# BPCL SBI Card vs SBI BPCL Octane

BPCL SBI Card costs ₹499 a year and SBI BPCL Octane ₹1,499. They differ on airport lounge access.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [BPCL SBI Card](https://getbrief.cards/cards/sbi-bpcl-base), SBI Card
- [SBI BPCL Octane](https://getbrief.cards/cards/sbi-bpcl-octane), SBI Card

| | BPCL SBI Card | SBI BPCL Octane |
|---|---|---|
| Annual fee | ₹499 + GST | ₹1,499 + GST |
| Fee waiver | Waived at ₹1,00,000 spend per card year | Waived at ₹2,00,000 spend per card year |
| Forex markup | 3.5% | 3.5% |
| On ₹1,00,000 spent abroad | ₹4,130 in markup and GST | ₹4,130 in markup and GST |
| Network | Visa | Visa |
| Everyday spend | 1 RP/₹100 non-fuel retail (₹0.25/RP fuel-locked redemption) | 1 RP / ₹100 (₹0.25/RP, fuel-locked) |
| Rewards in | SBI Reward Points, ₹0.25 a point at the bank’s baseline | None |
| Transfer partners | None | None |
| Airport lounges | None | 4 domestic visits a year |
| Spend milestones | None | 1 milestone |
| Applications | Open | Open |
| Last checked | 26 October 2026 | 3 July 2026 |

## How each one earns

### BPCL SBI Card

- 1 RP/₹100 non-fuel retail (₹0.25/RP fuel-locked redemption) · ✓ official · checked 26 October 2026
- 13X BPCL fuel (13 RP/₹100 = 3.25% + 1% surcharge waiver; txn ≤₹4,000; cap 1,300 RP/statement cycle) · ✓ official · checked 26 October 2026
- 5X on grocery, dept stores, movies, dining (5 RP/₹100), shared cap 5,000 RP/mo, then base · ✓ official · checked 26 October 2026

Every rule on the BPCL SBI Card page: https://getbrief.cards/cards/sbi-bpcl-base

### SBI BPCL Octane

- 1 RP / ₹100 (₹0.25/RP, fuel-locked) · verified · checked 13 June 2026
- 25X Bharat Gas LPG (website/app bookings; cap 500 RP/statement cycle) · ✓ official · checked 3 July 2026
- 25X BPCL fuel (cap 2,500 RP/statement cycle = ₹10K fuel) · ✓ official · checked 3 July 2026
- 10X dining/movies/grocery/department stores (cap 7,500 RP/mo) · ✓ official · checked 3 July 2026

Every rule on the SBI BPCL Octane page: https://getbrief.cards/cards/sbi-bpcl-octane


## Questions

### What is the annual fee of BPCL SBI Card and SBI BPCL Octane?

As of 26 October 2026, BPCL SBI Card: ₹499 + GST, waived at ₹1,00,000 spend per card year. SBI BPCL Octane: ₹1,499 + GST, waived at ₹2,00,000 spend per card year.

### Which charges less on spend abroad, BPCL SBI Card or SBI BPCL Octane?

As of 26 October 2026, both charge a 3.5% markup: ₹4,130 on ₹1,00,000 spent abroad, GST included.

### Do BPCL SBI Card and SBI BPCL Octane come with airport lounge access?

As of 26 October 2026, BPCL SBI Card: no airport lounge access. SBI BPCL Octane: 4 domestic visits a year.


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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/sbi-bpcl-base-vs-sbi-bpcl-octane