# HDFC Millennia vs HDFC Diners Club Privilege

Both cost ₹1,000 a year. They differ on airport lounge access and the network.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [HDFC Millennia](https://getbrief.cards/cards/hdfc-millennia), HDFC Bank
- [HDFC Diners Club Privilege](https://getbrief.cards/cards/hdfc-diners-privilege), HDFC Bank

| | HDFC Millennia | HDFC Diners Club Privilege |
|---|---|---|
| Annual fee | ₹1,000 + GST | ₹1,000 + GST |
| Fee waiver | Waived at ₹1,00,000 spend per card year | Waived at ₹3,00,000 spend per card year |
| Forex markup | 3.5% | 3.5% |
| On ₹1,00,000 spent abroad | ₹4,130 in markup and GST | ₹4,130 in markup and GST |
| Network | Visa | Diners Club |
| Everyday spend | 1% CashPoints (cap ₹1,000/mo) | 4 RP / ₹200 base since 15 May 2026 (was 4 RP / ₹150) |
| Rewards in | Cashback | HDFC Reward Points (Regalia), ₹0.4 a point at the bank’s baseline |
| Transfer partners | None | None |
| Airport lounges | 1 domestic visit a quarter | 12 domestic and international visits a year |
| Spend milestones | 1 milestone | 1 milestone |
| Applications | Open | Open |
| Last checked | 26 October 2026 | 26 October 2026 |

## How each one earns

### HDFC Millennia

- 1% CashPoints (cap ₹1,000/mo) · ✓ official · checked 26 October 2026
- 5% back on Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, BookMyShow, Cult.fit, Tata CLiQ and SonyLIV, up to ₹1,000 a month · ✓ official · checked 26 October 2026

Every rule on the HDFC Millennia page: https://getbrief.cards/cards/hdfc-millennia

### HDFC Diners Club Privilege

- 4 RP / ₹200 base since 15 May 2026 (was 4 RP / ₹150) · ✓ official · checked 26 October 2026
- 5X (20 RP/₹200) on Swiggy and Zomato, bonus capped at 2,500 RP/mo · ✓ official · checked 26 October 2026
- 5X via SmartBuy Instant Vouchers (Gyftr): 20 RP/₹200, cap 4K RP/mo and 2K/day · brand vouchers sub-cap 3K/mo since around 1 Jul 2026 · ✓ official · checked 26 October 2026

Every rule on the HDFC Diners Club Privilege page: https://getbrief.cards/cards/hdfc-diners-privilege


## Questions

### What is the annual fee of HDFC Millennia and HDFC Diners Club Privilege?

As of 26 October 2026, HDFC Millennia: ₹1,000 + GST, waived at ₹1,00,000 spend per card year. HDFC Diners Club Privilege: ₹1,000 + GST, waived at ₹3,00,000 spend per card year.

### Which charges less on spend abroad, HDFC Millennia or HDFC Diners Club Privilege?

As of 26 October 2026, both charge a 3.5% markup: ₹4,130 on ₹1,00,000 spent abroad, GST included.

### Do HDFC Millennia and HDFC Diners Club Privilege come with airport lounge access?

As of 26 October 2026, HDFC Millennia: 1 domestic visit a quarter. HDFC Diners Club Privilege: 12 domestic and international visits a year.


## Other cards side by side

- [HDFC Regalia Gold vs HDFC Millennia](https://getbrief.cards/compare/hdfc-regalia-gold-vs-hdfc-millennia)
- [HDFC Millennia vs SBI Cashback](https://getbrief.cards/compare/hdfc-millennia-vs-sbi-cashback)
- [HDFC Regalia vs HDFC Millennia](https://getbrief.cards/compare/hdfc-regalia-vs-hdfc-millennia)
- [HDFC Millennia vs HDFC MoneyBack+](https://getbrief.cards/compare/hdfc-millennia-vs-hdfc-moneyback-plus)
- [HDFC Regalia Gold vs HDFC Diners Club Privilege](https://getbrief.cards/compare/hdfc-regalia-gold-vs-hdfc-diners-privilege)
- [HDFC Diners Club Privilege vs HDFC Diners Club Black Metal](https://getbrief.cards/compare/hdfc-diners-privilege-vs-hdfc-diners-club-black-metal)
- [HDFC Tata Neu Plus vs HDFC Millennia](https://getbrief.cards/compare/hdfc-tata-neu-plus-vs-hdfc-millennia)

---

Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/hdfc-millennia-vs-hdfc-diners-privilege