# IndusInd Pinnacle World vs IndusInd Legend

Both are lifetime free. They differ on the forex markup, airport lounge access, the statuses they open and the network.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [IndusInd Pinnacle World](https://getbrief.cards/cards/indusind-pinnacle-world), IndusInd Bank
- [IndusInd Legend](https://getbrief.cards/cards/indusind-legend), IndusInd Bank

| | IndusInd Pinnacle World | IndusInd Legend |
|---|---|---|
| Annual fee | Lifetime free | Lifetime free |
| Forex markup | 3.5% | 1.8% |
| On ₹1,00,000 spent abroad | ₹4,130 in markup and GST | ₹2,124 in markup and GST |
| Network | Mastercard | Visa |
| Everyday spend | 1 RP / ₹100 (PoS/MoTo/IVR) | 1 RP / ₹100 weekday base (2 RP/₹100 on weekends) |
| Rewards in | IndusInd Reward Points, ₹0.75 a point at the bank’s baseline | IndusInd Legend Reward Points, ₹0.5 a point at the bank’s baseline |
| Transfer partners | 2 programmes | 2 programmes |
| Airport lounges | 1 domestic visit a quarter · 1 international visit a quarter | None |
| Statuses it opens | GHA Discovery Platinum | None |
| Spend milestones | None | 1 milestone |
| Applications | Open | Open |
| Last checked | 21 October 2026 | 27 October 2026 |

## How each one earns

### IndusInd Pinnacle World

- 1 RP / ₹100 (PoS/MoTo/IVR) · verified · checked 12 June 2026
- 2.5 RP / ₹100 online (e-commerce, no brand caps) · verified · checked 12 June 2026
- 1.5 RP / ₹100 online travel/airline · verified · checked 12 June 2026

Every rule on the IndusInd Pinnacle World page: https://getbrief.cards/cards/indusind-pinnacle-world

### IndusInd Legend

- 1 RP / ₹100 weekday base (2 RP/₹100 on weekends) · ✓ official · checked 26 October 2026
- 1 RP / ₹100 medical / auto / telecom (weekday rate, all days) · ✓ official · checked 26 October 2026
- 0.70 RP / ₹100 on utility bills, insurance, government payments, education fees and rent · ✓ official · checked 27 October 2026

Every rule on the IndusInd Legend page: https://getbrief.cards/cards/indusind-legend


## Questions

### What is the annual fee of IndusInd Pinnacle World and IndusInd Legend?

As of 27 October 2026, IndusInd Pinnacle World: lifetime free. IndusInd Legend: lifetime free.

### Which charges less on spend abroad, IndusInd Pinnacle World or IndusInd Legend?

As of 27 October 2026, IndusInd Legend charges a 1.8% markup against 3.5% on IndusInd Pinnacle World: on ₹1,00,000 spent abroad that is ₹2,124 against ₹4,130, GST included.

### Do IndusInd Pinnacle World and IndusInd Legend come with airport lounge access?

As of 27 October 2026, IndusInd Pinnacle World: 1 domestic visit a quarter · 1 international visit a quarter. IndusInd Legend: no airport lounge access.


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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/indusind-pinnacle-world-vs-indusind-legend