# Indian credit card data, free to download · Brief Brief’s card data, free to cite. 247 cards, 624 transfer routes and 130 dated changes, current to 30 October 2026. Every row carries its grade and the day it was last checked. The same figures the card pages print, as CSV and JSON. Use them in an article, a study or a spreadsheet; credit Brief and link to this page. ## Files (3) - Cards: 247 rows · One row per card on record, issued today or not. · [CSV](https://getbrief.cards/data/brief-cards.csv) 71 KB · [JSON](https://getbrief.cards/data/brief-cards.json) 139 KB - Transfer routes: 624 rows · One row per card and partner open today, for cards issued today. · [CSV](https://getbrief.cards/data/brief-transfer-routes.csv) 84 KB · [JSON](https://getbrief.cards/data/brief-transfer-routes.json) 156 KB - Change log: 130 rows · One row per dated change, newest first, with the cards it affects. · [CSV](https://getbrief.cards/data/brief-changes.csv) 53 KB · [JSON](https://getbrief.cards/data/brief-changes.json) 70 KB ## Columns: Cards - `slug`: The card’s page is getbrief.cards/cards/ followed by this. - `name`: The card’s name. - `issuer`: The bank or issuer. - `network`: visa, mastercard, rupay, amex or diners. - `annual_fee_inr`: Annual fee in rupees, before GST; 0 means no annual fee. - `fee_waiver`: true when the bank waives the fee above a spend. - `forex_markup_pct`: Markup on spend in another currency, in percent, before GST; empty when the bank has not published one. - `dcc_markup_pct`: Markup when a merchant abroad bills in rupees, in percent, before GST; empty when not published. - `issued_today`: false for a card the bank no longer issues. - `open_to_applications`: false when the card is by invitation or its applications are paused. - `base_earn`: The everyday earn rule as the card’s page prints it. - `transfer_partners`: Airline and hotel programmes the card’s points move to today. - `airport_lounge_rows`: Airport lounge entitlements on record. - `status_grants`: Hotel or airline statuses the card gives. - `grade`: official, verified, community or unverified: how the card’s own row was sourced. - `last_checked`: The day the card’s own row was last checked against its source. - `page_checked`: The newest check date of any line on the card’s page. - `source`: The bank’s document or page the card’s row was read from; empty when none is on record. - `url`: The card’s page. ## Columns: Transfer routes - `card_slug`: The card, as in the cards file. - `card`: The card’s name. - `partner`: The airline or hotel programme. - `ratio_from`: Card points that move together. - `ratio_to`: Partner points or miles they become. - `transfer_time`: How long a transfer takes, as stated; empty when not stated. - `grade`: official, verified, community or unverified. - `last_checked`: The day the route was last checked against its source. - `card_url`: The card’s page. ## Columns: Change log - `id`: The change’s id. - `effective_on`: The day the change takes effect. - `recorded_on`: The day Brief first wrote it down. - `kind`: devaluation, fee_change, retention_rule, enhancement, partner_added, partner_removed or lounge_gating. - `headline`: The change in one line. - `cards`: Slugs of the cards it affects that have a page, separated by semicolons. - `affects`: Every card or programme it affects, separated by semicolons. - `grade`: official, verified or community: how the change was sourced. - `last_checked`: The day the change was last checked against its source. - `source`: The document or page the change was read from. - `url`: The change’s page. ## Licence Creative Commons Attribution-NonCommercial 4.0 (CC BY-NC 4.0), with one addition: news, editorial, research and forum use is welcome with credit, by commercial publishers too. Putting the files into a product, a comparison site, an app or a paid dataset needs written permission from adi@getbrief.cards. CC BY-NC 4.0: https://creativecommons.org/licenses/by-nc/4.0/ ## Cite as Brief, Indian credit card reward rules, current to 30 October 2026. https://getbrief.cards/data ## What the files leave out Point values are Brief’s estimates and sit on their own pages. Every earn rule, cap and lounge row is on the card’s page with its source. Fees are before GST. ## When a figure is wrong Write to adi@getbrief.cards with the card and the source. The files are rebuilt with every update to the site. --- Canonical: https://getbrief.cards/data