# Travel credit cards in India: lounge access, transfer partners, forex · Brief

70 cards issued today get you into an airport lounge and either move their points to airline and hotel programmes or charge no markup abroad. 47 have transfer partners, 19 charge no forex markup and 16 have no annual fee.

Every card issued today with airport lounge access that also moves its points to airline or hotel programmes, or charges a forex markup of 1% or less. Each row shows its partners or its markup, its lounge visits and the date the bank’s rule was last read.

70 cards · current to 22 October 2026

## Travel credit cards (70)

- [Axis Magnus](https://getbrief.cards/cards/axis-magnus-std): Forex markup 2% · 26 transfer partners · unlimited domestic visits · unlimited international visits · ₹12,500 fee, waivable · 2% forex · 26 transfer partners · lounge · 1 status · verified · checked 13 June 2026
- [Axis Magnus for Burgundy](https://getbrief.cards/cards/axis-magnus-burgundy): Forex markup 2% · 26 transfer partners · unlimited domestic visits · unlimited international visits · ₹30,000 fee, waivable · 2% forex · 26 transfer partners · lounge · 1 status · verified · checked 13 June 2026
- [Axis Bank REWARDS](https://getbrief.cards/cards/axis-rewards): Forex markup 3.5% · 26 transfer partners · 2 domestic visits a quarter · ₹1,000 fee, waivable · 3.5% forex · 26 transfer partners · lounge · ✓ official · checked 21 June 2026
- [IndianOil Axis Bank Premium](https://getbrief.cards/cards/axis-indianoil-premium): Forex markup 3.5% · 26 transfer partners · 8 domestic visits a year · ₹1,000 fee, waivable · 3.5% forex · 26 transfer partners · lounge · ✓ official · checked 16 July 2026
- [Axis Bank Privilege](https://getbrief.cards/cards/axis-privilege): Forex markup 3.5% · 26 transfer partners · 2 domestic visits a quarter · ₹1,500 fee, waivable · 3.5% forex · 26 transfer partners · lounge · ✓ official · checked 21 June 2026
- [Axis Bank Horizon](https://getbrief.cards/cards/axis-horizon): Forex markup 3.5% · 26 transfer partners · 2 international visits a quarter · 8 domestic visits a quarter · ₹3,000 fee · 3.5% forex · 26 transfer partners · lounge · 1 status · ✓ official · checked 21 June 2026
- [Axis Bank SELECT](https://getbrief.cards/cards/axis-select): Forex markup 3.5% · 26 transfer partners · 8 domestic visits a year · 12 international visits a year · ₹3,000 fee, waivable · 3.5% forex · 26 transfer partners · lounge · verified · checked 14 June 2026
- [SBI Card MILES ELITE](https://getbrief.cards/cards/sbi-miles-elite): Forex markup 1.99% · 24 transfer partners · 8 domestic visits a year · 6 international visits a year · ₹4,999 fee, waivable · 1.99% forex · 24 transfer partners · lounge · ✓ official · checked 19 June 2026
- [SBI Card MILES PRIME](https://getbrief.cards/cards/sbi-miles-prime): Forex markup 2.5% · 24 transfer partners · 8 domestic visits a year · 4 international visits a year · ₹2,999 fee, waivable · 2.5% forex · 24 transfer partners · lounge · verified · checked 19 June 2026
- [SBI Card MILES](https://getbrief.cards/cards/sbi-miles): Forex markup 3% · 24 transfer partners · 4 domestic visits a year · ₹1,499 fee, waivable · 3% forex · 24 transfer partners · lounge · verified · checked 19 June 2026
- [Marriott Bonvoy HDFC](https://getbrief.cards/cards/marriott-bonvoy-hdfc): Forex markup 3.5% · 21 transfer partners · 24 domestic and international visits a year · ₹3,000 fee · 3.5% forex · 21 transfer partners · lounge · 1 status · verified · checked 13 June 2026
- [HSBC Premier](https://getbrief.cards/cards/hsbc-premier): Forex markup 0.99% · 17 transfer partners · unlimited domestic and international visits · lifetime free · 0.99% forex · 17 transfer partners · lounge · 2 statuses · community-verified · checked 20 June 2026
