaja Points · verified · checked 28 June 2026 · Source: https://www.idfcfirst.bank.in/credit-card/vistara-credit-card · https://getbrief.cards/changes#idfc-vistara-deval-2026
- **Devaluation** · effective 18 June 2026: Your IDFC First Wealth earn is now capped to your credit limit · IDFC First Wealth · ✓ official · checked 21 June 2026 · Source: https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-Wealth-Credit-Card-Communication-May-26.pdf · https://getbrief.cards/changes#idfc-wealth-deval-2026
- **Devaluation** · effective 18 June 2026: IDFC First WOW points now expire and earn is capped to your credit limit · IDFC FIRST WOW · ✓ official · checked 21 June 2026 · Source: https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-WOW-Credit-Card-Communication-May-26.pdf · https://getbrief.cards/changes#idfc-wow-deval-2026
- **Devaluation** · effective 15 June 2026: YES Bank stopped rewards on insurance, education, railways, toll, ferry & jewellery · YES BANK ACE, YES BANK SELECT, YES BANK ELITE+, YES Bank Marquee · ✓ official · checked 13 July 2026 · Source: https://www.yes.bank.in/personal-banking/yes-individual/cards/credit-cards/ace-credit-card · https://getbrief.cards/changes#yes-earn-excl-2026
- **Fee change** · effective 15 June 2026: YES Bank raised forex markup across its card range · YES BANK ACE, YES BANK SELECT, YES BANK ELITE+, YES BANK RESERV, YES FIRST Preferred Credit Card · ✓ official · checked 3 July 2026 · Source: https://www.yesbank.in/pdf?name=ybl_mitc_pdf.pdf · https://getbrief.cards/changes#yes-forex-2026
- **Improvement** · effective 3 June 2026: oneworld and Taj InnerCircle-NeuPass launched a status partnership · Taj InnerCircle – NeuPass, Qatar Airways Privilege Club · ✓ official · checked 14 June 2026 · Source: https://www.oneworld.com/news · https://getbrief.cards/changes#oneworld-taj

### May 2026

- **Devaluation** · effective 20 May 2026: Emirates Skywards devalued Classic/Upgrade Rewards ~15% (First/Business/Premium Economy) · Emirates Skywards ICICI Bank Rubyx, Emirates Skywards ICICI Bank Sapphiro, Emirates Skywards ICICI Bank Emeralde, Emirates Skywards, Emirates Skywards Miles · verified · checked 22 July 2026 · Source: https://www.emirates.com/english/skywards/emirates-skywards-program-updates/ · https://getbrief.cards/changes#skywards-award-deval-2026
- **Devaluation** · effective 15 May 2026: HDFC Freedom base earn cut to 1 CashPoint per ₹200 · HDFC Freedom · verified · checked 3 July 2026 · Source: https://www.paisabazaar.com/hdfc-bank/freedom-credit-card/ · https://getbrief.cards/changes#freedom-base-2026
- **Devaluation** · effective 15 May 2026: HDFC Diners ClubMiles and Privilege earn cut to 4 RP/₹200 (was 4/₹150) · HDFC Diners Club Miles Credit Card, HDFC Diners Club Privilege · ✓ official · checked 2 October 2026 · Source: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/generic-mailer-tnc.pdf · https://getbrief.cards/changes#hdfc-diners-deval-may26
- **Devaluation** · effective 15 May 2026: HDFC MoneyBack+ and Freedom now earn per ₹200, not ₹150 · HDFC MoneyBack+, HDFC Freedom · ✓ official · checked 2 October 2026 · Source: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/generic-mailer-tnc.pdf · https://getbrief.cards/changes#hdfc-mbp-freedom-may26
- **Improvement** · effective 8 May 2026: Skywards tier thresholds cut ~20% until 31 Aug 2026 (promo) · Emirates Skywards · ✓ official · checked 22 July 2026 · Source: https://www.emirates.com/english/special-offers/tier-promotion-terms-and-conditions/ · https://getbrief.cards/changes#skywards-tier-promo-2026

