# HDFC credit cards: 21 cards, every rule dated · Brief

21 cards issued today, 19 of them open to applications. Each carries an annual fee, and 10 come with airport lounge access.

Every card HDFC Bank issues today, lowest annual fee first. Each row is the bank’s own terms, with the day they were last read.

21 cards · current to 27 October 2026

## HDFC Bank credit cards (21)

- [HDFC PIXEL Go](https://getbrief.cards/cards/hdfc-pixel-go): Annual fee ₹250 · 1% base cashback, no cap · RuPay UPI 1%, cap 500 CP/mo · on payments of ₹100 or more · ₹250 fee, waivable · 3.5% forex · ✓ official · checked 21 June 2026
- [HDFC Tata Neu Plus](https://getbrief.cards/cards/hdfc-tata-neu-plus): Annual fee ₹499 · 1% NeuCoins non-Tata Nothing under ₹100 a transaction earns. · ₹499 fee, waivable · 3.5% forex · lounge · verified · checked 14 June 2026
- [PhonePe HDFC Bank Uno](https://getbrief.cards/cards/hdfc-phonepe-uno): Annual fee ₹499 · 1% on Scan & Pay (QR scan only, any UPI platform), cap 500 RP/mo · no base rate: other spends earn 0 · ₹499 fee, waivable · 3.5% forex · ✓ official · checked 16 July 2026
- [HDFC Bank Solitaire](https://getbrief.cards/cards/hdfc-solitaire): Annual fee ₹500 · 3 RP/₹200 · ₹500 fee, waivable · 3.5% forex · ✓ official · checked 10 July 2026
- [HDFC Freedom](https://getbrief.cards/cards/hdfc-freedom): Annual fee ₹500 · 1 CP/₹200 from 15 May 2026 (was 1 CP/₹150) · ₹500 fee, waivable · 3.5% forex · ✓ official · checked 26 October 2026
- [HDFC MoneyBack+](https://getbrief.cards/cards/hdfc-moneyback-plus): Annual fee ₹500 · 2 CP/₹200 · UPI (RuPay) capped 500 RP/mo · ₹50 redemption fee, minimum 2,000 CP · ₹500 fee, waivable · 3.5% forex · ✓ official · checked 14 June 2026
- [HDFC PIXEL Play](https://getbrief.cards/cards/hdfc-pixel-play): Annual fee ₹500 · 1% base cashback (cap 15,000 CP/mo); RuPay UPI 1% cap 500 CP/mo. Nothing under ₹100 a transaction earns. · ₹500 fee, waivable · 3.5% forex · ✓ official · checked 26 October 2026
- [IndianOil HDFC Bank](https://getbrief.cards/cards/hdfc-indianoil): Annual fee ₹500 · 1 FP / ₹150 (≈0.13% at ₹0.20/FP) · ₹500 fee, waivable · 3.5% forex · verified · checked 3 July 2026
- [IRCTC HDFC Bank (RuPay)](https://getbrief.cards/cards/hdfc-irctc-rupay): Annual fee ₹500 · Other spends capped at 1,000 RP a month and 12,000 a year. 1 RP / ₹100 (rail-redeem @ ₹1) · ₹500 fee, waivable · 3.5% forex · verified · checked 14 June 2026
- [Swiggy HDFC Bank](https://getbrief.cards/cards/hdfc-swiggy): Annual fee ₹500 · 1% other (cap ₹500/cycle) · ₹500 fee, waivable · 3.5% forex · 1 status · verified · checked 20 June 2026
