# HDFC capped reward points on utilities and telecom

**Devaluation** · effective 1 September 2024

Affects: [HDFC Millennia](https://getbrief.cards/cards/hdfc-millennia), [HDFC MoneyBack+](https://getbrief.cards/cards/hdfc-moneyback-plus), [IRCTC HDFC Bank (RuPay)](https://getbrief.cards/cards/hdfc-irctc-rupay)

verified · checked 14 June 2026 · recorded 14 June 2026

Source: https://livefromalounge.com/hdfc-bank-credit-cards-curbs-points-earning/

## Also on these cards (3)

- 15 May 2026: [HDFC MoneyBack+ and Freedom now earn per ₹200, not ₹150](https://getbrief.cards/changes/hdfc-mbp-freedom-may26)
- 1 July 2025: [HDFC added 1% fees on rent, wallet, utilities and gaming](https://getbrief.cards/changes/hdfc-fee-regime)
- 1 December 2023: [Millennia lounge access folded into a spend milestone](https://getbrief.cards/changes/mil-lounge)

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Every change, dated: https://getbrief.cards/changes
Canonical: https://getbrief.cards/changes/hdfc-util-cap