### April 2026

- **Devaluation** · effective 21 April 2026: Swiggy HDFC raised the minimum spend for 10% cashback · Swiggy HDFC Bank · ✓ official · checked 2 October 2026 · Source: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/swiggy-hdfc-bank-credit-card/pdf/terms-and-conditions-swiggy-hdfc-bank-credit-card-26052026.pdf · https://getbrief.cards/changes#swig-minrise
- **Devaluation** · effective 12 April 2026: Airtel Axis card was devalued and lost lounge access · Airtel Axis Bank · verified · checked 14 June 2026 · Source: https://livefromalounge.com/airtel-axis-bank-credit-card-devalued/ · https://getbrief.cards/changes#airtel-deval
- **Partner removed** · effective 2 April 2026: Axis dropped Marriott, Accor and Qatar as transfer partners · Axis Magnus, Axis Magnus for Burgundy, Axis Atlas, Axis Reserve, Axis Bank Horizon, Axis Burgundy Private, EDGE Reward Points, EDGE Miles, EDGE Miles (Horizon) · verified · checked 13 June 2026 · Source: https://www.paisabazaar.com/credit-card/axis-bank-credit-card-changes/ · https://getbrief.cards/changes#axis-partners
- **Improvement** · effective 1 April 2026: BOBCARD telecom bills now earn reward points · BOBCARD Select, BOBCARD Etihad Guest Premium, BOBCARD Etihad Guest · ✓ official · checked 2 October 2026 · Source: https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf · https://getbrief.cards/changes#bob-telecom-apr26
- **Devaluation** · effective 1 April 2026: ICICI Coral’s movie offer is now spend-gated · ICICI Coral · ✓ official · checked 14 June 2026 · Source: https://www.icici.bank.in/personal-banking/cards/credit-card/coral-credit-card · https://getbrief.cards/changes#coral-movie
- **Improvement** · effective 1 April 2026: Etihad’s India credit-card co-brand moved from SBI to BOBCARD · BOBCARD Etihad Guest Premium · verified · checked 14 June 2026 · Source: https://www.cardexpert.in/bobcard-etihad-guest-premium-credit-card-review/ · https://getbrief.cards/changes#etihad-bobcard
- **Retention rule** · effective 1 April 2026: Your Infinia now needs ₹18L a year to keep · HDFC Infinia Metal · ✓ official · checked 13 June 2026 · Source: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/infinia-credit-card/rewards-points-program-terms-and-conditions.pdf · https://getbrief.cards/changes#infinia-retention
- **Devaluation** · effective 1 April 2026: Kotak Dream Different stopped earning reward points · Kotak 811 #DreamDifferent · ✓ official · checked 2 October 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/files/english-rcas.pdf · https://getbrief.cards/changes#k811dd-rp-end-apr26
- **Devaluation** · effective 1 April 2026: Axis MyZone replaced its SonyLIV milestone with points · Axis Bank MyZone · verified · checked 14 June 2026 · Source: https://cardinsider.com/blog/axis-bank-revises-myzone-credit-card-benefits/ · https://getbrief.cards/changes#myz-sonyliv
- **Lounge gating** · effective 1 April 2026: IndusInd Pioneer Legacy domestic lounge is now spend-gated · IndusInd Bank Pioneer Legacy Credit Card · ✓ official · checked 4 July 2026 · Source: https://www.indusind.bank.in/pioneer/personal-banking/cards/pioneer-legacy-credit-card1.html · https://getbrief.cards/changes#pioneer-legacy-lounge-gate
- **Devaluation** · effective 1 April 2026: Your SBI Cashback card lost ground · SBI Cashback · ✓ official · checked 2 October 2026 · Source: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/cashback-revised.pdf · https://getbrief.cards/changes#sbi-cashback
- **Lounge gating** · effective 1 April 2026: IndusInd Solitaire domestic lounge is now spend-gated · IndusInd Bank Solitaire Credit Card · verified · checked 4 July 2026 · Source: https://www.paisabazaar.com/indusind-bank/indus-solitaire-credit-card/ · https://getbrief.cards/changes#solitaire-lounge-gate

### March 2026

- **Devaluation** · effective 9 March 2026: Your Amex Platinum Travel milestones were cut · Amex Platinum Travel · ✓ official · checked 2 October 2026 · Source: https://www.americanexpress.com/content/dam/amex/in/legal-disclosures/Platinum_Travel_General_Tnc1.pdf · https://getbrief.cards/changes#amexpt-milestone
- **Devaluation** · effective 9 March 2026: Paytm SBI cards stopped earning on education spends · Paytm SBI Card · ✓ official · checked 3 July 2026 · Source: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/PaytmBase-TnC.pdf · https://getbrief.cards/changes#psbi-edu-2026

### February 2026

- **Devaluation** · effective 1 February 2026: ICICI HPCL Super Saver: Feb-2026 caps and fees · ICICI HPCL Super Saver · verified · checked 3 July 2026 · Source: https://cardinsider.com/blog/massive-icici-credit-card-devaluation/ · https://getbrief.cards/changes#ihpcl-feb26