- [HSBC TravelOne Credit Card](https://getbrief.cards/cards/hsbc-travelone): Forex markup 3.5% · 17 transfer partners · 6 domestic visits a year · 4 international visits a year · ₹4,999 fee, waivable · 3.5% forex · 17 transfer partners · lounge · 1 status · verified · checked 17 June 2026
- [HDFC Regalia Gold](https://getbrief.cards/cards/hdfc-regalia-gold): Forex markup 2% · 11 transfer partners · 12 domestic visits a year · 6 international visits a year · ₹2,500 fee, waivable · 2% forex · 11 transfer partners · lounge · verified · checked 20 June 2026
- [Kotak Air+ Credit Card](https://getbrief.cards/cards/kotak-air-plus): Forex markup 2% · 10 transfer partners · 4 domestic visits a year · 2 international visits a year · ₹3,000 fee · 2% forex · 10 transfer partners · lounge · 1 status · verified · checked 28 June 2026
- [HDFC Diners Club Black Metal](https://getbrief.cards/cards/hdfc-diners-club-black-metal): Forex markup 2% · 10 transfer partners · unlimited domestic and international visits · ₹10,000 fee, waivable · 2% forex · 10 transfer partners · lounge · verified · checked 13 June 2026
- [RBL Nova](https://getbrief.cards/cards/rbl-nova): Forex markup 2% · 5 transfer partners · 24 domestic and international visits a year · ₹12,500 fee, waivable · 2% forex · 5 transfer partners · lounge · 1 status · ✓ official · checked 11 July 2026
- [KrisFlyer SBI Card](https://getbrief.cards/cards/krisflyer-sbi): Forex markup 3.5% · 3 transfer partners · 4 domestic visits a year · 4 international visits a year · ₹2,999 fee · 3.5% forex · 3 transfer partners · lounge · 1 status · ✓ official · checked 19 June 2026
- [KrisFlyer SBI Card Apex](https://getbrief.cards/cards/krisflyer-sbi-apex): Forex markup 3.5% · 3 transfer partners · 8 domestic visits a year · 8 international visits a year · ₹9,999 fee · 3.5% forex · 3 transfer partners · lounge · 1 status · ✓ official · checked 19 June 2026
- [IndusInd Bank Tiger Credit Card](https://getbrief.cards/cards/indusind-tiger): Forex markup 1.5% · 2 transfer partners · 2 domestic visits a quarter · 2 international visits a year · lifetime free · 1.5% forex · 2 transfer partners · lounge · ✓ official · checked 28 September 2026
- [Federal Bank Celesta Credit Card](https://getbrief.cards/cards/federal-celesta): Forex markup 2% · 2 transfer partners · 2 domestic visits a quarter · 2 international visits a year · lifetime free · 2% forex · 2 transfer partners · lounge · ✓ official · checked 17 June 2026
- [Kotak White Reserve](https://getbrief.cards/cards/kotak-white-reserve): Forex markup 2% · 2 transfer partners · unlimited domestic and international visits · ₹12,500 fee, waivable · 2% forex · 2 transfer partners · lounge · 1 status · verified · checked 13 June 2026
- [Federal Bank Imperio](https://getbrief.cards/cards/federal-imperio): Forex markup 3.5% · 2 transfer partners · 2 domestic visits a quarter · lifetime free · 3.5% forex · 2 transfer partners · lounge · verified · checked 3 July 2026
- [Emirates Skywards ICICI Bank Rubyx](https://getbrief.cards/cards/es-icici-rubyx): Forex markup 3.5% · 2 transfer partners · 1 domestic visit a quarter · ₹1,000 fee · 3.5% forex · 2 transfer partners · lounge · verified · checked 19 June 2026
- [Emirates Skywards ICICI Bank Sapphiro](https://getbrief.cards/cards/es-icici-sapphiro): Forex markup 3.5% · 2 transfer partners · 2 domestic visits a quarter · 2 international visits a year · ₹5,000 fee · 3.5% forex · 2 transfer partners · lounge · 2 statuses · verified · checked 19 June 2026
- [Emirates Skywards ICICI Bank Emeralde](https://getbrief.cards/cards/es-icici-emeralde): Forex markup 3.5% · 2 transfer partners · unlimited domestic and international visits · ₹10,000 fee · 3.5% forex · 2 transfer partners · lounge · 3 statuses · verified · checked 19 June 2026
