# HSBC RuPay cards pay 5% back on in-store spends abroad until 31 January

**Improvement** · effective 1 November 2026

From 1 November 2026 to 31 January 2027, in-store purchases outside India on the HSBC RuPay Platinum and RuPay Cashback cards earn 5% cashback, up to ₹15,000 a month per card account, with no forex markup and no HSBC currency-conversion fee.

Affects: [HSBC RuPay Platinum](https://getbrief.cards/cards/hsbc-rupay-platinum), [HSBC RuPay Cashback](https://getbrief.cards/cards/hsbc-rupay-cashback)

✓ official · checked 9 November 2026 · recorded 9 November 2026

Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/offers/cashback-rupay-cb-tnc.pdf

## Also on these cards (1)

- 15 August 2026: [HSBC charges no forex markup on its credit cards until 31 October](https://getbrief.cards/changes/hsbc-zero-forex-2026)

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Dates are the issuer’s, not Brief’s. A change that has been announced but has not taken effect yet reads “from” and sits at the top. Where an issuer published no date, the earliest dated confirmation stands in its place, and the entry is marked verified rather than official.

Every change, dated: https://getbrief.cards/changes
Canonical: https://getbrief.cards/changes/hsbc-rupay-jcb-intl-2026-11