# Credit card changes in India, September 2026 · Brief September 2026: 14 changes to Indian credit cards, 4 of them devaluations, across 38 cards from 7 banks. Every change dated September 2026, by the day it takes effect, each with its grade, its source and the day it was last checked. 14 changes · current to 23 October 2026 ## [Axis Burgundy Private: annual fee doubles ₹50,000 → ₹1,00,000 + GST unless TRV ≥ ₹5 Cr](https://getbrief.cards/changes/axis-bp-fee-2026) Fee change · 1 September 2026 Effective 1 September 2026 Axis doubles the Burgundy Private (The One Card) annual fee. [Axis Burgundy Private](https://getbrief.cards/cards/axis-burgundy-private) ✓ official · checked 25 August 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-burgundy.pdf ## [Burgundy Private The One costs ₹1 lakh a year below a ₹5 crore relationship](https://getbrief.cards/changes/axis-bp-fee-2026-09) Fee change · 1 September 2026 From 1 September 2026, Burgundy Private The One stays complimentary only while total relationship value holds at ₹5 crore or above. [Axis Burgundy Private](https://getbrief.cards/cards/axis-burgundy-private) ✓ official · checked 20 August 2026 · Source: https://campaign.axis.bank.in/generic/terms-and-conditions-burgundy.pdf ## [The GHA DISCOVERY status match closed on 1 September](https://getbrief.cards/changes/gha-match-window-close-2026) Partner removed · 1 September 2026 From 1 September 2026, Taj NeuPass, Club ITC and Air India Maharaja Club members can no longer buy a matched GHA DISCOVERY status. Taj InnerCircle – NeuPass, Club ITC, Air India Maharaja Club ✓ official · checked 25 August 2026 · Source: https://ghadiscovery.statusmatch.com/faq/ ## [HSBC Live+ lounge access is now 2 domestic visits a year plus 1 international](https://getbrief.cards/changes/hsbc-liveplus-lounge-2026-09) Devaluation · 1 September 2026 From 1 September 2026 the Live+ card gives 2 complimentary domestic lounge visits a year, at most one in any six calendar months, down from one every quarter. [HSBC Live+ Credit Card](https://getbrief.cards/cards/hsbc-live-plus) ✓ official · checked 23 September 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/credit-cards/live-plus-credit-card-services-guide.pdf ## [Kotak Dream Different charges a 424 rupee joining fee from 1 September](https://getbrief.cards/changes/kotak-dd-joining-2026-09) Fee change · 1 September 2026 New Dream Different cards (the card formerly called 811 #DreamDifferent) carry a joining fee of 424 rupees from 1 September 2026, and the joining-fee waiver is withdrawn. [Kotak 811 #DreamDifferent](https://getbrief.cards/cards/kotak-811-dreamdifferent) ✓ official · checked 23 September 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/files/key-fact-statement/DreamDifferent.pdf ## [IHG One Rewards points now convert to Air India Maharaja Points](https://getbrief.cards/changes/ihg-maharaja-2026-09) Partner added · 4 September 2026 Since 4 September 2026, 1,000 IHG One Rewards points convert to 200 Air India Maharaja Points, with a 1,000-point minimum. IHG One Rewards Points ✓ official · checked 8 October 2026 · Source: https://www.ihgplc.com/en/news-and-media/news-releases/2026/air-india-and-ihg-hotels-and-resorts-announce-landmark-loyalty-partnership ## [Flying Blue splits AF/KLM award tickets into Light, Standard and Flex from 8 Sep 2026](https://getbrief.cards/changes/flyingblue-unbundling-2026) Devaluation · 8 September 2026 From 8 September 2026 Air France and KLM operated award tickets are sold as three branded fares, Light, Standard and Flex, instead of one. Flying Blue (AF/KLM), Flying Blue Miles ✓ official · checked 31 August 2026 · Source: https://www.flyingblue.com/en/news/light-standard-flex-reward-tickets-september-2026 ## [IDFC FIRST drops the forex markup on every credit card](https://getbrief.cards/changes/idfc-zero-forex-2026) Improvement · 9 September 2026 From 9 September 2026, spends in a foreign currency, and rupee payments to overseas merchants, carry no markup on any IDFC FIRST credit card, including cards already issued. [IDFC FIRST LIC Select](https://getbrief.cards/cards/idfc-lic-select), [IDFC FIRST Millennia Credit