# Kotak credit card transfer partners and ratios · Brief As of 26 August 2026, Kotak Mahindra Bank points move to 10 airline and hotel programmes. They come from 4 currencies, so the ratio depends on the card you hold. Every airline and hotel programme Kotak Mahindra Bank points move to, currency by currency: the ratio, the cards it is open to, the minimum, how long it takes and the day it was checked. Under each currency, the cards that earn it. 4 currencies · 10 programmes · 23 open routes · current to 26 August 2026 ## Kotak Air Miles Cards that earn it (4): - [Kotak Air](https://getbrief.cards/cards/kotak-air) - [Kotak Air+ Credit Card](https://getbrief.cards/cards/kotak-air-plus) - [Kotak Air+ Prime](https://getbrief.cards/cards/kotak-air-plus-prime) - [Kotak Solitaire](https://getbrief.cards/cards/kotak-solitaire) Moves to 10 programmes: - Asia Miles 2 : 1 · Airline · on Kotak Air+ Credit Card only · from 1,000 points · verified · checked 7 July 2026 · Source: https://images.kotak.bank.in/bank/mailers/2025/files/DetailedT&CKotakAir+CreditCard.pdf - Asia Miles 2 : 1 · Airline · on Kotak Solitaire only · from 2,000 points · ✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/partner-miles-transfer-ratio.pdf - Avios (BA Club) 2 : 1 · Airline · on Kotak Air+ Credit Card only · from 1,000 points · verified · checked 7 July 2026 · Source: https://images.kotak.bank.in/bank/mailers/2025/files/DetailedT&CKotakAir+CreditCard.pdf - Avios (BA Club) 2 : 1 · Airline · on Kotak Solitaire only · from 2,000 points · ✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/partner-miles-transfer-ratio.pdf - Avios (Qatar Privilege Club) 2 : 1 · Airline · on Kotak Air+ Credit Card only · from 1,000 points · verified · checked 7 July 2026 · Source: https://images.kotak.bank.in/bank/mailers/2025/files/DetailedT&CKotakAir+CreditCard.pdf - Avios (Qatar Privilege Club) 2 : 1 · Airline · on Kotak Solitaire only · from 2,000 points · ✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/partner-miles-transfer-ratio.pdf - Etihad Guest Miles 2 : 1 · Airline · on Kotak Air+ Credit Card only · from 1,000 points · verified · checked 7 July 2026 · Source: https://images.kotak.bank.in/bank/mailers/2025/files/DetailedT&CKotakAir+CreditCard.pdf - Etihad Guest Miles 2 : 1 · Airline · on Kotak Solitaire only · from 2,000 points · ✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/partner-miles-transfer-ratio.pdf - Flying Blue Miles 2 : 1 · Airline · on Kotak Air+ Credit Card only · from 1,000 points · verified · checked 7 July 2026 · Source: https://images.kotak.bank.in/bank/mailers/2025/files/DetailedT&CKotakAir+CreditCard.pdf - Flying Blue Miles 2 : 1 · Airline · on Kotak Solitaire only · from 2,000 points · ✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/partner-miles-transfer-ratio.pdf - KrisFlyer Miles 2 : 1 · Airline · on Kotak Air+ Credit Card only · from 1,000 points · verified · checked 7 July 2026 · Source: https://images.kotak.bank.in/bank/mailers/2025/files/DetailedT&CKotakAir+CreditCard.pdf - Maharaja Points 2 : 1 · Airline · on Kotak Air+ Credit Card only · from 1,000 points · about 3 days · ✓ official · checked 7 July 2026 · Source: https://www.airindia.com/in/en/maharaja-club/partner-offers/kotak-mahindra-bank.html - Maharaja Points 1 : 1 · Airline · on Kotak Solitaire only · from 2,000 points · ✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/partner-miles-transfer-ratio.pdf - United MileagePlus Miles 2 : 1 · Airline · on Kotak Air+ Credit Card only · from 1,000 points · verified · checked 7 July 2026 · Source: https://images.kotak.bank.in/bank/mailers/2025/files/DetailedT&CKotakAir+CreditCard.pdf - United MileagePlus