# HSBC credit card transfer partners and ratios · Brief As of 26 October 2026, HSBC points move to 18 airline and hotel programmes. They come from 4 currencies, so the ratio depends on the card you hold. Every airline and hotel programme HSBC points move to, currency by currency: the ratio, the cards it is open to, the minimum, how long it takes and the day it was checked. Under each currency, the cards that earn it. 4 currencies · 18 programmes · 43 open routes · current to 26 October 2026 ## HSBC Reward Points Cards that earn it (2): - [HSBC Premier](https://getbrief.cards/cards/hsbc-premier) - [HSBC TravelOne Credit Card](https://getbrief.cards/cards/hsbc-travelone) Moves to 17 programmes: - AirAsia Rewards Points 1 : 3 · Airline · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Avios (BA Club) 1 : 1 · Airline · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Avios (Qatar Privilege Club) 1 : 1 · Airline · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Etihad Guest Miles 1 : 1 · Airline · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - JAL Mileage Bank Miles 1 : 1 · Airline · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - KrisFlyer Miles 1 : 1 · Airline · from 10 points · instant · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Lotusmiles (Vietnam Airlines) 1 : 1 · Airline · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Maharaja Points 1 : 1 · Airline · from 10 points · about 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Miles&Smiles Miles 2 : 1 · Airline · from 1,000 points · about 1 day · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Qantas Frequent Flyer Points 1 : 1 · Airline · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Royal Orchid Plus Miles 1 : 1 · Airline · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - United MileagePlus Miles 2 : 1 · Airline · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - [ALL Reward Points](https://getbrief.cards/accor-transfer-partners) 1 : 1 · Hotel · 2 to 3 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - [IHG One Rewards Points](https://getbrief.cards/ihg-transfer-partners) 1 : 1 · Hotel · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - [Marriott Bonvoy Points](https://getbrief.cards/marriott-bonvoy-transfer-partners) 1 : 1 · Hotel · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Shangri-La Circle Points 5 : 1 · Hotel · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf - Wyndham Rewards Points 1 : 1 · Hotel · about 3 to 5 days · ✓ official · checked 26 October 2026 · Source: https://www.hsbc.bank.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf ## HSBC Reward Points (Visa Platinum) Cards that earn it (1): - [HSBC Visa Platinum](https://getbrief.cards/cards/hsbc-visa-platinum) Moves to 18 programmes: - AirAsia Rewards Points 1 : 2 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Avios (BA Club) 2 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Avios (Qatar Privilege Club) 2 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Etihad Guest Miles 2 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Flying Blue Miles 2 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - JAL Mileage Bank Miles 2 : 1 · Airline · about 10 days · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - KrisFlyer Miles 2 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Lotusmiles (Vietnam Airlines) 2 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Maharaja Points 2 : 1 · Airline · about 5 days · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Miles&Smiles Miles 4 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Qantas Frequent Flyer Points 2 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Royal Orchid Plus Miles 2 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - United MileagePlus Miles 3 : 1 · Airline · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - [ALL Reward Points](https://getbrief.cards/accor-transfer-partners) 2 : 1 · Hotel · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - [IHG One Rewards Points](https://getbrief.cards/ihg-transfer-partners) 2 : 1 · Hotel · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - [Marriott Bonvoy Points](https://getbrief.cards/marriott-bonvoy-transfer-partners) 2 : 1 · Hotel · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Shangri-La Circle Points 10 : 1 · Hotel · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ - Wyndham Rewards Points 2 : 1 · Hotel · instant to 1 day · ✓ official · checked 15 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/rewards/ ## HSBC Reward Points (RuPay Platinum) Cards that earn it (1): - [HSBC RuPay Platinum](https://getbrief.cards/cards/hsbc-rupay-platinum) Moves to 6 programmes: - Maharaja Points 2 : 1 · Airline · ✓ official · checked 11 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/rewards/ - Miles&Smiles Miles 4 : 1 · Airline · ✓ official · checked 11 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/rewards/ - [ALL Reward Points](https://getbrief.cards/accor-transfer-partners) 2 : 1 · Hotel · ✓ official · checked 11 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/rewards/ - [IHG One Rewards Points](https://getbrief.cards/ihg-transfer-partners) 2 : 1 · Hotel · ✓ official · checked 11 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/rewards/ - [Marriott Bonvoy Points](https://getbrief.cards/marriott-bonvoy-transfer-partners) 2 : 1 · Hotel · ✓ official · checked 11 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/rewards/ - Shangri-La Circle Points 10 : 1 · Hotel · ✓ official · checked 11 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/rewards/ ## HSBC Privé Reward Points Cards that earn it (1): - [HSBC Privé Credit Card](https://getbrief.cards/cards/hsbc-prive) Moves to 2 programmes: Every route below is open on HSBC Privé Credit Card only. - Avios (BA Club) 1 : 1 · Airline · from 1,000 points · about 2 to 3 days · verified · checked 4 July 2026 · Source: https://cardinsider.com/hsbc-bank/hsbc-prive-credit-card/ - KrisFlyer Miles 1 : 1 · Airline · from 1,000 points · about 2 to 3 days · verified · checked 4 July 2026 · Source: https://cardinsider.com/hsbc-bank/hsbc-prive-credit-card/ [Every bank, side by side](https://getbrief.cards/transfer-partners) ## Other banks - [Axis](https://getbrief.cards/axis-transfer-partners) - [Amex](https://getbrief.cards/amex-transfer-partners) - [HDFC](https://getbrief.cards/hdfc-transfer-partners) - [Kotak](https://getbrief.cards/kotak-transfer-partners) - [SBI](https://getbrief.cards/sbi-transfer-partners) --- A ratio is the bank’s, as its own terms printed it on the day it was checked. Banks change partners and ratios with little notice, so check the bank’s transfer page before you move a large balance. Brief takes no fee from any bank or programme. Canonical: https://getbrief.cards/hsbc-transfer-partners