# Amex Gold Card vs Amex Platinum Card

Amex Gold Card costs ₹4,500 a year and Amex Platinum Card ₹66,000. They differ on airport lounge access and the statuses they open.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [Amex Gold Card](https://getbrief.cards/cards/amex-gold-charge), American Express
- [Amex Platinum Card](https://getbrief.cards/cards/amex-platinum-charge), American Express

| | Amex Gold Card | Amex Platinum Card |
|---|---|---|
| Annual fee | ₹4,500 + GST | ₹66,000 + GST |
| Forex markup | 3.5% | 3.5% |
| On ₹1,00,000 spent abroad | ₹4,130 in markup and GST | ₹4,130 in markup and GST |
| Network | American Express | American Express |
| Everyday spend | 1 MR / ₹50 | 1 MR / ₹40 |
| Rewards in | Membership Rewards, ₹0.5 a point at the bank’s baseline | Membership Rewards, ₹0.5 a point at the bank’s baseline |
| Transfer partners | 7 programmes | 7 programmes |
| Airport lounges | None | unlimited domestic and international visits |
| Statuses it opens | None | ALL Accor+ (Amex 'Traveller'), Hilton Gold, Bonvoy Gold, Radisson Premium, Taj Epicure and Sunshine Club Platinum |
| Spend milestones | 1 milestone | 1 milestone |
| Applications | Paused or by invitation | Paused or by invitation |
| Last checked | 20 August 2026 | 26 October 2026 |

## How each one earns

### Amex Gold Card

- 1 MR / ₹50 · verified · checked 12 June 2026

Every rule on the Amex Gold Card page: https://getbrief.cards/cards/amex-gold-charge

### Amex Platinum Card

- 1 MR / ₹40 · ✓ official · checked 26 October 2026
- 3X MR on international spend · ✓ official · checked 26 October 2026
- 5 MR / ₹100 on fuel, capped at 5,000 MR per calendar month, then 1 MR / ₹100 · ✓ official · checked 26 October 2026

Every rule on the Amex Platinum Card page: https://getbrief.cards/cards/amex-platinum-charge


## Questions

### What is the annual fee of Amex Gold Card and Amex Platinum Card?

As of 26 October 2026, Amex Gold Card: ₹4,500 + GST. Amex Platinum Card: ₹66,000 + GST.

### Which charges less on spend abroad, Amex Gold Card or Amex Platinum Card?

As of 26 October 2026, both charge a 3.5% markup: ₹4,130 on ₹1,00,000 spent abroad, GST included.

### Do Amex Gold Card and Amex Platinum Card come with airport lounge access?

As of 26 October 2026, Amex Gold Card: no airport lounge access. Amex Platinum Card: unlimited domestic and international visits.


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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/amex-gold-charge-vs-amex-platinum-charge