### January 2026

- **Partner removed** · effective 31 January 2026: AU cards no longer convert to Air India Maharaja Points · AU Zenith+, AU Zenith, AU LIT, AU Vetta, AU Altura Plus, Air India Maharaja Club, Maharaja Points · ✓ official · checked 28 September 2026 · Source: https://www.airindia.com/in/en/maharaja-club/updates.html · https://getbrief.cards/changes#au-maharaja-ended-2026-01
- **Devaluation** · effective 15 January 2026: Emirates Skywards ICICI earn rates cut across all 3 tiers · Emirates Skywards ICICI Bank Rubyx, Emirates Skywards ICICI Bank Sapphiro, Emirates Skywards ICICI Bank Emeralde · ✓ official · checked 2 October 2026 · Source: https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/revamp-page-images/docs/pdf/emiratescredit-card-charges-updated-notice.pdf · https://getbrief.cards/changes#es-icici-deval-jan26
- **Lounge gating** · effective 15 January 2026: ICICI Sapphiro lounge and movie access tightened to quarterly spend gates · ICICI Bank Sapphiro · verified · checked 16 June 2026 · Source: https://www.icici.bank.in/personal-banking/cards/credit-card/sapphiro-credit-card · https://getbrief.cards/changes#saph-lounge-gate
- **Lounge gating** · effective 10 January 2026: SBI Card MILES PRIME moves to the Set B lounge list from 10 Jan 2026 · SBI Card MILES PRIME · ✓ official · checked 2 October 2026 · Source: https://www.sbicard.com/en/personal/benefits/airport-lounge-access.page · https://getbrief.cards/changes#sbi-miles-prime-lounge-jan26
- **Devaluation** · effective 1 January 2026: Accor → Qatar fast-track is Gold-only now, quota-capped, likely its final year · Qatar Airways Privilege Club · ✓ official · checked 14 June 2026 · Source: https://www.qatarairways.com/en/Privilege-Club/terms-and-conditions/accor-account-linking.html · https://getbrief.cards/changes#accor-qatar-2026
- **Devaluation** · effective 1 January 2026: AU Zenith reward rates slashed; premium tier moves to Zenith+ · AU Zenith · verified · checked 17 June 2026 · Source: https://cardinsider.com/blog/au-zenith-credit-card-devaluation/ · https://getbrief.cards/changes#au-zenith-deval-2026

### November 2025

- **Devaluation** · effective 1 November 2025: HDFC 6E Rewards cards stopped earning on 1 November 2025 · HDFC Bank 6E Rewards IndiGo Credit Card, HDFC Bank 6E Rewards XL IndiGo Credit Card, IndiGo 6E Rewards · ✓ official · checked 23 September 2026 · Source: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf · https://getbrief.cards/changes#hdfc-6e-programme-end-2025

### October 2025

- **Retention rule** · effective 1 October 2025: Axis EDGE points now lapse after closure or non-payment · Axis Bank MyZone, Axis Bank Neo · verified · checked 14 June 2026 · Source: https://livefromalounge.com/axis-bank-credit-cards-tweaks/ · https://getbrief.cards/changes#axis-forfeit

### September 2025

- **Partner removed** · effective 1 September 2025: HDFC Regalia (original) closed to new applicants · HDFC Regalia · verified · checked 16 June 2026 · Source: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/infinia-credit-card/rewards-points-program-terms-and-conditions.pdf · https://getbrief.cards/changes#hdfc-regalia-disc

### August 2025

- **Devaluation** · effective 31 August 2025: HSBC Visa Platinum lost its ₹4L milestone benefit · HSBC Visa Platinum · verified · checked 3 July 2026 · Source: https://cardinsider.com/blog/hsbc-visa-platinum-credit-card-changes/ · https://getbrief.cards/changes#hvp-milestone-2025
- **Improvement** · effective 1 August 2025: SimplyCLICK brought Swiggy back to 10X and added Gyftr · SBI SimplyCLICK · verified · checked 14 June 2026 · Source: https://cardinsider.com/sbi-card/sbi-simplyclick-credit-card/ · https://getbrief.cards/changes#sclick-swiggy

