# HDFC Infinia Metal vs Axis Magnus

Both cost ₹12,500 a year. They differ on airport lounge access, transfer partners and the network.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [HDFC Infinia Metal](https://getbrief.cards/cards/hdfc-infinia-metal), HDFC Bank
- [Axis Magnus](https://getbrief.cards/cards/axis-magnus-std), Axis Bank

| | HDFC Infinia Metal | Axis Magnus |
|---|---|---|
| Annual fee | ₹12,500 + GST | ₹12,500 + GST |
| Fee waiver | Waived at ₹10,00,000 spend per card year | Waived at ₹25,00,000 spend per card year |
| Forex markup | 2% | 2% |
| On ₹1,00,000 spent abroad | ₹2,360 in markup and GST | ₹2,360 in markup and GST |
| Network | Visa | Mastercard |
| Everyday spend | 5 RP / ₹150 (3.33%) | 12 EDGE RP / ₹200 (first ₹1.5L/mo) |
| Rewards in | HDFC Reward Points, ₹1 a point at the bank’s baseline | EDGE Reward Points, ₹0.2 a point at the bank’s baseline |
| Transfer partners | 10 programmes | 26 programmes |
| Airport lounges | unlimited international visits · unlimited domestic visits | unlimited domestic visits · unlimited international visits |
| Statuses it opens | GHA Discovery Titanium | GHA Discovery Titanium |
| Applications | Paused or by invitation | Open |
| Last checked | 25 August 2026 | 30 October 2026 |

## How each one earns

### HDFC Infinia Metal

- 5 RP / ₹150 (3.33%) · ✓ official · checked 11 June 2026
- 10X via SmartBuy hotels only · 50 RP/₹150, cap 15K RP/mo · verified · checked 24 June 2026
- 5X via SmartBuy vouchers/flights (Gyftr) · 25 RP/₹150, cap 15K RP/mo overall · brand vouchers capped at 3K RP/mo from 1 Jul 2026 · ✓ official · checked 25 August 2026

Every rule on the HDFC Infinia Metal page: https://getbrief.cards/cards/hdfc-infinia-metal

### Axis Magnus

- 35 EDGE RP/₹200 on spend above ₹1.5 lakh a month, up to your credit limit plus ₹1.5 lakh; 12 after that · ✓ official · checked 30 October 2026
- 12 EDGE RP / ₹200 (first ₹1.5L/mo) · ✓ official · checked 26 October 2026
- 60 EDGE RP / ₹200 on Axis Travel EDGE travel bookings (cap ₹2L/mo; vouchers earn base, no multiplier) · ✓ official · checked 26 October 2026
- 12 EDGE RP/₹200 on rent, on the first ₹50,000 a month; nothing above that · ✓ official · checked 26 October 2026

Every rule on the Axis Magnus page: https://getbrief.cards/cards/axis-magnus-std


## Questions

### What is the annual fee of HDFC Infinia Metal and Axis Magnus?

As of 30 October 2026, HDFC Infinia Metal: ₹12,500 + GST, waived at ₹10,00,000 spend per card year. Axis Magnus: ₹12,500 + GST, waived at ₹25,00,000 spend per card year.

### Which charges less on spend abroad, HDFC Infinia Metal or Axis Magnus?

As of 30 October 2026, both charge a 2% markup: ₹2,360 on ₹1,00,000 spent abroad, GST included.

### Do HDFC Infinia Metal and Axis Magnus come with airport lounge access?

As of 30 October 2026, HDFC Infinia Metal: unlimited international visits · unlimited domestic visits. Axis Magnus: unlimited domestic visits · unlimited international visits.


## Other cards side by side

- [HDFC Infinia Metal vs HDFC Diners Club Black Metal](https://getbrief.cards/compare/hdfc-infinia-metal-vs-hdfc-diners-club-black-metal)
- [ICICI Emeralde Private Metal vs HDFC Infinia Metal](https://getbrief.cards/compare/icici-emeralde-private-metal-vs-hdfc-infinia-metal)
- [Axis Burgundy Private vs HDFC Infinia Metal](https://getbrief.cards/compare/axis-burgundy-private-vs-hdfc-infinia-metal)
- [SBI Card Aurum vs HDFC Infinia Metal](https://getbrief.cards/compare/sbi-aurum-vs-hdfc-infinia-metal)
- [ICICI Times Black vs HDFC Infinia Metal](https://getbrief.cards/compare/icici-times-black-vs-hdfc-infinia-metal)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/hdfc-infinia-metal-vs-axis-magnus-std