# Kotak credit cards: 18 cards, every rule dated · Brief 18 cards issued today, 17 of them open to applications. 3 carry no annual fee and 8 come with airport lounge access. Every card Kotak Mahindra Bank issues today, lowest annual fee first. Each row is the bank’s own terms, with the day they were last read. 18 cards · current to 26 October 2026 ## Kotak Mahindra Bank credit cards (18) - [Kotak 811 #DreamDifferent](https://getbrief.cards/cards/kotak-811-dreamdifferent): Annual fee ₹0 · 1 RP/₹100 offline, until 31 Mar 2026 (the points programme ended) · lifetime free · 2% forex · verified · checked 3 July 2026 - [Kotak Solitaire](https://getbrief.cards/cards/kotak-solitaire): Annual fee ₹0 · 3 AM / ₹100 (1.5% at blended ₹0.5; 3% if transferred to Air India 1:1) · lifetime free · 0% forex · 9 transfer partners · lounge · ✓ official · checked 26 October 2026 - [Kotak UPI RuPay Credit Card](https://getbrief.cards/cards/kotak-upi-rupay): Annual fee ₹0 · Flat 3 RP/₹100 on UPI (P2M only) + regular CC txns; 1,000 RP = ₹100 · lifetime free · 3.5% forex · ✓ official · checked 10 July 2026 - [IndianOil Kotak](https://getbrief.cards/cards/kotak-indianoil): Annual fee ₹449 · 3 RP/₹150 (about 0.5%) on other spends · UPI earns 0.5% on all categories · ₹449 fee, waivable · 3.5% forex · ✓ official · checked 10 July 2026 - [Kotak League Platinum](https://getbrief.cards/cards/kotak-league): Annual fee ₹499 · 4 RP/₹150 base · ₹499 fee, waivable · 3.5% forex · ✓ official · checked 21 June 2026 - [PVR INOX Kotak](https://getbrief.cards/cards/kotak-pvr-inox): Annual fee ₹499 · ₹499 fee · 3.5% forex · ✓ official · checked 10 July 2026 - [Kotak 811 Credit Card](https://getbrief.cards/cards/kotak-811-base): Annual fee ₹500 · 1 pt/₹100 offline base · ₹500 fee, waivable · 3.5% forex · ✓ official · checked 26 August 2026 - [Kotak Cashback+ Credit Card](https://getbrief.cards/cards/kotak-cashback-plus): Annual fee ₹750 · 0.5% unlimited cashback all other · ₹750 fee · 3.5% forex · verified · checked 28 June 2026 - [Kotak Cashback+ Prime](https://getbrief.cards/cards/kotak-cbplus-prime): Annual fee ₹750 · 0.5% cashback uncapped on all other spends · ₹750 fee · 3.5% forex · ✓ official · checked 26 August 2026 - [Kotak Air](https://getbrief.cards/cards/kotak-air): Annual fee ₹999 · 1 Air Mile/₹100, unlimited · ₹999 fee · 3.5% forex · lounge · ✓ official · checked 11 July 2026 - [Kotak Biz Edge](https://getbrief.cards/cards/kotak-biz-edge): Annual fee ₹999 · 2 pts/₹150 all other · ₹999 fee, waivable · 3.5% forex · ✓ official · checked 11 July 2026 - [IndiGo Kotak Credit Card](https://getbrief.cards/cards/kotak-indigo): Annual fee ₹1,500 · 1 BluChip / ₹100 others (except excluded categories) · ₹1,500 fee · 3.5% forex · 1 transfer partner · community-verified · checked 4 July 2026 - [Kotak Zen Signature](https://getbrief.cards/cards/kotak-zen): Annual fee ₹1,500 · 5 ZP/₹150 on other eligible spends · education and insurance earn up to ₹70K, utilities ₹50K, govt ₹40K per cycle · ₹1,500 fee, waivable · 3.5% forex · 1 transfer partner · lounge · verified · checked 17 June 2026 - [IndiGo Kotak XL Credit Card](https://getbrief.cards/cards/kotak-indigo-xl): Annual fee ₹3,000 · 2 BluChips / ₹100 base · ₹3,000 fee · 3.5% forex · 1 transfer partner · lounge · community-verified · checked 4 July 2026 - [Kotak Air+ Credit Card](https://getbrief.cards/cards/kotak-air-plus): Annual fee ₹3,000 · 2 Air Miles / ₹100 all other · ₹3,000 fee · 2% forex · 10 transfer partners · lounge · 1 status · verified · checked 28 June 2026 - [Kotak Air+ Prime](https://getbrief.cards/cards/kotak-air-plus-prime): Annual fee ₹3,000 · 2 Air Miles/₹100 domestic, unlimited · ₹3,000 fee · 2% forex · lounge · ✓ official · checked 11 July 2026 - [Kotak White](https://getbrief.cards/cards/kotak-white): Annual fee ₹3,000 · ₹3,000 fee, waivable · 3.5% forex · 1 transfer partner · lounge · ✓ official · checked 10 July 2026 - [Kotak White Reserve](https://getbrief.cards/cards/kotak-white-reserve): Annual fee ₹12,500 · ₹12,500 fee, waivable · 2% forex · 2 transfer partners · lounge · 1 status · verified · checked 13 June 2026 Cards Kotak Mahindra Bank issues today, lowest annual fee first, then by name. ## Points - [What Kotak Mahindra Bank points are worth](https://getbrief.cards/kotak-reward-points-value) - [Where Kotak Mahindra Bank points transfer](https://getbrief.cards/kotak-transfer-partners) ## Cards Kotak Mahindra Bank no longer issues (3) Each keeps its page, with its rules as dated history. - [Kotak Mojo Platinum (discontinued)](https://getbrief.cards/cards/kotak-mojo) - [Kotak Royale Signature Credit Card](https://getbrief.cards/cards/kotak-royale-signature) - [Myntra Kotak (discontinued)](https://getbrief.cards/cards/kotak-myntra) ## What changed on these cards - [Kotak Dream Different charges a 424 rupee joining fee from 1 September](https://getbrief.cards/changes/kotak-dd-joining-2026-09) · Fee change · 1 September 2026 · Kotak 811 #DreamDifferent - [Kotak Dream Different stopped earning reward points](https://getbrief.cards/changes/k811dd-rp-end-apr26) · Devaluation · 1 April 2026 · Kotak 811 #DreamDifferent - [Kotak cut reward value and gated lounges (1 Jun 2025)](https://getbrief.cards/changes/kotak-2025-deval) · Devaluation · 1 June 2025 · Kotak League Platinum - [Kotak Zen domestic lounge now requires ₹75K quarterly spend](https://getbrief.cards/changes/kotak-zen-lounge-gate) · Lounge gating · 1 June 2025 · Kotak Zen Signature - [Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026)](https://getbrief.cards/changes/gha-visa-fasttrack-2026) · Improvement · 19 February 2024 · Kotak White Reserve - [Mastercard World-tier cards fast-track to GHA DISCOVERY status (to 31 Dec 2026)](https://getbrief.cards/changes/gha-mc-fasttrack-2026) · Improvement · 12 December 2023 · Kotak Air+ Credit Card Every change, dated: https://getbrief.cards/changes ## Questions this page answers ### How many credit cards does Kotak Mahindra Bank issue? As of 26 October 2026, 18 cards, 17 of them open to applications. ### Which Kotak Mahindra Bank credit cards are lifetime free? As of 26 October 2026, 3 of the 18: Kotak 811 #DreamDifferent, Kotak Solitaire and Kotak UPI RuPay Credit Card. ### Which Kotak Mahindra Bank credit cards charge no forex markup? As of 26 October 2026, 1 of the 18: Kotak Solitaire. ### Which Kotak Mahindra Bank credit cards come with airport lounge access? As of 26 October 2026, 8 of the 18: Kotak Solitaire, Kotak Air, Kotak Zen Signature, IndiGo Kotak XL Credit Card, Kotak Air+ Credit Card, Kotak Air+ Prime, Kotak White and Kotak White Reserve. ### Which Kotak Mahindra Bank credit cards link to UPI? As of 26 October 2026, 2 of the 18 run on RuPay, which links to UPI: Kotak UPI RuPay Credit Card and Kotak Cashback+ Credit Card. ## Other banks - [Axis Bank](https://getbrief.cards/axis-bank-credit-cards) - [SBI](https://getbrief.cards/sbi-credit-cards) - [HDFC](https://getbrief.cards/hdfc-credit-cards) - [RBL](https://getbrief.cards/rbl-credit-cards) - [AU Bank](https://getbrief.cards/au-bank-credit-cards) - [ICICI](https://getbrief.cards/icici-credit-cards) - [IDFC FIRST](https://getbrief.cards/idfc-first-credit-cards) - [YES Bank](https://getbrief.cards/yes-bank-credit-cards) - [IndusInd](https://getbrief.cards/indusind-credit-cards) - [BOB](https://getbrief.cards/bob-credit-cards) - [HSBC](https://getbrief.cards/hsbc-credit-cards) - [Amex](https://getbrief.cards/amex-credit-cards) - [Standard Chartered](https://getbrief.cards/standard-chartered-credit-cards) - [Federal Bank](https://getbrief.cards/federal-bank-credit-cards) - [DCB](https://getbrief.cards/dcb-credit-cards) --- Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page. Canonical: https://getbrief.cards/kotak-credit-cards