# Credit card changes in India, October 2026 · Brief October 2026: 7 changes to Indian credit cards, 4 of them devaluations, across 7 cards from 3 banks. Every change dated October 2026, by the day it takes effect, each with its grade, its source and the day it was last checked. 7 changes · current to 22 October 2026 ## [BOBCARD Eterna/Tiara lounge gate rises to ₹75K/quarter](https://getbrief.cards/changes/tiara-lounge-2026) Lounge gating · 1 October 2026 The domestic lounge gate on Eterna and Tiara rises from ₹40,000 to ₹75,000 of spend in the previous calendar quarter from 1 October 2026. [BOBCARD Tiara](https://getbrief.cards/cards/bobcard-tiara), [BOBCARD Eterna Credit Card](https://getbrief.cards/cards/bob-eterna) ✓ official · checked 8 October 2026 · Source: https://media.bobcard.co.in/media/0h5cim12/features-and-rewards-important-terms-conditions-15072026.pdf ## [Axis SELECT milestone spends stop counting excluded categories](https://getbrief.cards/changes/axis-select-milestone-2026-10) Devaluation · 1 October 2026 From 1 October 2026, spend on insurance, rent, fuel, education, utilities and telecom, wallet loads, gold and jewellery, government services and gift cards stops counting toward the ₹3 lakh anniversary threshold. [Axis Bank SELECT](https://getbrief.cards/cards/axis-select) ✓ official · checked 22 September 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf ## [Club Vistara IDFC FIRST closes on 1 October](https://getbrief.cards/changes/idfc-vistara-closure-2026) Devaluation · 1 October 2026 The card stops working for every transaction from 1 October 2026. [Club Vistara IDFC FIRST Credit Card](https://getbrief.cards/cards/club-vistara-idfc-first) ✓ official · checked 22 September 2026 · Source: https://www.idfcfirst.bank.in/credit-card/vistara-credit-card ## [GHA DISCOVERY status now matches into Club Avolta, free, to 31 December 2027](https://getbrief.cards/changes/gha-avolta-match-2026) Partner added · 1 October 2026 From 1 October 2026, every GHA DISCOVERY member gets a free Club Avolta upgrade: Silver to Gold; Gold, Platinum and Titanium to Platinum. GHA Discovery, Club Avolta ✓ official · checked 15 October 2026 · Source: https://www.ghadiscovery.com/our-partners/club-avolta/terms-and-conditions ## [Google Pay Flex Axis now pays 0.8% back, 1.6% past ₹15,000 a cycle](https://getbrief.cards/changes/axis-gpay-flex-stars-2026-10) Improvement · 16 October 2026 From the cycle that started 16 October 2026, every eligible spend earns 0.8% back in Stars, on UPI and on the card alike. [Google Pay Flex Axis Bank](https://getbrief.cards/cards/axis-gpay-flex) ✓ official · checked 22 October 2026 · Source: https://www.axis.bank.in/docs/default-source/default-document-library/upgraded-reward-structure-for-google-pay-flex.pdf ## [IDFC FIRST Ashva earns 2X on international spends from 26 October](https://getbrief.cards/changes/idfc-ashva-intl-2026-10) Devaluation · 26 October 2026 International spends on Ashva drop from 5X to 2X reward points (2 per ₹150) from 26 October 2026. [IDFC FIRST Ashva Credit Card](https://getbrief.cards/cards/idfc-first-ashva) ✓ official · checked 8 October 2026 · Source: https://www.idfcfirst.bank.in/credit-card/metal-credit-card/ashva ## [IDFC FIRST IndiGo earns 1 BluChip per ₹100 abroad from 26 October](https://getbrief.cards/changes/idfc-indigo-intl-2026-10) Devaluation · 26 October 2026 International purchases on the IDFC FIRST IndiGo card drop from 3 BluChips to 1 per ₹100 from 26 October 2026. [IndiGo IDFC FIRST Credit Card](https://getbrief.cards/cards/indigo-idfc-first) ✓ official · checked 14 October 2026 · Source: https://www.idfcfirst.bank.in/credit-card/indigo-credit-card ## Questions this page answers ### What changed on Indian credit cards in October 2026? As of 22 October 2026, 7 changes are on record for October 2026: BOBCARD Eterna/Tiara lounge gate rises to ₹75K/quarter; Axis SELECT milestone spends stop counting excluded categories; Club Vistara IDFC FIRST closes on 1 October; GHA DISCOVERY status now matches into Club Avolta, free, to 31 December 2027; Google Pay Flex Axis now pays 0.8% back, 1.6% past ₹15,000 a cycle; IDFC FIRST Ashva earns 2X on international spends from 26 October and IDFC FIRST IndiGo earns 1 BluChip per ₹100 abroad from 26 October. ### Which credit card devaluations are dated October 2026? As of 22 October 2026, 4: Axis SELECT milestone spends stop counting excluded categories; Club Vistara IDFC FIRST closes on 1 October; IDFC FIRST Ashva earns 2X on international spends from 26 October and IDFC FIRST IndiGo earns 1 BluChip per ₹100 abroad from 26 October. ### Which banks changed their credit cards in October 2026? As of 22 October 2026, IDFC FIRST (3), Axis (2) and BOBCARD (1). ## Other months - [November 2026](https://getbrief.cards/changes/november-2026) - [September 2026](https://getbrief.cards/changes/september-2026) - [August 2026](https://getbrief.cards/changes/august-2026) - [July 2026](https://getbrief.cards/changes/july-2026) - [June 2026](https://getbrief.cards/changes/june-2026) - [May 2026](https://getbrief.cards/changes/may-2026) - [April 2026](https://getbrief.cards/changes/april-2026) - [January 2026](https://getbrief.cards/changes/january-2026) - [June 2025](https://getbrief.cards/changes/june-2025) --- Dates are the issuer’s, not Brief’s. A change that has been announced but has not taken effect yet reads “from” and sits at the top. Where an issuer published no date, the earliest dated confirmation stands in its place, and the entry is marked verified rather than official. Every change, dated: https://getbrief.cards/changes Canonical: https://getbrief.cards/changes/october-2026