# HDFC Infinia Metal vs HDFC Diners Club Black Metal

HDFC Infinia Metal costs ₹12,500 a year and HDFC Diners Club Black Metal ₹10,000. They differ on airport lounge access, the statuses they open and the network.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [HDFC Infinia Metal](https://getbrief.cards/cards/hdfc-infinia-metal), HDFC Bank
- [HDFC Diners Club Black Metal](https://getbrief.cards/cards/hdfc-diners-club-black-metal), HDFC Bank

| | HDFC Infinia Metal | HDFC Diners Club Black Metal |
|---|---|---|
| Annual fee | ₹12,500 + GST | ₹10,000 + GST |
| Fee waiver | Waived at ₹10,00,000 spend per card year | Waived at ₹8,00,000 spend per card year |
| Forex markup | 2% | 2% |
| On ₹1,00,000 spent abroad | ₹2,360 in markup and GST | ₹2,360 in markup and GST |
| Network | Visa | Diners Club |
| Everyday spend | 5 RP / ₹150 (3.33%) | 5 RP / ₹150 (3.33%) |
| Rewards in | HDFC Reward Points, ₹1 a point at the bank’s baseline | HDFC Reward Points, ₹1 a point at the bank’s baseline |
| Transfer partners | 10 programmes | 10 programmes |
| Airport lounges | unlimited international visits · unlimited domestic visits | unlimited domestic and international visits |
| Statuses it opens | GHA Discovery Titanium | None |
| Spend milestones | None | 1 milestone |
| Applications | Paused or by invitation | Open |
| Last checked | 25 August 2026 | 17 July 2026 |

## How each one earns

### HDFC Infinia Metal

- 5 RP / ₹150 (3.33%) · ✓ official · checked 11 June 2026
- 10X via SmartBuy hotels only · 50 RP/₹150, cap 15K RP/mo · verified · checked 24 June 2026
- 5X via SmartBuy vouchers/flights (Gyftr) · 25 RP/₹150, cap 15K RP/mo overall · brand vouchers capped at 3K RP/mo from 1 Jul 2026 · ✓ official · checked 25 August 2026

Every rule on the HDFC Infinia Metal page: https://getbrief.cards/cards/hdfc-infinia-metal

### HDFC Diners Club Black Metal

- 5 RP / ₹150 (3.33%) · verified · checked 13 June 2026
- 10X via SmartBuy hotels only · 50 RP/₹150, cap 10K RP/mo and /day · verified · checked 24 June 2026
- 3X via SmartBuy vouchers (Gyftr) · 15 RP/₹150, cap 10K RP/mo and /day overall · brand vouchers capped at 3K RP/mo from about 1 Jul 2026 (cardholder-reported) · verified · checked 1 July 2026

Every rule on the HDFC Diners Club Black Metal page: https://getbrief.cards/cards/hdfc-diners-club-black-metal


## Questions

### What is the annual fee of HDFC Infinia Metal and HDFC Diners Club Black Metal?

As of 25 August 2026, HDFC Infinia Metal: ₹12,500 + GST, waived at ₹10,00,000 spend per card year. HDFC Diners Club Black Metal: ₹10,000 + GST, waived at ₹8,00,000 spend per card year.

### Which charges less on spend abroad, HDFC Infinia Metal or HDFC Diners Club Black Metal?

As of 25 August 2026, both charge a 2% markup: ₹2,360 on ₹1,00,000 spent abroad, GST included.

### Do HDFC Infinia Metal and HDFC Diners Club Black Metal come with airport lounge access?

As of 25 August 2026, HDFC Infinia Metal: unlimited international visits · unlimited domestic visits. HDFC Diners Club Black Metal: unlimited domestic and international visits.


## Other cards side by side

- [HDFC Infinia Metal vs Axis Magnus](https://getbrief.cards/compare/hdfc-infinia-metal-vs-axis-magnus-std)
- [HDFC Diners Club Black Metal vs HDFC Regalia Gold](https://getbrief.cards/compare/hdfc-diners-club-black-metal-vs-hdfc-regalia-gold)
- [HDFC Diners Club Privilege vs HDFC Diners Club Black Metal](https://getbrief.cards/compare/hdfc-diners-privilege-vs-hdfc-diners-club-black-metal)
- [ICICI Emeralde Private Metal vs HDFC Infinia Metal](https://getbrief.cards/compare/icici-emeralde-private-metal-vs-hdfc-infinia-metal)
- [Axis Burgundy Private vs HDFC Infinia Metal](https://getbrief.cards/compare/axis-burgundy-private-vs-hdfc-infinia-metal)
- [SBI Card Aurum vs HDFC Infinia Metal](https://getbrief.cards/compare/sbi-aurum-vs-hdfc-infinia-metal)
- [ICICI Times Black vs HDFC Infinia Metal](https://getbrief.cards/compare/icici-times-black-vs-hdfc-infinia-metal)

---

Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/hdfc-infinia-metal-vs-hdfc-diners-club-black-metal