# Fuel credit cards: IndianOil, HPCL, BPCL or any pump · Brief

18 cards issued today pay extra on fuel. 5 of them pay at any pump; the rest only at one brand’s: 6 at IndianOil, 5 at HPCL and 2 at BPCL.

Every card issued today with a rule of its own for fuel, grouped by the pumps it pays at, lowest fee first within each. Each line is the bank’s own fuel rule with its cap; the line under it is what the card earns on everything else.

18 cards · current to 30 October 2026

## Fuel credit cards (18)

- [Standard Chartered Platinum Rewards](https://getbrief.cards/cards/sc-platinum-rewards): Pays at any pump · 5 RP/₹150 on dining and fuel, no cap · fuel is not excluded, but there is no fuel surcharge waiver · Everything else: 1 RP/₹150 on all other spends · ₹250 fee · 3.5% forex · ✓ official · checked 1 September 2026
- [Kotak Cashback+ Credit Card](https://getbrief.cards/cards/kotak-cashback-plus): Pays at any pump · 3% cashback on fuel, sharing ₹750 of cashback a billing cycle with the 5% tier; nothing past it · Everything else: 0.5% unlimited cashback all other · ₹750 fee · 3.5% forex · verified · checked 28 June 2026
- [Kotak Cashback+ Prime](https://getbrief.cards/cards/kotak-cbplus-prime): Pays at any pump · 3% cashback on fuel · shares the 750 pts/cycle cap with the 5% categories · Everything else: 0.5% cashback uncapped on all other spends · ₹750 fee · 3.5% forex · ✓ official · checked 26 August 2026
- [Standard Chartered Super Value Titanium](https://getbrief.cards/cards/sc-super-value-titanium): Pays at any pump · 5% fuel cashback on txns up to ₹2,000, max ₹100/txn, cap ₹200/mo · no separate surcharge waiver · Everything else: 1 reward point per ₹150 on everything else (360° Rewards; the bank publishes no rupee value for a point) · ₹750 fee, waivable · 3.5% forex · 1 status · ✓ official · checked 26 August 2026
- [Kotak Biz Edge](https://getbrief.cards/cards/kotak-biz-edge): Pays at any pump · 10 pts/₹150 on business essentials: tax, utility, insurance, govt, fuel, office, telecom, electronics (fuel earns here) · cap 2,500 pts/cycle · Everything else: 2 pts/₹150 all other · ₹999 fee, waivable · 3.5% forex · ✓ official · checked 11 July 2026
- [IndianOil Kotak](https://getbrief.cards/cards/kotak-indianoil): Pays at IndianOil · 24 RP/₹150 (4%) IndianOil fuel, cap 1,200 RP/statement cycle · Everything else: 3 RP/₹150 (about 0.5%) on other spends · UPI earns 0.5% on all categories · ₹449 fee, waivable · 3.5% forex · ✓ official · checked 10 July 2026
- [IndianOil Axis Bank](https://getbrief.cards/cards/axis-indianoil): Pays at IndianOil · 20 RP/₹100 at IOCL · only txns ₹400 to ₹4,000, cap 1,000 RP/mo · past the cap IOCL fuel earns 0, and non-IOCL fuel earns 0 · Everything else: 1 RP / ₹100 (0.2%) · ₹500 fee, waivable · 3.5% forex · ✓ official · checked 16 July 2026
- [IndianOil HDFC Bank](https://getbrief.cards/cards/hdfc-indianoil): Pays at IndianOil · 5% Fuel Points at IOCL, cap 150 FP/mo (250 for the first 6 months) · card swipes only, UPI at pump earns base · ₹0.96/FP only via XTRAREWARDS fuel redemption · Everything else: 1 FP / ₹150 (≈0.13% at ₹0.20/FP) · ₹500 fee, waivable · 3.5% forex · verified · checked 3 July 2026
- [IndianOil RBL Bank Credit Card](https://getbrief.cards/cards/rbl-indianoil): Pays at IndianOil · 10 FP/₹100 at IOCL fuel stations, cap 1,000 FP/mo · Everything else: 1 FP/₹100 all eligible spend, no cap · ₹500 fee, waivable · 3.5% forex · ✓ official · checked 11 July 2026
