# IDFC FIRST credit cards: 15 cards, every rule dated · Brief 15 cards issued today, 13 of them open to applications. 6 carry no annual fee and 9 come with airport lounge access. Every card IDFC First Bank issues today, lowest annual fee first. Each row is the bank’s own terms, with the day they were last read. 15 cards · current to 26 October 2026 ## IDFC First Bank credit cards (15) - [IDFC FIRST Classic Credit Card](https://getbrief.cards/cards/idfc-first-classic): Annual fee ₹0 · 3X (3 RP / ₹200) all other eligible spends · lifetime free · 0% forex · verified · checked 21 June 2026 - [IDFC FIRST LIC Select](https://getbrief.cards/cards/idfc-lic-select): Annual fee ₹0 · 5 reward points per ₹125 (1%) on all other spends, international included · minimum ₹125 a transaction · lifetime free · 0% forex · lounge · ✓ official · checked 22 October 2026 - [IDFC FIRST Millennia Credit Card](https://getbrief.cards/cards/idfc-first-millennia): Annual fee ₹0 · 3X (3 RP / ₹200) all other eligible · lifetime free · 0% forex · verified · checked 28 June 2026 - [IDFC FIRST Select](https://getbrief.cards/cards/idfc-first-select): Annual fee ₹0 · 3X (3 RP / ₹200) all other spends since 18 Jan 2026 · lifetime free · 0% forex · lounge · ✓ official · checked 26 October 2026 - [IDFC First Wealth](https://getbrief.cards/cards/idfc-first-wealth): Annual fee ₹0 · 3 RP / ₹200 base · lifetime free · 0% forex · lounge · 1 status · ✓ official · checked 21 June 2026 - [IDFC FIRST WOW](https://getbrief.cards/cards/idfc-first-wow): Annual fee ₹0 · 4 RP / ₹200 (incl. overseas) · lifetime free · 0% forex · 1 status · ✓ official · checked 26 October 2026 - [IDFC FIRST Power (HPCL)](https://getbrief.cards/cards/idfc-power): Annual fee ₹199 · 2 RP/₹150 other retail, uncapped; FASTag 15X is IDFC-app-only · ₹199 fee, waivable · 0% forex · ✓ official · checked 16 July 2026 - [IDFC FIRST HPCL Power+ Credit Card](https://getbrief.cards/cards/idfc-hpcl-power-plus): Annual fee ₹499 · 3 RP / ₹150 all other eligible spends · ₹499 fee, waivable · 0% forex · lounge · ✓ official · checked 21 June 2026 - [IDFC FIRST SWYP](https://getbrief.cards/cards/idfc-swyp): Annual fee ₹499 · ₹499 fee · 0% forex · ✓ official · checked 26 August 2026 - [IDFC FIRST Ashva Credit Card](https://getbrief.cards/cards/idfc-first-ashva): Annual fee ₹2,999 · 5 RP / ₹150 base (≤₹20K/cycle; 10 RP/₹150 above ₹20K) · ₹2,999 fee · 0% forex · lounge · 1 status · verified · checked 28 June 2026 - [IDFC FIRST Diamond Reserve](https://getbrief.cards/cards/idfc-diamond-reserve): Annual fee ₹3,000 · 3 RP/₹150 up to ₹20K/cycle · ₹3,000 fee, waivable · 0% forex · lounge · ✓ official · checked 16 July 2026 - [IndiGo IDFC FIRST Credit Card](https://getbrief.cards/cards/indigo-idfc-first): Annual fee ₹4,999 · 3 BluChips / ₹100 base (general/other spends) · ₹4,999 fee · 0% forex · 1 transfer partner · verified · checked 28 June 2026 - [IDFC FIRST Mayura Credit Card](https://getbrief.cards/cards/idfc-first-mayura): Annual fee ₹5,999 · 5 RP / ₹150 base (≤₹20K/cycle; 10 RP/₹150 above ₹20K) · ₹5,999 fee · 0% forex · lounge · 1 status · verified · checked 28 June 2026 - [IDFC FIRST Gaj Credit Card](https://getbrief.cards/cards/idfc-first-gaj): Annual fee ₹12,500 · 5 RP / ₹150 domestic (3.33%) · ₹12,500 fee, waivable · 0% forex · lounge · 1 status · verified · checked 28 June 2026 - [IDFC FIRST Private](https://getbrief.cards/cards/idfc-private): Annual fee ₹50,000 · 10 RP/₹150 on eligible domestic spends, flat rate (RP worth ₹0.25, or ₹1 on in-app travel) · ₹50,000 fee · 0% forex · lounge · 1 status · ✓ official · checked 26 August 2026 Cards IDFC First Bank issues today, lowest annual fee first, then by name. ## Points - [What IDFC First Bank points are worth](https://getbrief.cards/idfc-reward-points-value) ## Cards IDFC First Bank no longer issues (1) Each keeps its page, with its rules as dated history. - [Club Vistara IDFC FIRST Credit Card](https://getbrief.cards/cards/club-vistara-idfc-first) ## What changed on these cards - [IDFC FIRST IndiGo earns 1 BluChip per ₹100 abroad from 26 October](https://getbrief.cards/changes/idfc-indigo-intl-2026-10) · Devaluation · 26 October 2026 · IndiGo IDFC FIRST Credit Card - [IDFC FIRST Ashva earns 2X on international spends from 26 October](https://getbrief.cards/changes/idfc-ashva-intl-2026-10) · Devaluation · 26 October 2026 · IDFC FIRST Ashva Credit Card - [IDFC FIRST drops the forex markup on every credit card](https://getbrief.cards/changes/idfc-zero-forex-2026) · Improvement · 9 September 2026 · IDFC FIRST LIC Select, IDFC FIRST Millennia Credit Card, IDFC FIRST Mayura Credit Card, IDFC FIRST Ashva Credit Card, IDFC FIRST Gaj Credit Card, IndiGo IDFC FIRST Credit Card, IDFC First Wealth, IDFC FIRST WOW, IDFC FIRST Select, IDFC FIRST Classic Credit Card, IDFC FIRST HPCL Power+ Credit Card, IDFC FIRST SWYP, IDFC FIRST Power (HPCL), IDFC FIRST Private, IDFC FIRST Diamond Reserve - [IndiGo IDFC FIRST cuts BluChips on FASTag, railway, govt & education](https://getbrief.cards/changes/idfc-indigo-deval-2026) · Devaluation · 22 July 2026 · IndiGo IDFC FIRST Credit Card - [Your IDFC First points now expire](https://getbrief.cards/changes/idfc-expiry) · Devaluation · 1 July 2026 · IDFC First Wealth - [IDFC FIRST movie tickets now need ₹20,000 of spend the month before](https://getbrief.cards/changes/idfc-bogo-gate-2026) · Devaluation · 18 June 2026 · IDFC FIRST Mayura Credit Card, IDFC FIRST Ashva Credit Card, IDFC FIRST Diamond Reserve, IDFC First Wealth - [IDFC FIRST portfolio devaluation hits Millennia, Mayura, Ashva & Gaj](https://getbrief.cards/changes/idfc-newcards-deval-2026) · Devaluation · 18 June 2026 · IDFC FIRST Millennia Credit Card, IDFC FIRST Mayura Credit Card, IDFC FIRST Ashva Credit Card, IDFC FIRST Gaj Credit Card - [IDFC First Classic earn is now capped to your credit limit](https://getbrief.cards/changes/idfc-classic-cap-2026) · Devaluation · 18 June 2026 · IDFC FIRST Classic Credit Card - [IDFC First HPCL Power+ in-app travel bonus was cut](https://getbrief.cards/changes/idfc-power-plus-deval-2026) · Devaluation · 18 June 2026 · IDFC FIRST HPCL Power+ Credit Card, IDFC FIRST Power (HPCL) - [IDFC First Select earn is now capped to your credit limit](https://getbrief.cards/changes/idfc-select-cap-movie-2026) · Devaluation · 18 June 2026 · IDFC FIRST Select Every change, dated: https://getbrief.cards/changes ## Questions this page answers ### How many credit cards does IDFC First Bank issue? As of 26 October 2026, 15 cards, 13 of them open to applications. ### Which IDFC First Bank credit cards are lifetime free? As of 26 October 2026, 6 of the 15: IDFC FIRST Classic Credit Card, IDFC FIRST LIC Select, IDFC FIRST Millennia Credit Card, IDFC FIRST Select, IDFC First Wealth and IDFC FIRST WOW. ### Which IDFC First Bank credit cards charge no forex markup? As of 26 October 2026, 15 of the 15: IDFC FIRST Classic Credit Card, IDFC FIRST LIC Select, IDFC FIRST Millennia Credit Card, IDFC FIRST Select, IDFC First Wealth, IDFC FIRST WOW, IDFC FIRST Power (HPCL), IDFC FIRST HPCL Power+ Credit Card, IDFC FIRST SWYP, IDFC FIRST Ashva Credit Card, IDFC FIRST Diamond Reserve, IndiGo IDFC FIRST Credit Card, IDFC FIRST Mayura Credit Card, IDFC FIRST Gaj Credit Card and IDFC FIRST Private. ### Which IDFC First Bank credit cards come with airport lounge access? As of 26 October 2026, 9 of the 15: IDFC FIRST LIC Select, IDFC FIRST Select, IDFC First Wealth, IDFC FIRST HPCL Power+ Credit Card, IDFC FIRST Ashva Credit Card, IDFC FIRST Diamond Reserve, IDFC FIRST Mayura Credit Card, IDFC FIRST Gaj Credit Card and IDFC FIRST Private. ### Which IDFC First Bank credit cards link to UPI? As of 26 October 2026, 2 of the 15 run on RuPay, which links to UPI: IDFC FIRST Power (HPCL) and IDFC FIRST HPCL Power+ Credit Card. ## Other banks - [Axis Bank](https://getbrief.cards/axis-bank-credit-cards) - [SBI](https://getbrief.cards/sbi-credit-cards) - [HDFC](https://getbrief.cards/hdfc-credit-cards) - [Kotak](https://getbrief.cards/kotak-credit-cards) - [RBL](https://getbrief.cards/rbl-credit-cards) - [AU Bank](https://getbrief.cards/au-bank-credit-cards) - [ICICI](https://getbrief.cards/icici-credit-cards) - [YES Bank](https://getbrief.cards/yes-bank-credit-cards) - [IndusInd](https://getbrief.cards/indusind-credit-cards) - [BOB](https://getbrief.cards/bob-credit-cards) - [HSBC](https://getbrief.cards/hsbc-credit-cards) - [Amex](https://getbrief.cards/amex-credit-cards) - [Standard Chartered](https://getbrief.cards/standard-chartered-credit-cards) - [Federal Bank](https://getbrief.cards/federal-bank-credit-cards) - [DCB](https://getbrief.cards/dcb-credit-cards) --- Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page. Canonical: https://getbrief.cards/idfc-first-credit-cards