# SBI SimplySAVE vs SBI SimplyCLICK

Both cost ₹499 a year. They differ on the network.

Each row is what the bank publishes for each card, read from its own documents and dated. Nothing here ranks the cards: which one suits you turns on where you spend. Each card’s page holds every rule and its source.

- [SBI SimplySAVE](https://getbrief.cards/cards/sbi-simplysave), SBI Card
- [SBI SimplyCLICK](https://getbrief.cards/cards/sbi-simplyclick), SBI Card

| | SBI SimplySAVE | SBI SimplyCLICK |
|---|---|---|
| Annual fee | ₹499 + GST | ₹499 + GST |
| Fee waiver | Waived at ₹1,00,000 spend per card year | Waived at ₹1,00,000 spend per card year |
| Forex markup | 3.5% | 3.5% |
| On ₹1,00,000 spent abroad | ₹4,130 in markup and GST | ₹4,130 in markup and GST |
| Network | RuPay | Visa |
| Everyday spend | 1 RP / ₹150 (0.25%) | 1 RP / ₹100 offline (0.25%) |
| Rewards in | SBI Reward Points, ₹0.25 a point at the bank’s baseline | SBI Reward Points, ₹0.25 a point at the bank’s baseline |
| Transfer partners | None | None |
| Airport lounges | None | None |
| Spend milestones | None | 2 milestones |
| Applications | Open | Open |
| Last checked | 26 October 2026 | 17 October 2026 |

## How each one earns

### SBI SimplySAVE

- 1 RP / ₹150 (0.25%) · ✓ official · checked 26 October 2026
- 10 RP / ₹150 on dining (bars and fast food included), movies, grocery, department stores (cap 5K RP/mo) · ✓ official · checked 26 October 2026
- 1 Reward Point per ₹150 on UPI · 10 points per ₹150 at dining, movie, grocery and department-store merchants · ✓ official · checked 26 October 2026

Every rule on the SBI SimplySAVE page: https://getbrief.cards/cards/sbi-simplysave

### SBI SimplyCLICK

- 1 RP / ₹100 offline (0.25%) · ✓ official · checked 14 June 2026
- 10 RP / ₹100 on online partners (2.5%) · ✓ official · checked 17 October 2026
- 5 RP / ₹100 on all other online spend (1.25%), cap 10K RP/calendar mo, then 1 RP/₹100 · ✓ official · checked 9 October 2026

Every rule on the SBI SimplyCLICK page: https://getbrief.cards/cards/sbi-simplyclick


## Questions

### What is the annual fee of SBI SimplySAVE and SBI SimplyCLICK?

As of 26 October 2026, SBI SimplySAVE: ₹499 + GST, waived at ₹1,00,000 spend per card year. SBI SimplyCLICK: ₹499 + GST, waived at ₹1,00,000 spend per card year.

### Which charges less on spend abroad, SBI SimplySAVE or SBI SimplyCLICK?

As of 26 October 2026, both charge a 3.5% markup: ₹4,130 on ₹1,00,000 spent abroad, GST included.


## Other cards side by side

- [SBI Cashback vs SBI SimplyCLICK](https://getbrief.cards/compare/sbi-cashback-vs-sbi-simplyclick)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/compare/sbi-simplysave-vs-sbi-simplyclick