# Axis Bank MyZone vs Axis Bank Neo

Axis Bank MyZone costs ₹500 a year and Axis Bank Neo ₹250. They differ on airport lounge access and the network.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [Axis Bank MyZone](https://getbrief.cards/cards/axis-myzone), Axis Bank
- [Axis Bank Neo](https://getbrief.cards/cards/axis-neo), Axis Bank

| | Axis Bank MyZone | Axis Bank Neo |
|---|---|---|
| Annual fee | ₹500 + GST | ₹250 + GST |
| Forex markup | 3.5% | 3.5% |
| On ₹1,00,000 spent abroad | ₹4,130 in markup and GST | ₹4,130 in markup and GST |
| Network | Visa | Mastercard |
| Everyday spend | 4 EDGE RP / ₹200 (about 0.4%) | 1 EDGE RP / ₹200 (about 0.1%) |
| Rewards in | Axis EDGE Reward Points (entry catalogue), ₹0.2 a point at the bank’s baseline | Axis EDGE Reward Points (entry catalogue), ₹0.2 a point at the bank’s baseline |
| Transfer partners | None | None |
| Airport lounges | 4 domestic visits a year | None |
| Spend milestones | 1 milestone | None |
| Applications | Open | Open |
| Last checked | 14 June 2026 | 26 October 2026 |

## How each one earns

### Axis Bank MyZone

- 4 EDGE RP / ₹200 (about 0.4%) · verified · checked 14 June 2026

Every rule on the Axis Bank MyZone page: https://getbrief.cards/cards/axis-myzone

### Axis Bank Neo

- 1 EDGE RP / ₹200 (about 0.1%) · ✓ official · checked 26 October 2026

Every rule on the Axis Bank Neo page: https://getbrief.cards/cards/axis-neo


## Questions

### What is the annual fee of Axis Bank MyZone and Axis Bank Neo?

As of 26 October 2026, Axis Bank MyZone: ₹500 + GST. Axis Bank Neo: ₹250 + GST.

### Which charges less on spend abroad, Axis Bank MyZone or Axis Bank Neo?

As of 26 October 2026, both charge a 3.5% markup: ₹4,130 on ₹1,00,000 spent abroad, GST included.

### Do Axis Bank MyZone and Axis Bank Neo come with airport lounge access?

As of 26 October 2026, Axis Bank MyZone: 4 domestic visits a year. Axis Bank Neo: no airport lounge access.


## Other cards side by side

- [Axis Bank Neo vs Flipkart Axis Bank](https://getbrief.cards/compare/axis-neo-vs-flipkart-axis)
- [Axis Bank MyZone vs Axis Bank Privilege](https://getbrief.cards/compare/axis-myzone-vs-axis-privilege)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/axis-myzone-vs-axis-neo