# HDFC Tata Neu Plus vs HDFC Millennia

HDFC Tata Neu Plus costs ₹499 a year and HDFC Millennia ₹1,000. They differ on the network.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [HDFC Tata Neu Plus](https://getbrief.cards/cards/hdfc-tata-neu-plus), HDFC Bank
- [HDFC Millennia](https://getbrief.cards/cards/hdfc-millennia), HDFC Bank

| | HDFC Tata Neu Plus | HDFC Millennia |
|---|---|---|
| Annual fee | ₹499 + GST | ₹1,000 + GST |
| Fee waiver | Waived at ₹1,00,000 spend per card year | Waived at ₹1,00,000 spend per card year |
| Forex markup | 3.5% | 3.5% |
| On ₹1,00,000 spent abroad | ₹4,130 in markup and GST | ₹4,130 in markup and GST |
| Network | RuPay | Visa |
| Everyday spend | 1% NeuCoins non-Tata Nothing under ₹100 a transaction earns. | 1% CashPoints (cap ₹1,000/mo) |
| Rewards in | Tata NeuCoins, ₹1 a point at the bank’s baseline | Cashback |
| Transfer partners | None | None |
| Airport lounges | 1 domestic visit a quarter | 1 domestic visit a quarter |
| Spend milestones | None | 1 milestone |
| Applications | Open | Open |
| Last checked | 22 October 2026 | 26 October 2026 |

## How each one earns

### HDFC Tata Neu Plus

- 1% NeuCoins non-Tata Nothing under ₹100 a transaction earns. · verified · checked 14 June 2026
- 5% NeuCoins on Tata Neu app categories Nothing under ₹100 a transaction earns. · verified · checked 14 June 2026
- 0.25% NeuCoins on UPI from any app, 1% with the Tata Neu UPI ID · capped at 500 NeuCoins a month · on payments of ₹100 or more · ✓ official · checked 22 October 2026

Every rule on the HDFC Tata Neu Plus page: https://getbrief.cards/cards/hdfc-tata-neu-plus

### HDFC Millennia

- 1% CashPoints (cap ₹1,000/mo) · ✓ official · checked 26 October 2026
- 5% back on Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, BookMyShow, Cult.fit, Tata CLiQ and SonyLIV, up to ₹1,000 a month · ✓ official · checked 26 October 2026

Every rule on the HDFC Millennia page: https://getbrief.cards/cards/hdfc-millennia


## Questions

### What is the annual fee of HDFC Tata Neu Plus and HDFC Millennia?

As of 26 October 2026, HDFC Tata Neu Plus: ₹499 + GST, waived at ₹1,00,000 spend per card year. HDFC Millennia: ₹1,000 + GST, waived at ₹1,00,000 spend per card year.

### Which charges less on spend abroad, HDFC Tata Neu Plus or HDFC Millennia?

As of 26 October 2026, both charge a 3.5% markup: ₹4,130 on ₹1,00,000 spent abroad, GST included.

### Do HDFC Tata Neu Plus and HDFC Millennia come with airport lounge access?

As of 26 October 2026, HDFC Tata Neu Plus: 1 domestic visit a quarter. HDFC Millennia: 1 domestic visit a quarter.


## Other cards side by side

- [HDFC Regalia Gold vs HDFC Millennia](https://getbrief.cards/compare/hdfc-regalia-gold-vs-hdfc-millennia)
- [HDFC Millennia vs SBI Cashback](https://getbrief.cards/compare/hdfc-millennia-vs-sbi-cashback)
- [HDFC Regalia vs HDFC Millennia](https://getbrief.cards/compare/hdfc-regalia-vs-hdfc-millennia)
- [HDFC Millennia vs HDFC Diners Club Privilege](https://getbrief.cards/compare/hdfc-millennia-vs-hdfc-diners-privilege)
- [HDFC Millennia vs HDFC MoneyBack+](https://getbrief.cards/compare/hdfc-millennia-vs-hdfc-moneyback-plus)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/hdfc-tata-neu-plus-vs-hdfc-millennia