# Credit card changes in India, June 2025 · Brief June 2025: 5 changes to Indian credit cards, 3 of them devaluations, across 8 cards from 2 banks. Every change dated June 2025, by the day it takes effect, each with its grade, its source and the day it was last checked. 5 changes · current to 22 October 2026 ## [Kotak Zen domestic lounge now requires ₹75K quarterly spend](https://getbrief.cards/changes/kotak-zen-lounge-gate) Lounge gating · 1 June 2025 From 1 June 2025 the Kotak Zen Signature’s 2 domestic lounge visits a quarter need ₹75,000 of spend in the previous calendar quarter. [Kotak Zen Signature](https://getbrief.cards/cards/kotak-zen) ✓ official · checked 21 October 2026 · Source: https://www.kotak.com/en/personal-banking/cards/credit-cards/zen-signature-credit-card.html ## [Kotak Royale Signature: point cash value cut to ₹0.20; new exclusions](https://getbrief.cards/changes/kotak-royale-deval-jun25) Devaluation · 1 June 2025 From 1 June 2025 Royale Signature points are worth ₹0.20 each as cash (was ₹0.25), and wallet loads, fuel, rent and online skill gaming stopped earning points. [Kotak Royale Signature Credit Card](https://getbrief.cards/cards/kotak-royale-signature) ✓ official · checked 2 October 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/royale-signature-credit-card.html ## [Kotak cut reward value and gated lounges (1 Jun 2025)](https://getbrief.cards/changes/kotak-2025-deval) Devaluation · 1 June 2025 From 1 June 2025 Kotak cut the cash value of points: League from ₹0.10 to ₹0.07 a point and Mojo from ₹0.25 to ₹0.20, with Mojo’s ₹0.40 cashback rate withdrawn and 2,000 points the minimum for cash. [Kotak League Platinum](https://getbrief.cards/cards/kotak-league), [Kotak Mojo Platinum (discontinued)](https://getbrief.cards/cards/kotak-mojo), Kotak League Reward Points, Kotak Mojo Points ✓ official · checked 21 October 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/mojo-platinum-credit-card/rewards-redemption.html ## [Kotak Mojo Platinum discontinued for new applicants](https://getbrief.cards/changes/kotak-mojo-disc) Devaluation · 1 June 2025 By June 2025 Kotak had stopped issuing the Mojo Platinum Credit Card to new customers (the official product page is marked Discontinued). [Kotak Mojo Platinum (discontinued)](https://getbrief.cards/cards/kotak-mojo) verified · checked 21 June 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/mojo-platinum-credit-card.html ## [Axis redefined reward exclusions by spend-category](https://getbrief.cards/changes/axis-mcc) Retention rule · 20 June 2025 From 20 June 2025 Axis identifies the spends that earn no rewards, and that do not count toward a spend-based fee waiver, by spend category (utility and telecom, rent, wallet, government, insurance and so on) instead of by 4-digit merchant code. [Axis Bank ACE](https://getbrief.cards/cards/axis-ace), [Axis Bank MyZone](https://getbrief.cards/cards/axis-myzone), [Axis Bank Neo](https://getbrief.cards/cards/axis-neo), [Airtel Axis Bank](https://getbrief.cards/cards/axis-airtel) ✓ official · checked 22 October 2026 · Source: https://www.axis.bank.in/docs/default-source/default-document-library/terms-and-conditions-for-myzone-credit-card.pdf ## Questions this page answers ### What changed on Indian credit cards in June 2025? As of 22 October 2026, 5 changes are on record for June 2025: Kotak Zen domestic lounge now requires ₹75K quarterly spend; Kotak Royale Signature: point cash value cut to ₹0.20; new exclusions; Kotak cut reward value and gated lounges (1 Jun 2025); Kotak Mojo Platinum discontinued for new applicants and Axis redefined reward exclusions by spend-category. ### Which credit card devaluations are dated June 2025? As of 22 October 2026, 3: Kotak Royale Signature: point cash value cut to ₹0.20; new exclusions; Kotak cut reward value and gated lounges (1 Jun 2025) and Kotak Mojo Platinum discontinued for new applicants. ### Which banks changed their credit cards in June 2025? As of 22 October 2026, Kotak (4) and Axis (1). ## Other months - [November 2026](https://getbrief.cards/changes/november-2026) - [October 2026](https://getbrief.cards/changes/october-2026) - [September 2026](https://getbrief.cards/changes/september-2026) - [August 2026](https://getbrief.cards/changes/august-2026) - [July 2026](https://getbrief.cards/changes/july-2026) - [June 2026](https://getbrief.cards/changes/june-2026) - [May 2026](https://getbrief.cards/changes/may-2026) - [April 2026](https://getbrief.cards/changes/april-2026) - [January 2026](https://getbrief.cards/changes/january-2026) --- Dates are the issuer’s, not Brief’s. A change that has been announced but has not taken effect yet reads “from” and sits at the top. Where an issuer published no date, the earliest dated confirmation stands in its place, and the entry is marked verified rather than official. Every change, dated: https://getbrief.cards/changes Canonical: https://getbrief.cards/changes/june-2025