### July 2025

- **Devaluation** · effective 15 July 2025: IndusInd EazyDiner hit with sweeping devaluations · IndusInd Bank EazyDiner Signature Credit Card · ✓ official · checked 2 October 2026 · Source: https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-to-Your-EazyDiner-Signature-CreditCard.pdf · https://getbrief.cards/changes#indusind-eazydiner-deval-jul25
- **Partner removed** · effective 10 July 2025: The Myntra Kotak card was discontinued · Myntra Kotak (discontinued) · verified · checked 14 June 2026 · Source: https://www.business-standard.com/finance/personal-finance/myntra-kotak-credit-card-ends-july-10-here-s-what-changes-for-users-125070700503_1.html · https://getbrief.cards/changes#kmyn-discontinued
- **Devaluation** · effective 1 July 2025: HDFC added 1% fees on rent, wallet, utilities and gaming · HDFC Millennia, HDFC MoneyBack+, Swiggy HDFC Bank, IRCTC HDFC Bank (RuPay) · verified · checked 14 June 2026 · Source: https://www.business-standard.com/finance/personal-finance/hdfc-credit-card-users-alert-new-fees-reward-caps-introduced-from-july-1-125062400890_1.html · https://getbrief.cards/changes#hdfc-fee-regime
- **Devaluation** · effective 1 July 2025: Axis Neo’s Zomato benefit was cut · Axis Bank Neo · verified · checked 14 June 2026 · Source: https://livefromalounge.com/axis-bank-credit-cards-tweaks/ · https://getbrief.cards/changes#neo-zomato

### June 2025

- **Retention rule** · effective 20 June 2025: Axis redefined reward exclusions by spend-category · Axis Bank ACE, Axis Bank MyZone, Axis Bank Neo, Airtel Axis Bank · verified · checked 14 June 2026 · Source: https://livefromalounge.com/axis-bank-credit-cards-tweaks/ · https://getbrief.cards/changes#axis-mcc
- **Fee change** · effective 20 June 2025: IndianOil Axis fee-waiver threshold hiked 7× · IndianOil Axis Bank · verified · checked 3 July 2026 · Source: https://cardmaven.in/indianoil-axis-bank-credit-card-review/ · https://getbrief.cards/changes#ioa-waiver-2025
- **Devaluation** · effective 1 June 2025: Kotak cut reward value and gated lounges (1 Jun 2025) · Kotak League Platinum, Kotak Mojo Platinum (discontinued), Kotak League Reward Points, Kotak Mojo Points · verified · checked 21 June 2026 · Source: https://cardinsider.com/kotak/kotak-mojo-platinum-credit-card/ · https://getbrief.cards/changes#kotak-2025-deval
- **Devaluation** · effective 1 June 2025: Kotak Mojo Platinum discontinued for new applicants · Kotak Mojo Platinum (discontinued) · verified · checked 21 June 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/mojo-platinum-credit-card.html · https://getbrief.cards/changes#kotak-mojo-disc
- **Devaluation** · effective 1 June 2025: Kotak Royale Signature: point cash value cut to ₹0.20; new exclusions · Kotak Royale Signature Credit Card · ✓ official · checked 2 October 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/royale-signature-credit-card.html · https://getbrief.cards/changes#kotak-royale-deval-jun25
- **Lounge gating** · effective 1 June 2025: Kotak Zen domestic lounge now requires ₹75K quarterly spend · Kotak Zen Signature · verified · checked 17 June 2026 · Source: https://cardinsider.com/kotak/kotak-zen-signature-credit-card/ · https://getbrief.cards/changes#kotak-zen-lounge-gate

### May 2025

- **Partner removed** · effective 28 May 2025: Amex India transfers to Emirates Skywards are suspended · Amex Platinum Travel, Amex Platinum Card, Amex Gold Card, Amex Membership Rewards Credit Card, Amex SmartEarn, Amex Platinum Reserve Credit Card, Emirates Skywards, Emirates Skywards Miles · verified · checked 28 September 2026 · Source: https://global.americanexpress.com/rewards/transfer?inav=en_in_menu_travel_travel_benefits_travel_with_my_points · https://getbrief.cards/changes#amex-skywards-suspended-2025-05

