# Kotak reward points value in rupees, by card · Brief

As of 28 June 2026, Kotak Air Miles are worth ₹0.50 a point by Brief’s estimate. Kotak runs 6 other point currencies, worth ₹0.10 to ₹1 a point.

Every point currency Kotak runs, with Brief’s rupee value for a point, what that value rests on and the day it was checked. Under each, the cards that earn it, with the value a point gives on each card.

7 currencies · 13 cards issued today · current to 26 August 2026

## Kotak Air Miles

- ₹0.50 a point, Brief’s estimate
- Basis: an average across the redemptions worth making with it.
- Redemption rates: community-verified · checked 28 June 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/kotak-air-plus-credit-card.html

Moves to 10 programmes:

- 2 : 1 on Kotak Air+ Credit Card only · ALL Reward Points, Asia Miles, Avios (BA Club), Avios (Qatar Privilege Club), Etihad Guest Miles, Flying Blue Miles, KrisFlyer Miles, Maharaja Points, United MileagePlus Miles
- 3 : 1 on Kotak Air+ Credit Card only · Marriott Bonvoy Points
- 1 : 1 on Kotak Solitaire only · Maharaja Points
- 2 : 1 on Kotak Solitaire only · ALL Reward Points, Asia Miles, Avios (BA Club), Avios (Qatar Privilege Club), Etihad Guest Miles, Flying Blue Miles, United MileagePlus Miles
- 3 : 1 on Kotak Solitaire only · Marriott Bonvoy Points

Cards that earn it (4):

- [Kotak Air](https://getbrief.cards/cards/kotak-air) · ₹0.50 a point at baseline
- [Kotak Air+ Credit Card](https://getbrief.cards/cards/kotak-air-plus) · ₹0.50 a point at baseline
- [Kotak Air+ Prime](https://getbrief.cards/cards/kotak-air-plus-prime) · ₹0.50 a point at baseline
- [Kotak Solitaire](https://getbrief.cards/cards/kotak-solitaire) · ₹0.50 a point at baseline

## Kotak Zen Points

- ₹0.20 a point, Brief’s estimate
- Basis: an average across the redemptions worth making with it.
- Redemption rates: verified · checked 26 August 2026

Moves to 1 programme:

- 12 : 1 on Kotak Zen Signature only · ALL Reward Points

Cards that earn it (4):

- [Kotak 811 #DreamDifferent](https://getbrief.cards/cards/kotak-811-dreamdifferent) · ₹0.20 a point at baseline
- [Kotak 811 Credit Card](https://getbrief.cards/cards/kotak-811-base) · ₹0.20 a point at baseline
- [Kotak Zen Signature](https://getbrief.cards/cards/kotak-zen) · ₹0.20 a point at baseline
- [Kotak Royale Signature Credit Card](https://getbrief.cards/cards/kotak-royale-signature) · ₹0.20 a point at baseline · no longer issued

## Kotak White Pass

- ₹1 a point, Brief’s estimate
- Basis: a fixed rate, the rupee value the programme sets for a point.
- Redemption rate: verified · checked 13 June 2026

Moves to 2 programmes:

- 2 : 1 on Kotak White and Kotak White Reserve only · ALL Reward Points
- 3 : 1 on Kotak White Reserve only · Maharaja Points

Cards that earn it (2):

- [Kotak White](https://getbrief.cards/cards/kotak-white) · ₹1 a point at baseline
- [Kotak White Reserve](https://getbrief.cards/cards/kotak-white-reserve) · ₹1 a point at baseline

## Kotak Reward Points (standard co-brand)

- ₹0.25 a point, Brief’s estimate
- Basis: a fixed rate, the rupee value the programme sets for a point.
- Redemption rate: verified · checked 10 July 2026 · Source: https://www.kotak.com/en/personal-banking/cards/credit-cards/indian-oil-credit-card.html

Cards that earn it (2):

- [IndianOil Kotak](https://getbrief.cards/cards/kotak-indianoil) · ₹0.25 a point at baseline
- [Kotak Biz Edge](https://getbrief.cards/cards/kotak-biz-edge) · ₹0.25 a point at baseline

## Kotak League Reward Points

- ₹0.10 a point, Brief’s estimate
- Basis: a fixed rate, the rupee value the programme sets for a point.
- Redemption rate: verified · checked 21 June 2026

Cards that earn it (1):

- [Kotak League Platinum](https://getbrief.cards/cards/kotak-league) · ₹0.10 a point at baseline

## Kotak Reward Points (UPI RuPay)

- ₹0.10 a point, Brief’s estimate
- Basis: a fixed rate, the rupee value the programme sets for a point.
- Redemption rate: ✓ official · checked 10 July 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/files/key-fact-statement/KFS-Kotak-UPI-Rupay-CC.pdf

Cards that earn it (1):

- [Kotak UPI RuPay Credit Card](https://getbrief.cards/cards/kotak-upi-rupay) · ₹0.10 a point at baseline

## Kotak Mojo Points

- ₹0.25 a point, Brief’s estimate
- Basis: a fixed rate, the rupee value the programme sets for a point.
- Redemption rate: verified · checked 21 June 2026

Moves to 1 programme:

- 12 : 1 on Kotak Mojo Platinum (discontinued) only · ALL Reward Points

Cards that earn it (1):

- [Kotak Mojo Platinum (discontinued)](https://getbrief.cards/cards/kotak-mojo) · ₹0.25 a point at baseline · no longer issued

## Why the values differ

Each of these is its own currency, with its own catalogue and its own transfer ratios, so a point of one is not a point of another. The same programme, reached from each, shows it.

- Kotak Air Miles: ₹0.50 a point, moves to ALL Reward Points at 2 : 1 on Kotak Air+ Credit Card only
- Kotak Air Miles: ₹0.50 a point, moves to ALL Reward Points at 2 : 1 on Kotak Solitaire only
- Kotak Zen Points: ₹0.20 a point, moves to ALL Reward Points at 12 : 1 on Kotak Zen Signature only
- Kotak White Pass: ₹1 a point, moves to ALL Reward Points at 2 : 1 on Kotak White and Kotak White Reserve only
- Kotak Mojo Points: ₹0.25 a point, moves to ALL Reward Points at 12 : 1 on Kotak Mojo Platinum (discontinued) only

[How Brief values points](https://getbrief.cards/how-brief-values-points)

[Kotak transfer partners, by card](https://getbrief.cards/kotak-transfer-partners)

## Other banks

- [SBI](https://getbrief.cards/sbi-reward-points-value)
- [HDFC](https://getbrief.cards/hdfc-reward-points-value)
- [ICICI](https://getbrief.cards/icici-reward-points-value)
- [Axis EDGE](https://getbrief.cards/axis-edge-reward-points-value)
- [Amex](https://getbrief.cards/amex-reward-points-value)
- [IDFC FIRST](https://getbrief.cards/idfc-reward-points-value)
- [YES Bank](https://getbrief.cards/yes-bank-reward-points-value)
- [Air India Maharaja](https://getbrief.cards/air-india-maharaja-points-value)

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A value is Brief’s estimate of what a point is worth in rupees. No bank pays it and no bank sets it on this page. Check the bank’s own redemption page before you move a large balance. Brief is not a financial adviser and takes no fee from any bank.

Canonical: https://getbrief.cards/kotak-reward-points-value