- [Swiggy ORNGE HDFC Bank](https://getbrief.cards/cards/hdfc-swiggy-ornge): Annual fee ₹500 · 1% on other spends, cap ₹1,000/cycle · ₹500 fee, waivable · 3.5% forex · ✓ official · checked 10 July 2026
- [PhonePe HDFC Bank Ultimo](https://getbrief.cards/cards/hdfc-phonepe-ultimo): Annual fee ₹999 · 1% on Scan & Pay (QR scan only, any UPI platform), cap 500 RP/mo · no base rate: other spends earn 0 · ₹999 fee, waivable · 3.5% forex · lounge · ✓ official · checked 16 July 2026
- [HDFC Diners Club Privilege](https://getbrief.cards/cards/hdfc-diners-privilege): Annual fee ₹1,000 · 4 RP / ₹200 base since 15 May 2026 (was 4 RP / ₹150) · ₹1,000 fee, waivable · 3.5% forex · lounge · ✓ official · checked 26 October 2026
- [HDFC Millennia](https://getbrief.cards/cards/hdfc-millennia): Annual fee ₹1,000 · 1% CashPoints (cap ₹1,000/mo) · ₹1,000 fee, waivable · 3.5% forex · lounge · ✓ official · checked 26 October 2026
- [Swiggy BLCK HDFC Bank Credit Card](https://getbrief.cards/cards/hdfc-swiggy-blck): Annual fee ₹1,000 · 1% on all other spends, cap ₹1,000/cycle, min txn ₹100 · ₹1,000 fee, waivable · 3.5% forex · verified · checked 28 June 2026
- [HDFC Tata Neu Infinity](https://getbrief.cards/cards/hdfc-tata-neu-infinity): Annual fee ₹1,499 · 1.5% NeuCoins (non-Tata) Nothing under ₹100 a transaction earns. · ₹1,499 fee, waivable · 2% forex · lounge · community-verified · checked 20 June 2026
- [HDFC Regalia Gold](https://getbrief.cards/cards/hdfc-regalia-gold): Annual fee ₹2,500 · 5 RP / ₹200 from 15 May 2026 · ₹2,500 fee, waivable · 2% forex · 11 transfer partners · lounge · ✓ official · checked 26 October 2026
- [Marriott Bonvoy HDFC](https://getbrief.cards/cards/marriott-bonvoy-hdfc): Annual fee ₹3,000 · 2 Bonvoy / ₹150 · ₹3,000 fee · 3.5% forex · 21 transfer partners · lounge · 1 status · verified · checked 13 June 2026
- [HDFC BizBlack Metal](https://getbrief.cards/cards/hdfc-bizblack): Annual fee ₹10,000 · 5 RP / ₹150 (3.33% at ₹1 travel value) · international earns base + 1% Global Value cashback · ₹10,000 fee, waivable · 2% forex · 1 transfer partner · lounge · verified · checked 3 July 2026
- [HDFC Diners Club Black Metal](https://getbrief.cards/cards/hdfc-diners-club-black-metal): Annual fee ₹10,000 · 5 RP / ₹150 (3.33%) · ₹10,000 fee, waivable · 2% forex · 10 transfer partners · lounge · verified · checked 13 June 2026
- [HDFC Infinia Metal](https://getbrief.cards/cards/hdfc-infinia-metal): Annual fee ₹12,500 · 5 RP / ₹150 (3.33%) · ₹12,500 fee, waivable · 2% forex · 10 transfer partners · lounge · 1 status · ✓ official · checked 13 June 2026