### April 2025

- **Partner removed** · effective 1 April 2025: SBI PRIME lost its Club Vistara and Trident memberships · SBI Card PRIME · verified · checked 14 June 2026 · Source: https://www.businesstoday.in/personal-finance/banking/story/no-more-free-tickets-idfc-first-sbi-revamp-club-vistara-credit-card-perks-air-india-466427-2025-03-02 · https://getbrief.cards/changes#prime-vistara
- **Lounge gating** · effective 1 April 2025: YES First Preferred: domestic lounge now requires ₹75,000 quarterly spend · YES FIRST Preferred Credit Card · ✓ official · checked 2 October 2026 · Source: https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONT23CDBE6F27E4444AA0A336DDB2885343/native/ybl_yes_bank_domestic_lounge_access.pdf · https://getbrief.cards/changes#yes-first-preferred-lounge-gate
- **Lounge gating** · effective 1 April 2025: YES RESERV lounge access now requires ₹1L quarterly spend · YES BANK RESERV · verified · checked 17 June 2026 · Source: https://cardinsider.com/yes-bank/yes-bank-first-exclusive-credit-card/ · https://getbrief.cards/changes#yes-reserv-lounge-gate

### March 2025

- **Devaluation** · effective 31 March 2025: Air India SBI Signature: Air India earn rate cut from 30 to 10 Maharaja Points/₹100 · Air India SBI Signature Credit Card · ✓ official · checked 2 October 2026 · Source: https://www.sbicard.com/en/customer-notices.page · https://getbrief.cards/changes#air-india-sbi-deval-mar25
- **Lounge gating** · effective 7 March 2025: IndusInd Legend lost all airport lounge access · IndusInd Legend · ✓ official · checked 17 June 2026 · Source: https://x.com/MyIndusIndBank/status/1903104183127203897 · https://getbrief.cards/changes#indusind-legend-lounge

### January 2025

- **Partner removed** · effective 21 January 2025: IndusInd Legend dropped InterMiles as a transfer partner · IndusInd Legend · ✓ official · checked 2 October 2026 · Source: https://web.archive.org/web/20250127111027/https://www.indusind.com/in/en/personal/cards/credit-card/legend-credit-card.html · https://getbrief.cards/changes#indusind-legend-intermiles

### December 2024

- **Improvement** · effective 26 December 2024: IRCTC SBI value-back now counts all co-passengers · IRCTC SBI Card (RuPay) · ✓ official · checked 14 June 2026 · Source: https://www.sbicard.com/en/personal/credit-cards/travel/irctc-rupay-sbi-card.page · https://getbrief.cards/changes#sbi-irctc-fullfare

### November 2024

- **Lounge gating** · effective 15 November 2024: ICICI raised lounge spend-gates and capped category points · ICICI Coral · verified · checked 14 June 2026 · Source: https://www.business-standard.com/finance/personal-finance/icici-bank-credit-card-rules-change-from-nov-15-on-lounge-access-other-124101400704_1.html · https://getbrief.cards/changes#icici-nov2024
- **Partner removed** · effective 12 November 2024: Club Vistara folded into Air India Maharaja Club — Vistara transfers are gone · Axis Bank SELECT · verified · checked 14 June 2026 · Source: https://www.airindia.com · https://getbrief.cards/changes#vistara-merger

### October 2024

- **Lounge gating** · effective 15 October 2024: SC EaseMyTrip: international lounge removed, domestic cut to 2/year · Standard Chartered EaseMyTrip Credit Card · ✓ official · checked 17 June 2026 · Source: https://www.sc.com/in/credit-cards/easemytrip-credit-card/ · https://getbrief.cards/changes#sc-emt-lounge-deval
- **Devaluation** · effective 10 October 2024: Air India SBI Signature discontinued for new applications · Air India SBI Signature Credit Card · ✓ official · checked 2 October 2026 · Source: https://www.sbicard.com/en/customer-notices.page · https://getbrief.cards/changes#air-india-sbi-disc-oct24
- **Improvement** · effective 1 October 2024: MakeMyTrip ICICI co-brand launched · MakeMyTrip ICICI Bank · verified · checked 14 June 2026 · Source: https://www.icici.bank.in/about-us/news-room/2024/icici-bank-and-makemytrip-launch-a-co-branded-credit-card-for-travel-enthusiasts · https://getbrief.cards/changes#mmt-launch

### September 2024

- **Devaluation** · effective 1 September 2024: HDFC capped reward points on utilities and telecom · HDFC Millennia, HDFC MoneyBack+, IRCTC HDFC Bank (RuPay) · verified · checked 14 June 2026 · Source: https://livefromalounge.com/hdfc-bank-credit-cards-curbs-points-earning/ · https://getbrief.cards/changes#hdfc-util-cap

### July 2024

- **Partner removed** · effective 15 July 2024: Citi Prestige migrated to Axis Bank Olympus · Axis Bank Olympus Credit Card · ✓ official · checked 2 October 2026 · Source: https://www.axis.bank.in/forward-together · https://getbrief.cards/changes#citi-prestige-axis-olympus

