# SBI Card Aurum vs HDFC Infinia Metal

SBI Card Aurum costs ₹9,999 a year and HDFC Infinia Metal ₹12,500. They differ on the forex markup, airport lounge access, transfer partners and the statuses they open.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [SBI Card Aurum](https://getbrief.cards/cards/sbi-aurum), SBI Card
- [HDFC Infinia Metal](https://getbrief.cards/cards/hdfc-infinia-metal), HDFC Bank

| | SBI Card Aurum | HDFC Infinia Metal |
|---|---|---|
| Annual fee | ₹9,999 + GST | ₹12,500 + GST |
| Fee waiver | Waived at ₹12,00,000 spend per card year | Waived at ₹10,00,000 spend per card year |
| Forex markup | 1.99% | 2% |
| On ₹1,00,000 spent abroad | ₹2,348 in markup and GST | ₹2,360 in markup and GST |
| Network | Visa | Visa |
| Everyday spend | 4 RP / ₹100 (flat, all eligible) | 5 RP / ₹150 (3.33%) |
| Rewards in | SBI Reward Points, ₹0.25 a point at the bank’s baseline | HDFC Reward Points, ₹1 a point at the bank’s baseline |
| Transfer partners | 4 programmes | 10 programmes |
| Airport lounges | unlimited international visits · 4 domestic visits a quarter | unlimited international visits · unlimited domestic visits |
| Statuses it opens | None | GHA Discovery Titanium |
| Spend milestones | 4 milestones | None |
| Applications | Paused or by invitation | Paused or by invitation |
| Last checked | 7 July 2026 | 25 August 2026 |

## How each one earns

### SBI Card Aurum

- 4 RP / ₹100 (flat, all eligible) · verified · checked 17 June 2026

Every rule on the SBI Card Aurum page: https://getbrief.cards/cards/sbi-aurum

### HDFC Infinia Metal

- 5 RP / ₹150 (3.33%) · ✓ official · checked 11 June 2026
- 10X via SmartBuy hotels only · 50 RP/₹150, cap 15K RP/mo · verified · checked 24 June 2026
- 5X via SmartBuy vouchers/flights (Gyftr) · 25 RP/₹150, cap 15K RP/mo overall · brand vouchers capped at 3K RP/mo from 1 Jul 2026 · ✓ official · checked 25 August 2026

Every rule on the HDFC Infinia Metal page: https://getbrief.cards/cards/hdfc-infinia-metal


## Questions

### What is the annual fee of SBI Card Aurum and HDFC Infinia Metal?

As of 25 August 2026, SBI Card Aurum: ₹9,999 + GST, waived at ₹12,00,000 spend per card year. HDFC Infinia Metal: ₹12,500 + GST, waived at ₹10,00,000 spend per card year.

### Which charges less on spend abroad, SBI Card Aurum or HDFC Infinia Metal?

As of 25 August 2026, SBI Card Aurum charges a 1.99% markup against 2% on HDFC Infinia Metal: on ₹1,00,000 spent abroad that is ₹2,348 against ₹2,360, GST included.

### Do SBI Card Aurum and HDFC Infinia Metal come with airport lounge access?

As of 25 August 2026, SBI Card Aurum: unlimited international visits · 4 domestic visits a quarter. HDFC Infinia Metal: unlimited international visits · unlimited domestic visits.


## Other cards side by side

- [HDFC Infinia Metal vs HDFC Diners Club Black Metal](https://getbrief.cards/compare/hdfc-infinia-metal-vs-hdfc-diners-club-black-metal)
- [HDFC Infinia Metal vs Axis Magnus](https://getbrief.cards/compare/hdfc-infinia-metal-vs-axis-magnus-std)
- [ICICI Emeralde Private Metal vs HDFC Infinia Metal](https://getbrief.cards/compare/icici-emeralde-private-metal-vs-hdfc-infinia-metal)
- [Axis Burgundy Private vs HDFC Infinia Metal](https://getbrief.cards/compare/axis-burgundy-private-vs-hdfc-infinia-metal)
- [ICICI Times Black vs HDFC Infinia Metal](https://getbrief.cards/compare/icici-times-black-vs-hdfc-infinia-metal)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/sbi-aurum-vs-hdfc-infinia-metal