- [IndianOil Axis Bank Premium](https://getbrief.cards/cards/axis-indianoil-premium): Pays at IndianOil · 6X IOCL fuel (6 EM/₹150 incl. base) capped at ₹15,000 fuel spend/statement month, then base 1X · Everything else: 1 EDGE Mile/₹150 uncapped (credited T+7) · ₹1,000 fee, waivable · 3.5% forex · 26 transfer partners · lounge · ✓ official · checked 16 July 2026
- [IndianOil RBL Bank XTRA](https://getbrief.cards/cards/rbl-indianoil-xtra): Pays at IndianOil · 15 Fuel Points per ₹100 at select IOCL stations, cap 2,000 Fuel Points a month · the advertised 8.5% includes the surcharge waiver · Everything else: 2 FP/₹100 other purchases · offline RuPay-UPI <₹2,000 at small merchants earns 0 · ₹1,500 fee, waivable · 3.5% forex · ✓ official · checked 10 July 2026
- [ICICI HPCL Coral](https://getbrief.cards/cards/icici-hpcl-coral): Pays at HPCL · 2.5% cashback at HPCL pumps, cap ₹100/mo, min ₹500/txn · separate 1% surcharge waiver needs an ICICI POS, txn ₹400 to ₹4,000 (3.5% savings in all) · HP Pay wallet loads do not qualify for the waiver · Everything else: 2 RP/₹100 retail (points value not published, about ₹0.25 each) · ₹199 fee, waivable · 3.5% forex · 1 transfer partner · verified · checked 16 July 2026
- [IDFC FIRST Power (HPCL)](https://getbrief.cards/cards/idfc-power): Pays at HPCL · 21 RP/₹150 (3.5%) on HPCL fuel, cap 700 RP/cycle (₹5,000 HPCL spend) · select HPCL outlets only · Everything else: 2 RP/₹150 other retail, uncapped; FASTag 15X is IDFC-app-only · ₹199 fee, waivable · 0% forex · ✓ official · checked 16 July 2026
- [HPCL Energie BOBCARD](https://getbrief.cards/cards/bob-hpcl-energie): Pays at HPCL · 24 RP/₹150 (4%) at HPCL outlets and HP Pay app fuel, cap 1,000 RP/statement · plus 1% surcharge waiver, capped at ₹100/statement (up to 5% in all) · HP Pay wallet loads and Direct Debit do not qualify · from 15 Jul 2026 both apply only at listed HPCL outlets · Everything else: 2 RP/₹150 general (₹0.25/RP) · ₹499 fee, waivable · 3.5% forex · lounge · ✓ official · checked 16 July 2026
- [IDFC FIRST HPCL Power+ Credit Card](https://getbrief.cards/cards/idfc-hpcl-power-plus): Pays at HPCL · 30 RP / ₹150 HPCL fuel & LPG (cap 2,400 RP/cycle = ₹12,000 HPCL spend/cycle) · Everything else: 3 RP / ₹150 all other eligible spends · ₹499 fee, waivable · 0% forex · lounge · ✓ official · checked 21 June 2026
- [ICICI HPCL Super Saver](https://getbrief.cards/cards/icici-hpcl-super-saver): Pays at HPCL · 4% cashback at HPCL pumps, capped at ₹200/month · plus a 1% surcharge waiver on txns of ₹400 to ₹4,000 (5% in all) · Everything else: 2 RP / ₹100 (0.5% at ₹0.25/RP) · whether rent, EMI, govt, jewellery, education earn is not confirmed · ₹500 fee, waivable · 3.5% forex · 1 transfer partner · lounge · verified · checked 3 July 2026
- [BPCL SBI Card](https://getbrief.cards/cards/sbi-bpcl-base): Pays at BPCL · 13X BPCL fuel (13 RP/₹100 = 3.25% + 1% surcharge waiver; txn ≤₹4,000; cap 1,300 RP/statement cycle) · Everything else: 1 RP/₹100 non-fuel retail (₹0.25/RP fuel-locked redemption) · ₹499 fee, waivable · 3.5% forex · ✓ official · checked 26 October 2026
- [SBI BPCL Octane](https://getbrief.cards/cards/sbi-bpcl-octane): Pays at BPCL · 25X BPCL fuel (cap 2,500 RP/statement cycle = ₹10K fuel) · Everything else: 1 RP / ₹100 (₹0.25/RP, fuel-locked) · ₹1,499 fee, waivable · 3.5% forex · lounge · verified · checked 13 June 2026

Cards with a fuel rule above their everyday rate: any pump first, then by brand, lowest fee first within each.