Card](https://getbrief.cards/cards/idfc-first-millennia), [IDFC FIRST Mayura Credit Card](https://getbrief.cards/cards/idfc-first-mayura), [IDFC FIRST Ashva Credit Card](https://getbrief.cards/cards/idfc-first-ashva), [IDFC FIRST Gaj Credit Card](https://getbrief.cards/cards/idfc-first-gaj), [IndiGo IDFC FIRST Credit Card](https://getbrief.cards/cards/indigo-idfc-first), [Club Vistara IDFC FIRST Credit Card](https://getbrief.cards/cards/club-vistara-idfc-first), [IDFC First Wealth](https://getbrief.cards/cards/idfc-first-wealth), [IDFC FIRST WOW](https://getbrief.cards/cards/idfc-first-wow), [IDFC FIRST Select](https://getbrief.cards/cards/idfc-first-select), [IDFC FIRST Classic Credit Card](https://getbrief.cards/cards/idfc-first-classic), [IDFC FIRST HPCL Power+ Credit Card](https://getbrief.cards/cards/idfc-hpcl-power-plus), [IDFC FIRST SWYP](https://getbrief.cards/cards/idfc-swyp), [IDFC FIRST Power (HPCL)](https://getbrief.cards/cards/idfc-power), [IDFC FIRST Private](https://getbrief.cards/cards/idfc-private), [IDFC FIRST Diamond Reserve](https://getbrief.cards/cards/idfc-diamond-reserve) ✓ official · checked 16 September 2026 · Source: https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/MITC-Document-Customer.pdf ## [Amex Platinum Travel loses its ₹1.9 lakh milestone and gates lounge access](https://getbrief.cards/changes/amex-pt-deval2-2026) Devaluation · 10 September 2026 From 10 September 2026 the ₹1.9 lakh milestone and its 7,500 Membership Rewards points are gone. ₹4 lakh still pays 10,000 points, and ₹7 lakh pays a ₹20,000 Taj Stay voucher with no points attached. [Amex Platinum Travel](https://getbrief.cards/cards/amex-platinum-travel) ✓ official · checked 16 September 2026 · Source: https://www.americanexpress.com/content/dam/amex/in/legal-disclosures/Platinum_Travel_General_Tnc1.pdf ## [Accor is back on Axis, and Cathay, Hilton and Miles & More join](https://getbrief.cards/changes/axis-edge-partners-2026-09) Partner added · 23 September 2026 By 23 September 2026 Accor was back on Axis Travel EDGE, at lower ratios than before April on most cards: 5:1 on Reserve and Magnus, 5:2 on Magnus for Burgundy, 1:2 on Olympus, 2:1 on Atlas and Horizon. [Axis Atlas](https://getbrief.cards/cards/axis-atlas), [Axis Bank Olympus Credit Card](https://getbrief.cards/cards/axis-olympus), [Axis Bank Horizon](https://getbrief.cards/cards/axis-horizon), [Axis Magnus](https://getbrief.cards/cards/axis-magnus-std), [Axis Magnus for Burgundy](https://getbrief.cards/cards/axis-magnus-burgundy), [Axis Burgundy Private](https://getbrief.cards/cards/axis-burgundy-private), [Axis Reserve](https://getbrief.cards/cards/axis-reserve), [Axis Bank SELECT](https://getbrief.cards/cards/axis-select), [Axis Bank Privilege](https://getbrief.cards/cards/axis-privilege), [Axis Bank REWARDS](https://getbrief.cards/cards/axis-rewards), Accor Live Limitless (ALL), Cathay Pacific Asia Miles, Hilton Honors, Lufthansa Miles & More, ALL Reward Points, Asia Miles, Hilton Honors Points, Miles & More Award Miles ✓ official · checked 23 September 2026 · Source: https://traveledge.axis.bank.in/travel/common/termsandcondition ## [Axis drops Club ITC as a transfer partner](https://getbrief.cards/changes/axis-itc-removed-2026-09) Partner removed · 23 September 2026 By 23 September 2026 Club ITC was gone from the Axis Travel EDGE partner list, with no notice and no date on the page. [Axis Atlas](https://getbrief.cards/cards/axis-atlas), [Axis Bank Olympus Credit Card](https://getbrief.cards/cards/axis-olympus), [Axis Bank Horizon](https://getbrief.cards/cards/axis-horizon), [Axis Magnus](https://getbrief.cards/cards/axis-magnus-std), [Axis Magnus for Burgundy](https://getbrief.cards/cards/axis-magnus-burgundy), [Axis Burgundy Private](https://getbrief.cards/cards/axis-burgundy-private), [Axis Reserve](https://getbrief.cards/cards/axis-reserve), [Axis Bank SELECT](https://getbrief.cards/cards/axis-select), [Axis Bank Privilege](https://getbrief.cards/cards/axis-privilege), [Axis Bank REWARDS](https://getbrief.cards/cards/axis-rewards), Club ITC, Club ITC Green Points ✓ official · checked 23 September 2026 · Source: https://traveledge.axis.bank.in/travel/common/termsandcondition ## [SBI drops Etihad and Flying Blue from MILES transfers](https://getbrief.cards/changes/sbi-miles-etihad-fb-removed-2026-09) Partner removed · 23 September 2026 Etihad Guest and Flying Blue are gone from the SBI Card MILES transfer terms republished on 23 September 2026, with no notice. [SBI Card MILES](https://getbrief.cards/cards/sbi-miles), [SBI Card MILES PRIME](https://getbrief.cards/cards/sbi-miles-prime), [SBI Card MILES ELITE](https://getbrief.cards/cards/sbi-miles-elite), Etihad Guest, Flying Blue (AF/KLM), Etihad Guest Miles, Flying Blue Miles ✓ official · checked 23 September 2026 · Source: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/rewards-program-TnC-miles.pdf ## [Amex ends Reward Multiplier on 30 September](https://getbrief.cards/changes/amex-rm-closure-2026) Devaluation · 30 September 2026 Accelerated Membership Rewards points on select brands stop on 30 September 2026. [Amex Platinum Reserve Credit Card](https://getbrief.cards/cards/amex-platinum-reserve), [Amex Platinum Card](https://getbrief.cards/cards/amex-platinum-charge), [Amex Gold Card](https://getbrief.cards/cards/amex-gold-charge), [Amex Membership Rewards Credit Card](https://getbrief.cards/cards/amex-mrcc), [Amex Platinum Travel](https://getbrief.cards/cards/amex-platinum-travel), [Amex SmartEarn](https://getbrief.cards/cards/amex-smartearn) ✓ official · checked 16 September 2026 · Source: https://www.americanexpress.com/content/dam/amex/in/benefits/RM_Closure_5X.pdf ## [CheQ AU is now lifetime free](https://getbrief.cards/changes/au-cheq-lifetime-free-2026-09) Improvement · 30 September 2026 AU's key fact statement of 30 September 2026 lists the CheQ AU card as lifetime free, with no joining or annual fee. [CheQ AU Credit Card](https://getbrief.cards/cards/au-cheq) verified · checked 23 October 2026 · Source: https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf ## Questions this page answers ### What changed on Indian credit cards in September 2026? As of 23 October 2026, 14 changes are on record for September 2026: Axis Burgundy Private: annual fee doubles ₹50,000 → ₹1,00,000 + GST unless TRV ≥ ₹5 Cr; Burgundy Private The One costs ₹1 lakh a year below a ₹5 crore relationship; The GHA DISCOVERY status match closed on 1 September; HSBC Live+ lounge access is now 2 domestic visits a year plus 1 international; Kotak Dream Different charges a 424 rupee joining fee from 1 September; IHG One Rewards points now convert to Air India Maharaja Points; Flying Blue splits AF/KLM award tickets into Light, Standard and Flex from 8 Sep 2026; IDFC FIRST drops the forex markup on every credit card and 6 more. ### Which credit card devaluations are dated September 2026? As of 23 October 2026, 4: HSBC Live+ lounge access is now 2 domestic visits a year plus 1 international; Flying Blue splits AF/KLM award tickets into Light, Standard and Flex from 8 Sep 2026; Amex Platinum Travel loses its ₹1.9 lakh milestone and gates lounge access and Amex ends Reward Multiplier on 30 September. ### Which banks changed their credit cards in September 2026? As of 23 October 2026, Axis (4), Amex (2), AU (1), HSBC (1), IDFC FIRST (1), Kotak (1) and SBI (1). ## Other months - [November 2026](https://getbrief.cards/changes/november-2026) - [October 2026](https://getbrief.cards/changes/october-2026) - [August 2026](https://getbrief.cards/changes/august-2026) - [July 2026](https://getbrief.cards/changes/july-2026) - [June 2026](https://getbrief.cards/changes/june-2026) - [May 2026](https://getbrief.cards/changes/may-2026) - [April 2026](https://getbrief.cards/changes/april-2026) - [January 2026](https://getbrief.cards/changes/january-2026) - [June 2025](https://getbrief.cards/changes/june-2025) --- Dates are the issuer’s, not Brief’s. A change that has been announced but has not taken effect yet reads “from” and sits at the top. Where an issuer published no date, the earliest dated confirmation stands in its place, and the entry is marked verified rather than official. Every change, dated: https://getbrief.cards/changes Canonical: https://getbrief.cards/changes/september-2026