# SBI Cashback vs Flipkart SBI Card

SBI Cashback costs ₹999 a year and Flipkart SBI Card ₹500. They match on the forex markup, airport lounge access, transfer partners and the network.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [SBI Cashback](https://getbrief.cards/cards/sbi-cashback), SBI Card
- [Flipkart SBI Card](https://getbrief.cards/cards/flipkart-sbi), SBI Card

| | SBI Cashback | Flipkart SBI Card |
|---|---|---|
| Annual fee | ₹999 + GST | ₹500 + GST |
| Fee waiver | Waived at ₹2,00,000 spend per card year | Waived at ₹3,50,000 spend per card year |
| Forex markup | 3.5% | 3.5% |
| On ₹1,00,000 spent abroad | ₹4,130 in markup and GST | ₹4,130 in markup and GST |
| Network | Visa | Visa |
| Everyday spend | 1% offline (cap ₹2,000/cycle; overall ₹4,000/cycle combined) | 1% on all other spends, uncapped (min ₹100) |
| Rewards in | Cashback | Cashback |
| Transfer partners | None | None |
| Airport lounges | None | None |
| Applications | Open | Open |
| Last checked | 26 October 2026 | 17 October 2026 |

## How each one earns

### SBI Cashback

- 1% offline (cap ₹2,000/cycle; overall ₹4,000/cycle combined) · ✓ official · checked 26 October 2026
- 5% on all online spend (cap ₹2,000/cycle, from 1 Apr 2026) · excluded categories earn nothing · ✓ official · checked 26 October 2026
- 5% cashback on a CRED gift card charged through Razorpay (posts as online spend, not as a gift shop) · community-verified · checked 3 October 2026

Every rule on the SBI Cashback page: https://getbrief.cards/cards/sbi-cashback

### Flipkart SBI Card

- 1% on all other spends, uncapped (min ₹100) · ✓ official · checked 17 October 2026
- 7.5% at Myntra, cap ₹4,000/statement quarter · ✓ official · checked 17 October 2026
- 5% Flipkart (incl Shopsy, Flipkart Travel) + 5% Cleartrip · ₹4,000/quarter cap each · ✓ official · checked 17 October 2026
- 4% at 4 select merchants: Zomato, Uber, PVR, Netmeds · ₹4,000/quarter cap · SBI can change the list · ✓ official · checked 26 September 2026

Every rule on the Flipkart SBI Card page: https://getbrief.cards/cards/flipkart-sbi


## Questions

### What is the annual fee of SBI Cashback and Flipkart SBI Card?

As of 26 October 2026, SBI Cashback: ₹999 + GST, waived at ₹2,00,000 spend per card year. Flipkart SBI Card: ₹500 + GST, waived at ₹3,50,000 spend per card year.

### Which charges less on spend abroad, SBI Cashback or Flipkart SBI Card?

As of 26 October 2026, both charge a 3.5% markup: ₹4,130 on ₹1,00,000 spent abroad, GST included.


## Other cards side by side

- [Flipkart Axis Bank vs Flipkart SBI Card](https://getbrief.cards/compare/flipkart-axis-vs-flipkart-sbi)
- [HDFC Millennia vs SBI Cashback](https://getbrief.cards/compare/hdfc-millennia-vs-sbi-cashback)
- [SBI Cashback vs SBI SimplyCLICK](https://getbrief.cards/compare/sbi-cashback-vs-sbi-simplyclick)
- [SBI Cashback vs Axis Bank ACE](https://getbrief.cards/compare/sbi-cashback-vs-axis-ace)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/sbi-cashback-vs-flipkart-sbi