- [IndusInd Bank Solitaire Credit Card](https://getbrief.cards/cards/indusind-solitaire): Forex markup 0% · 1 transfer partner · 4 domestic visits a quarter · 4 international visits a quarter · ₹10,000 fee, waivable · 0% forex · 1 transfer partner · lounge · 2 statuses · verified · checked 4 July 2026
- [YES Bank Marquee](https://getbrief.cards/cards/yes-marquee): Forex markup 1% · 1 transfer partner · 24 domestic and international visits a year · ₹4,999 fee, waivable · 1% forex · 1 transfer partner · lounge · 1 status · verified · checked 12 June 2026
- [ICICI Times Black](https://getbrief.cards/cards/icici-times-black): Forex markup 1.49% · 1 transfer partner · unlimited domestic and international visits · ₹20,000 fee, waivable · 1.49% forex · 1 transfer partner · lounge · 1 status · verified · checked 12 June 2026
- [IndusInd Bank Pioneer Legacy Credit Card](https://getbrief.cards/cards/indusind-pioneer-legacy): Forex markup 1.8% · 1 transfer partner · 1 domestic visit a quarter · 2 international visits a quarter · lifetime free · 1.8% forex · 1 transfer partner · lounge · 1 status · ✓ official · checked 4 July 2026
- [IndiGo SBI Card ELITE](https://getbrief.cards/cards/sbi-indigo-elite): Forex markup 1.99% · 1 transfer partner · 8 domestic visits a year · 6 international visits a year · ₹4,999 fee · 1.99% forex · 1 transfer partner · lounge · community-verified · checked 4 July 2026
- [YES BANK RESERV](https://getbrief.cards/cards/yes-reserv): Forex markup 2% · 1 transfer partner · 3 domestic visits a quarter · 6 international visits a year · ₹2,499 fee, waivable · 2% forex · 1 transfer partner · lounge · verified · checked 17 June 2026
- [HDFC BizBlack Metal](https://getbrief.cards/cards/hdfc-bizblack): Forex markup 2% · 1 transfer partner · unlimited domestic and international visits · ₹10,000 fee, waivable · 2% forex · 1 transfer partner · lounge · verified · checked 3 July 2026
- [IndiGo Axis Bank Premium Credit Card](https://getbrief.cards/cards/axis-indigo-premium): Forex markup 2.5% · 1 transfer partner · 2 domestic visits a quarter · 2 international visits a year · ₹5,000 fee · 2.5% forex · 1 transfer partner · lounge · community-verified · checked 20 June 2026
- [YES BANK ELITE+](https://getbrief.cards/cards/yes-elite-plus): Forex markup 3% · 1 transfer partner · 2 domestic visits a quarter · 3 international visits a year · ₹999 fee, waivable · 3% forex · 1 transfer partner · lounge · verified · checked 28 June 2026
- [IndusInd Pinnacle World](https://getbrief.cards/cards/indusind-pinnacle-world): Forex markup 3.5% · 1 transfer partner · 1 domestic visit a quarter · 1 international visit a quarter · lifetime free · 3.5% forex · 1 transfer partner · lounge · 1 status · verified · checked 12 June 2026
- [ICICI Coral](https://getbrief.cards/cards/icici-coral): Forex markup 3.5% · 1 transfer partner · 4 domestic visits a year · ₹500 fee, waivable · 3.5% forex · 1 transfer partner · lounge · ✓ official · checked 14 June 2026
- [ICICI HPCL Super Saver](https://getbrief.cards/cards/icici-hpcl-super-saver): Forex markup 3.5% · 1 transfer partner · 4 domestic visits a year · ₹500 fee, waivable · 3.5% forex · 1 transfer partner · lounge · verified · checked 3 July 2026
- [YES BANK SELECT](https://getbrief.cards/cards/yes-select): Forex markup 3.5% · 1 transfer partner · 1 domestic visit a quarter · ₹599 fee, waivable · 3.5% forex · 1 transfer partner · lounge · verified · checked 28 June 2026
- [IndiGo Axis Bank Credit Card](https://getbrief.cards/cards/axis-indigo): Forex markup 3.5% · 1 transfer partner · 4 domestic visits a year · ₹799 fee · 3.5% forex · 1 transfer partner · lounge · community-verified · checked 20 June 2026
- [Kotak Zen Signature](https://getbrief.cards/cards/kotak-zen): Forex markup 3.5% · 1 transfer partner · 2 domestic visits a quarter · 3 international visits a year · ₹1,500 fee, waivable · 3.5% forex · 1 transfer partner · lounge · verified · checked 17 June 2026