Miles 2 : 1 · Airline · on Kotak Solitaire only · from 2,000 points · ✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/partner-miles-transfer-ratio.pdf - [ALL Reward Points](https://getbrief.cards/accor-transfer-partners) 2 : 1 · Hotel · on Kotak Air+ Credit Card only · from 1,000 points · verified · checked 7 July 2026 · Source: https://images.kotak.bank.in/bank/mailers/2025/files/DetailedT&CKotakAir+CreditCard.pdf - [ALL Reward Points](https://getbrief.cards/accor-transfer-partners) 2 : 1 · Hotel · on Kotak Solitaire only · from 2,000 points · ✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/partner-miles-transfer-ratio.pdf - [Marriott Bonvoy Points](https://getbrief.cards/marriott-bonvoy-transfer-partners) 3 : 1 · Hotel · on Kotak Air+ Credit Card only · from 1,000 points · verified · checked 7 July 2026 · Source: https://images.kotak.bank.in/bank/mailers/2025/files/DetailedT&CKotakAir+CreditCard.pdf - [Marriott Bonvoy Points](https://getbrief.cards/marriott-bonvoy-transfer-partners) 3 : 1 · Hotel · on Kotak Solitaire only · from 2,000 points · ✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/partner-miles-transfer-ratio.pdf ## Kotak Zen Points Cards that earn it (4): - [Kotak 811 #DreamDifferent](https://getbrief.cards/cards/kotak-811-dreamdifferent) - [Kotak 811 Credit Card](https://getbrief.cards/cards/kotak-811-base) - [Kotak Zen Signature](https://getbrief.cards/cards/kotak-zen) - [Kotak Royale Signature Credit Card](https://getbrief.cards/cards/kotak-royale-signature) · no longer issued Moves to 1 programme: - [ALL Reward Points](https://getbrief.cards/accor-transfer-partners) 12 : 1 · Hotel · on Kotak Zen Signature only · from 12,000 points · ✓ official · checked 17 July 2026 · Source: https://all.accor.com/a/en/loyalty-program/partners/conditions/kotak.html ## Kotak White Pass Cards that earn it (2): - [Kotak White](https://getbrief.cards/cards/kotak-white) - [Kotak White Reserve](https://getbrief.cards/cards/kotak-white-reserve) Moves to 2 programmes: - Maharaja Points 3 : 1 · Airline · on Kotak White Reserve only · about 3 days · ✓ official · checked 7 July 2026 · Source: https://www.airindia.com/in/en/maharaja-club/partner-offers/kotak-mahindra-bank.html - [ALL Reward Points](https://getbrief.cards/accor-transfer-partners) 2 : 1 · Hotel · on Kotak White and Kotak White Reserve only · from 2,000 points · ✓ official · checked 17 July 2026 · Source: https://all.accor.com/a/en/loyalty-program/partners/conditions/kotak.html ## Kotak Mojo Points Cards that earn it (1): - [Kotak Mojo Platinum (discontinued)](https://getbrief.cards/cards/kotak-mojo) · no longer issued Moves to 1 programme: - [ALL Reward Points](https://getbrief.cards/accor-transfer-partners) 12 : 1 · Hotel · on Kotak Mojo Platinum (discontinued) only · from 12,000 points · ✓ official · checked 17 July 2026 · Source: https://all.accor.com/a/en/loyalty-program/partners/conditions/kotak.html [Every bank, side by side](https://getbrief.cards/transfer-partners) [What a point is worth: Kotak point values](https://getbrief.cards/kotak-reward-points-value) ## Other banks - [Axis](https://getbrief.cards/axis-transfer-partners) - [Amex](https://getbrief.cards/amex-transfer-partners) - [HDFC](https://getbrief.cards/hdfc-transfer-partners) - [HSBC](https://getbrief.cards/hsbc-transfer-partners) - [SBI](https://getbrief.cards/sbi-transfer-partners) --- A ratio is the bank’s, as its own terms printed it on the day it was checked. Banks change partners and ratios with little notice, so check the bank’s transfer page before you move a large balance. Brief takes no fee from any bank or programme. Canonical: https://getbrief.cards/kotak-transfer-partners