## What changed on these cards

The newest changes on record to cards on this list, each dated, with its source on its own page.

- [IDFC FIRST drops the forex markup on every credit card](https://getbrief.cards/changes/idfc-zero-forex-2026) · Improvement · 9 September 2026 · IDFC FIRST HPCL Power+ Credit Card, IDFC FIRST Power (HPCL)
- [Axis cards earn nothing on gift card purchases](https://getbrief.cards/changes/axis-giftcard-aug26) · Devaluation · 28 August 2026 · IndianOil Axis Bank, IndianOil Axis Bank Premium
- [Axis Bank portfolio revision, 28 Aug 2026: tolls stop earning, DCC markup rises, late fees up](https://getbrief.cards/changes/axis-portfolio-2026-08-28) · Devaluation · 28 August 2026 · IndianOil Axis Bank, IndianOil Axis Bank Premium
- [Standard Chartered is moving its mass-market cards to Federal Bank](https://getbrief.cards/changes/sc-federal-migration-2026) · Partner removed · 1 August 2026 · Standard Chartered Super Value Titanium, Standard Chartered Platinum Rewards
- [IDFC First HPCL Power+ in-app travel bonus was cut](https://getbrief.cards/changes/idfc-power-plus-deval-2026) · Devaluation · 18 June 2026 · IDFC FIRST HPCL Power+ Credit Card, IDFC FIRST Power (HPCL)
- [ICICI HPCL Super Saver: new fees from January, point caps from February 2026](https://getbrief.cards/changes/ihpcl-feb26) · Devaluation · 1 February 2026 · ICICI HPCL Super Saver

Every change, dated: https://getbrief.cards/changes

## Questions this page answers

### Which credit cards pay extra at any petrol pump?

As of 30 October 2026, 5: Standard Chartered Platinum Rewards, Kotak Cashback+ Credit Card, Kotak Cashback+ Prime, Standard Chartered Super Value Titanium and Kotak Biz Edge.

### Which credit cards pay extra at IndianOil pumps?

As of 30 October 2026, 6: IndianOil Kotak, IndianOil Axis Bank, IndianOil HDFC Bank, IndianOil RBL Bank Credit Card, IndianOil Axis Bank Premium and IndianOil RBL Bank XTRA.

### Which credit cards pay extra at HPCL pumps?

As of 30 October 2026, 5: ICICI HPCL Coral, IDFC FIRST Power (HPCL), HPCL Energie BOBCARD, IDFC FIRST HPCL Power+ Credit Card and ICICI HPCL Super Saver.

### Which credit cards pay extra at BPCL pumps?

As of 30 October 2026, 2: BPCL SBI Card and SBI BPCL Octane.


## Other lists

- [Lifetime free](https://getbrief.cards/lifetime-free-credit-cards)
- [No forex markup](https://getbrief.cards/zero-forex-markup-credit-cards)
- [Cashback](https://getbrief.cards/cashback-credit-cards)
- [Travel](https://getbrief.cards/travel-credit-cards)
- [RuPay and UPI](https://getbrief.cards/rupay-credit-cards)
- [Amazon](https://getbrief.cards/amazon-credit-cards)
- [Secured](https://getbrief.cards/secured-credit-cards)
- [Lounge access](https://getbrief.cards/lounge)
- [Point values](https://getbrief.cards/how-brief-values-points)
- [Transfer partners](https://getbrief.cards/transfer-partners)
- [Side by side](https://getbrief.cards/compare)
- [Every card](https://getbrief.cards/cards)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/fuel-credit-cards