- [ICICI Bank Rubyx](https://getbrief.cards/cards/icici-rubyx): Forex markup 3.5% · 1 transfer partner · 2 domestic visits a quarter · ₹2,000 fee, waivable · 3.5% forex · 1 transfer partner · lounge · verified · checked 17 June 2026
- [IndiGo Kotak XL Credit Card](https://getbrief.cards/cards/kotak-indigo-xl): Forex markup 3.5% · 1 transfer partner · 8 domestic visits a year · ₹3,000 fee · 3.5% forex · 1 transfer partner · lounge · community-verified · checked 4 July 2026
- [Kotak White](https://getbrief.cards/cards/kotak-white): Forex markup 3.5% · 1 transfer partner · 12 domestic and international visits a year · ₹3,000 fee, waivable · 3.5% forex · 1 transfer partner · lounge · ✓ official · checked 10 July 2026
- [ICICI Bank Sapphiro](https://getbrief.cards/cards/icici-sapphiro): Forex markup 3.5% · 1 transfer partner · 4 domestic visits a quarter · 2 international visits a year · ₹3,500 fee, waivable · 3.5% forex · 1 transfer partner · lounge · verified · checked 16 June 2026
- [IndusInd Bank Celesta Credit Card](https://getbrief.cards/cards/indusind-celesta): Forex markup 3.5% · 1 transfer partner · unlimited domestic visits · 2 international visits a quarter · ₹5,000 fee, waivable · 3.5% forex · 1 transfer partner · lounge · verified · checked 28 June 2026
- [IndiGo SBI Card](https://getbrief.cards/cards/sbi-indigo): Forex markup Not published · 1 transfer partner · 4 domestic visits a year · ₹1,499 fee · 1 transfer partner · lounge · ✓ official · checked 1 September 2026
- [BOBCARD Scapia Credit Card](https://getbrief.cards/cards/scapia-bobcard): Forex markup 0% · No markup on foreign spend · unlimited domestic visits · lifetime free · 0% forex · lounge · verified · checked 9 September 2026
- [IDFC FIRST LIC Select](https://getbrief.cards/cards/idfc-lic-select): Forex markup 0% · No markup on foreign spend · 8 domestic visits a year · lifetime free · 0% forex · lounge · verified · checked 9 October 2026
- [IDFC FIRST Select](https://getbrief.cards/cards/idfc-first-select): Forex markup 0% · No markup on foreign spend · 1 domestic visit a quarter · lifetime free · 0% forex · lounge · ✓ official · checked 21 June 2026
- [IDFC First Wealth](https://getbrief.cards/cards/idfc-first-wealth): Forex markup 0% · No markup on foreign spend · 1 domestic visit a quarter · 1 international visit a quarter · lifetime free · 0% forex · lounge · 1 status · ✓ official · checked 21 June 2026
- [IDFC FIRST WOW](https://getbrief.cards/cards/idfc-first-wow): Forex markup 0% · No markup on foreign spend · unlimited domestic visits · lifetime free · 0% forex · lounge · 1 status · ✓ official · checked 21 June 2026
- [ixigo AU Credit Card](https://getbrief.cards/cards/au-ixigo): Forex markup 0% · No markup on foreign spend · 8 domestic visits a year · 1 international visit a year · lifetime free · 0% forex · lounge · ✓ official · checked 16 July 2026
- [Scapia (Federal Bank)](https://getbrief.cards/cards/scapia-federal): Forex markup 0% · No markup on foreign spend · unlimited domestic visits · lifetime free · 0% forex · lounge · verified · checked 13 June 2026
- [Scapia Axis Bank Credit Card](https://getbrief.cards/cards/scapia-axis-mastercard): Forex markup 0% · No markup on foreign spend · unlimited domestic visits · lifetime free · 0% forex · lounge · ✓ official · checked 9 September 2026
- [Scapia Axis Bank Credit Card (RuPay)](https://getbrief.cards/cards/scapia-axis-rupay): Forex markup 0% · No markup on foreign spend · unlimited domestic visits · lifetime free · 0% forex · lounge · ✓ official · checked 9 September 2026
- [HSBC RuPay Cashback](https://getbrief.cards/cards/hsbc-rupay-cashback): Forex markup 0% · No markup on foreign spend · 10 domestic and international visits a year · ₹499 fee, waivable · 0% forex · lounge · verified · checked 26 August 2026
