# HDFC Diners Club Privilege vs HDFC Diners Club Black Metal

HDFC Diners Club Privilege costs ₹1,000 a year and HDFC Diners Club Black Metal ₹10,000. They differ on the forex markup, airport lounge access and transfer partners.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [HDFC Diners Club Privilege](https://getbrief.cards/cards/hdfc-diners-privilege), HDFC Bank
- [HDFC Diners Club Black Metal](https://getbrief.cards/cards/hdfc-diners-club-black-metal), HDFC Bank

| | HDFC Diners Club Privilege | HDFC Diners Club Black Metal |
|---|---|---|
| Annual fee | ₹1,000 + GST | ₹10,000 + GST |
| Fee waiver | Waived at ₹3,00,000 spend per card year | Waived at ₹8,00,000 spend per card year |
| Forex markup | 3.5% | 2% |
| On ₹1,00,000 spent abroad | ₹4,130 in markup and GST | ₹2,360 in markup and GST |
| Network | Diners Club | Diners Club |
| Everyday spend | 4 RP / ₹200 base since 15 May 2026 (was 4 RP / ₹150) | 5 RP / ₹150 (3.33%) |
| Rewards in | HDFC Reward Points (Regalia), ₹0.4 a point at the bank’s baseline | HDFC Reward Points, ₹1 a point at the bank’s baseline |
| Transfer partners | None | 10 programmes |
| Airport lounges | 12 domestic and international visits a year | unlimited domestic and international visits |
| Spend milestones | 1 milestone | 1 milestone |
| Applications | Open | Open |
| Last checked | 26 October 2026 | 17 July 2026 |

## How each one earns

### HDFC Diners Club Privilege

- 4 RP / ₹200 base since 15 May 2026 (was 4 RP / ₹150) · ✓ official · checked 26 October 2026
- 5X (20 RP/₹200) on Swiggy and Zomato, bonus capped at 2,500 RP/mo · ✓ official · checked 26 October 2026
- 5X via SmartBuy Instant Vouchers (Gyftr): 20 RP/₹200, cap 4K RP/mo and 2K/day · brand vouchers sub-cap 3K/mo since around 1 Jul 2026 · ✓ official · checked 26 October 2026

Every rule on the HDFC Diners Club Privilege page: https://getbrief.cards/cards/hdfc-diners-privilege

### HDFC Diners Club Black Metal

- 5 RP / ₹150 (3.33%) · verified · checked 13 June 2026
- 10X via SmartBuy hotels only · 50 RP/₹150, cap 10K RP/mo and /day · verified · checked 24 June 2026
- 3X via SmartBuy vouchers (Gyftr) · 15 RP/₹150, cap 10K RP/mo and /day overall · brand vouchers capped at 3K RP/mo from about 1 Jul 2026 (cardholder-reported) · verified · checked 1 July 2026

Every rule on the HDFC Diners Club Black Metal page: https://getbrief.cards/cards/hdfc-diners-club-black-metal


## Questions

### What is the annual fee of HDFC Diners Club Privilege and HDFC Diners Club Black Metal?

As of 26 October 2026, HDFC Diners Club Privilege: ₹1,000 + GST, waived at ₹3,00,000 spend per card year. HDFC Diners Club Black Metal: ₹10,000 + GST, waived at ₹8,00,000 spend per card year.

### Which charges less on spend abroad, HDFC Diners Club Privilege or HDFC Diners Club Black Metal?

As of 26 October 2026, HDFC Diners Club Black Metal charges a 2% markup against 3.5% on HDFC Diners Club Privilege: on ₹1,00,000 spent abroad that is ₹2,360 against ₹4,130, GST included.

### Do HDFC Diners Club Privilege and HDFC Diners Club Black Metal come with airport lounge access?

As of 26 October 2026, HDFC Diners Club Privilege: 12 domestic and international visits a year. HDFC Diners Club Black Metal: unlimited domestic and international visits.


## Other cards side by side

- [HDFC Infinia Metal vs HDFC Diners Club Black Metal](https://getbrief.cards/compare/hdfc-infinia-metal-vs-hdfc-diners-club-black-metal)
- [HDFC Millennia vs HDFC Diners Club Privilege](https://getbrief.cards/compare/hdfc-millennia-vs-hdfc-diners-privilege)
- [HDFC Regalia Gold vs HDFC Diners Club Privilege](https://getbrief.cards/compare/hdfc-regalia-gold-vs-hdfc-diners-privilege)
- [HDFC Diners Club Black Metal vs HDFC Regalia Gold](https://getbrief.cards/compare/hdfc-diners-club-black-metal-vs-hdfc-regalia-gold)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/hdfc-diners-privilege-vs-hdfc-diners-club-black-metal