### April 2024

- **Devaluation** · effective 20 April 2024: Axis ACE base cashback cut to 1.5% · Axis Bank ACE · verified · checked 14 June 2026 · Source: https://cardinsight.in/axis-ace-credit-card/ · https://getbrief.cards/changes#ace-deval

### February 2024

- **Improvement** · effective 19 February 2024: Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026) · IDFC FIRST Mayura Credit Card, IDFC FIRST Ashva Credit Card, IDFC FIRST Gaj Credit Card, Standard Chartered Beyond Credit Card, IndusInd Bank Indulge Credit Card, Axis Burgundy Private, HDFC Infinia Metal, HDFC Infinia (legacy), IDFC First Wealth, ICICI Times Black, YES Bank Marquee, Kotak White Reserve, IDFC FIRST WOW, Axis Bank Olympus Credit Card, Emirates Skywards ICICI Bank Emeralde, HSBC Taj Credit Card, IndusInd Bank Avios Visa Infinite Credit Card, IndusInd Bank Pioneer Legacy Credit Card, ICICI Emeralde · ✓ official · checked 19 July 2026 · Source: https://www.visa.co.in/en_in/visa-offers-and-perks/gha-discovery/159694 · https://getbrief.cards/changes#gha-visa-fasttrack-2026

### January 2024

- **Improvement** · effective 1 January 2024: YES First Exclusive rebranded to YES BANK RESERV · YES BANK RESERV · community-verified · checked 2 October 2026 · Source: https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf · https://getbrief.cards/changes#yes-first-exclusive-rebrand

### December 2023

- **Retention rule** · effective 18 December 2023: YES Bank renamed its card line-up (18 Dec 2023) · YES BANK ACE, YES BANK SELECT, YES BANK ELITE+ · verified · checked 28 June 2026 · Source: https://www.yes.bank.in/personal-banking/yes-individual/cards/credit-cards/ace-credit-card · https://getbrief.cards/changes#yes-2023-rebrand
- **Improvement** · effective 12 December 2023: Mastercard World-tier cards fast-track to GHA DISCOVERY status (to 31 Dec 2026) · YES BANK Private, Axis Magnus for Burgundy, Axis Magnus, ICICI Emeralde Private Metal, Axis Reserve, Standard Chartered Ultimate, HSBC Privé Credit Card, IndusInd Bank Crest Credit Card, RBL Lumière, Kotak Air+ Credit Card, Axis Bank Horizon, HSBC Premier, IndusInd Pinnacle World, RBL World Safari, Swiggy HDFC Bank, BOBCARD Etihad Guest Premium, HSBC TravelOne Credit Card, BOBCARD Eterna Credit Card, IndusInd Bank Solitaire Credit Card, IndusInd Bank Nexxt Credit Card, RBL Bank Icon, Miles & More Axis Bank World, Miles & More Axis Bank World Select, RBL World Safari Lite, RBL World Safari Plus, YES First Business, RBL Nova, RBL iGlobe, HDFC Bank 6E Rewards XL IndiGo Credit Card, ICICI Diamant, Standard Chartered Super Value Titanium · ✓ official · checked 19 July 2026 · Source: https://specials.priceless.com/en-ap/offers/GHA_DISCOVERY?Oid=202111090004 · https://getbrief.cards/changes#gha-mc-fasttrack-2026
- **Lounge gating** · effective 1 December 2023: Millennia lounge access folded into a spend milestone · HDFC Millennia · ✓ official · checked 2 October 2026 · Source: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/millennia-credit-card/pdf/lounge-voucher-on-millennia-credit-card.pdf · https://getbrief.cards/changes#mil-lounge

### November 2023

- **Devaluation** · effective 5 November 2023: AU Vetta utility earn cut from 4 RP to 1 RP per ₹100 · AU Vetta · community-verified · checked 2 October 2026 · Source: https://web.archive.org/web/20231204231830/https://www.aubank.in/personal-banking/credit-cards/vetta-credit-card · https://getbrief.cards/changes#au-vetta-deval-2023

### August 2023

- **Improvement** · effective 26 August 2023: HSBC Cashback card rebranded to HSBC Live+ · HSBC Live+ Credit Card · verified · checked 17 June 2026 · Source: https://www.hsbc.co.in/credit-cards/products/live-plus/ · https://getbrief.cards/changes#hsbc-cashback-rebrand

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