- [IDFC FIRST HPCL Power+ Credit Card](https://getbrief.cards/cards/idfc-hpcl-power-plus): Forex markup 0% · No markup on foreign spend · 1 domestic visit a quarter · ₹499 fee, waivable · 0% forex · lounge · ✓ official · checked 21 June 2026
- [RBL World Safari Lite](https://getbrief.cards/cards/rbl-world-safari-lite): Forex markup 0% · No markup on foreign spend · 8 domestic and international visits a year · ₹1,000 fee · 0% forex · lounge · 1 status · verified · checked 16 July 2026
- [IDFC FIRST Ashva Credit Card](https://getbrief.cards/cards/idfc-first-ashva): Forex markup 0% · No markup on foreign spend · 16 domestic visits a year · 8 international visits a year · ₹2,999 fee · 0% forex · lounge · 1 status · verified · checked 28 June 2026
- [IDFC FIRST Diamond Reserve](https://getbrief.cards/cards/idfc-diamond-reserve): Forex markup 0% · No markup on foreign spend · 16 domestic and international visits a year · ₹3,000 fee, waivable · 0% forex · lounge · ✓ official · checked 16 July 2026
- [RBL World Safari](https://getbrief.cards/cards/rbl-world-safari): Forex markup 0% · No markup on foreign spend · 8 domestic and international visits a year · ₹3,000 fee · 0% forex · lounge · 1 status · verified · checked 13 June 2026
- [BOBCARD Etihad Guest Premium](https://getbrief.cards/cards/bobcard-etihad-guest-premium): Forex markup 0% · No markup on foreign spend · 12 domestic visits a year · 8 international visits a year · ₹5,000 fee, waivable · 0% forex · lounge · 3 statuses · ✓ official · checked 14 June 2026
- [IDFC FIRST Mayura Credit Card](https://getbrief.cards/cards/idfc-first-mayura): Forex markup 0% · No markup on foreign spend · 16 domestic visits a year · 16 international visits a year · ₹5,999 fee · 0% forex · lounge · 1 status · verified · checked 28 June 2026
- [RBL World Safari Plus](https://getbrief.cards/cards/rbl-world-safari-plus): Forex markup 0% · No markup on foreign spend · 8 domestic visits a year · 4 international visits a year · ₹6,000 fee · 0% forex · lounge · 1 status · verified · checked 16 July 2026
- [AU NOMO](https://getbrief.cards/cards/au-nomo): Forex markup 0.99% · No markup on foreign spend · 8 domestic visits a year · lifetime free · 0.99% forex · lounge · verified · checked 16 July 2026
- [MakeMyTrip ICICI Bank](https://getbrief.cards/cards/icici-makemytrip): Forex markup 0.99% · No markup on foreign spend · 8 domestic visits a year · 1 international visit a year · ₹999 fee, waivable · 0.99% forex · lounge · 1 status · ✓ official · checked 14 June 2026
- [AU Traverse](https://getbrief.cards/cards/au-traverse): Forex markup 0.99% · No markup on foreign spend · 16 domestic and international visits a year · ₹4,999 fee, waivable · 0.99% forex · lounge · verified · checked 16 July 2026
- [AU Zenith+](https://getbrief.cards/cards/au-zenith-plus): Forex markup 0.99% · No markup on foreign spend · 4 domestic visits a quarter · 4 international visits a quarter · ₹4,999 fee, waivable · 0.99% forex · lounge · ✓ official · checked 16 July 2026
- [BOBCARD Etihad Guest](https://getbrief.cards/cards/bobcard-etihad-guest): Forex markup 1% · No markup on foreign spend · 12 domestic and international visits a year · ₹2,500 fee, waivable · 1% forex · lounge · ✓ official · checked 1 September 2026

Cards with airport lounge access and either transfer partners or a forex markup of 1% or less; most transfer partners first, then lowest markup, then lowest fee.

## Other lists

- [Lifetime free](https://getbrief.cards/lifetime-free-credit-cards)
- [No forex markup](https://getbrief.cards/zero-forex-markup-credit-cards)
- [Cashback](https://getbrief.cards/cashback-credit-cards)
- [RuPay and UPI](https://getbrief.cards/rupay-credit-cards)
- [Lounge access](https://getbrief.cards/lounge)
- [Every card](https://getbrief.cards/cards)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

Canonical: https://getbrief.cards/travel-credit-cards