Cards HDFC Bank issues today, lowest annual fee first, then by name.

## Points

- [What HDFC Bank points are worth](https://getbrief.cards/hdfc-reward-points-value)
- [Where HDFC Bank points transfer](https://getbrief.cards/hdfc-transfer-partners)

## Cards HDFC Bank no longer issues (5)

Each keeps its page, with its rules as dated history.

- [HDFC Bank 6E Rewards IndiGo Credit Card](https://getbrief.cards/cards/hdfc-6e-rewards)
- [HDFC Bank 6E Rewards XL IndiGo Credit Card](https://getbrief.cards/cards/hdfc-6e-rewards-xl)
- [HDFC Diners Club Miles Credit Card](https://getbrief.cards/cards/hdfc-diners-clubmiles)
- [HDFC Infinia (legacy)](https://getbrief.cards/cards/hdfc-infinia-legacy)
- [HDFC Regalia](https://getbrief.cards/cards/hdfc-regalia)

## What changed on these cards

- [HDFC SmartBuy: 3,000 ARP/month sub-cap introduced on brand vouchers (Gyftr/Woohoo)](https://getbrief.cards/changes/hdfc-smartbuy-arp-cap-2026) · Devaluation · 1 July 2026 · HDFC Infinia Metal, HDFC Diners Club Black Metal, HDFC Regalia Gold, HDFC Diners Club Privilege
- [Diners Club Privilege lounge is now spend-gated from 1 Jul 2026](https://getbrief.cards/changes/dcp-lounge-gate-2026) · Lounge gating · 1 July 2026 · HDFC Diners Club Privilege
- [Regalia Gold domestic lounge is now spend-gated from 1 Jul 2026](https://getbrief.cards/changes/rg-lounge-gate-2026) · Lounge gating · 1 July 2026 · HDFC Regalia Gold
- [HDFC MoneyBack+ and Freedom now earn per ₹200, not ₹150](https://getbrief.cards/changes/hdfc-mbp-freedom-may26) · Devaluation · 15 May 2026 · HDFC MoneyBack+, HDFC Freedom
- [HDFC Freedom base earn cut to 1 CashPoint per ₹200](https://getbrief.cards/changes/freedom-base-2026) · Devaluation · 15 May 2026 · HDFC Freedom
- [HDFC Diners ClubMiles and Privilege earn cut to 4 RP/₹200 (was 4/₹150)](https://getbrief.cards/changes/hdfc-diners-deval-may26) · Devaluation · 15 May 2026 · HDFC Diners Club Privilege
- [Swiggy HDFC raised the minimum spend for 10% cashback](https://getbrief.cards/changes/swig-minrise) · Devaluation · 21 April 2026 · Swiggy HDFC Bank
- [Your Infinia now needs ₹18L a year to keep](https://getbrief.cards/changes/infinia-retention) · Retention rule · 1 April 2026 · HDFC Infinia Metal
- [HDFC added 1% fees on gaming and wallet loads, and widened its utility fee](https://getbrief.cards/changes/hdfc-fee-regime) · Devaluation · 1 July 2025 · HDFC Millennia, HDFC MoneyBack+, Swiggy HDFC Bank, IRCTC HDFC Bank (RuPay)
- [HDFC capped reward points on utilities and telecom](https://getbrief.cards/changes/hdfc-util-cap) · Devaluation · 1 September 2024 · HDFC MoneyBack+, IRCTC HDFC Bank (RuPay)

Every change, dated: https://getbrief.cards/changes

## Questions this page answers

### How many credit cards does HDFC Bank issue?

As of 27 October 2026, 21 cards, 19 of them open to applications.

### Which HDFC Bank credit cards come with airport lounge access?

As of 27 October 2026, 10 of the 21: HDFC Tata Neu Plus, PhonePe HDFC Bank Ultimo, HDFC Diners Club Privilege, HDFC Millennia, HDFC Tata Neu Infinity, HDFC Regalia Gold, Marriott Bonvoy HDFC, HDFC BizBlack Metal, HDFC Diners Club Black Metal and HDFC Infinia Metal.

### Which HDFC Bank credit cards link to UPI?

As of 27 October 2026, 8 of the 21 run on RuPay, which links to UPI: HDFC PIXEL Go, HDFC Tata Neu Plus, PhonePe HDFC Bank Uno, HDFC PIXEL Play, IndianOil HDFC Bank, IRCTC HDFC Bank (RuPay), PhonePe HDFC Bank Ultimo and HDFC Tata Neu Infinity.


## Other banks

- [Axis Bank](https://getbrief.cards/axis-bank-credit-cards)
- [SBI](https://getbrief.cards/sbi-credit-cards)
- [Kotak](https://getbrief.cards/kotak-credit-cards)
- [RBL](https://getbrief.cards/rbl-credit-cards)
- [AU Bank](https://getbrief.cards/au-bank-credit-cards)
- [ICICI](https://getbrief.cards/icici-credit-cards)
- [IDFC FIRST](https://getbrief.cards/idfc-first-credit-cards)
- [YES Bank](https://getbrief.cards/yes-bank-credit-cards)
- [IndusInd](https://getbrief.cards/indusind-credit-cards)
- [BOB](https://getbrief.cards/bob-credit-cards)
- [HSBC](https://getbrief.cards/hsbc-credit-cards)
- [Amex](https://getbrief.cards/amex-credit-cards)
- [Standard Chartered](https://getbrief.cards/standard-chartered-credit-cards)
- [Federal Bank](https://getbrief.cards/federal-bank-credit-cards)
- [DCB](https://getbrief.cards/dcb-credit-cards)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/hdfc-credit-cards