# YES Bank credit cards: 15 cards, every rule dated · Brief 15 cards issued today, 12 of them open to applications. 2 carry no annual fee and 11 come with airport lounge access. Every card YES Bank issues today, lowest annual fee first. Each row is the bank’s own terms, with the day they were last read. 15 cards · current to 21 October 2026 ## YES Bank credit cards (15) - [Yes Bank Kiwi (Neon)](https://getbrief.cards/cards/yes-kiwi-neon): Annual fee ₹0 · 0.5% on online spends · 1.5% on UPI scan & pay · monthly cap 1% of credit limit · on payments of ₹100 or more · lifetime free · 3.5% forex · lounge · ✓ official · checked 14 June 2026 - [YES BYOC (Build Your Own Card)](https://getbrief.cards/cards/yes-byoc): Annual fee ₹0 · 8 RP/₹200 retail (rewards variant); the cashback variant earns 1% · lifetime free · 3.5% forex · lounge · verified · checked 11 July 2026 - [YES BANK ACE](https://getbrief.cards/cards/yes-ace): Annual fee ₹499 · 4 RP / ₹200 offline (all other eligible) · ₹499 fee, waivable · 3.5% forex · 1 transfer partner · verified · checked 28 June 2026 - [YES BANK Paisabazaar PaisaSave](https://getbrief.cards/cards/yes-paisasave): Annual fee ₹499 · 1% (2 RP/₹200) uncapped · RuPay-UPI earns 1% only on txns above ₹2,000 · ₹100+GST redemption fee per request · ₹499 fee, waivable · 3.5% forex · verified · checked 10 July 2026 - [YES Wellness](https://getbrief.cards/cards/yes-wellness): Annual fee ₹499 · 4 RP/₹200 all other retail · ₹499 fee · 3.5% forex · community-verified · checked 11 July 2026 - [YES BANK SELECT](https://getbrief.cards/cards/yes-select): Annual fee ₹599 · 4 RP / ₹200 offline (all other eligible) · ₹599 fee, waivable · 3.5% forex · 1 transfer partner · lounge · verified · checked 28 June 2026 - [YES Essence](https://getbrief.cards/cards/yes-essence): Annual fee ₹799 · 4 RP/₹200 (0.5%) offline and as fallback (cardholder-reported) · ₹799 fee, waivable · 3% forex · lounge · community-verified · checked 1 September 2026 - [YES BANK ELITE+](https://getbrief.cards/cards/yes-elite-plus): Annual fee ₹999 · 6 RP / ₹200 offline (all other eligible) · ₹999 fee, waivable · 3% forex · 1 transfer partner · lounge · verified · checked 28 June 2026 - [YES First Business](https://getbrief.cards/cards/yes-first-business): Annual fee ₹999 · 4 RP/₹200 base (the card has 16, 8 and 4 RP/₹200 tiers; no category list is published for the 8 RP/₹200 tier) · ₹999 fee, waivable · 2% forex · lounge · 1 status · verified · checked 26 August 2026 - [YES Prosperity Cashback Plus](https://getbrief.cards/cards/yes-prosperity-cbplus): Annual fee ₹1,499 · 0.75% cashback all other retail spends (except fuel) · ₹1,499 fee · 3.5% forex · ✓ official · checked 11 July 2026 - [YES Wellness Plus](https://getbrief.cards/cards/yes-wellness-plus): Annual fee ₹1,499 · 6 RP/₹200 retail · ₹1,499 fee · 3.5% forex · lounge · verified · checked 11 July 2026 - [YES BANK RESERV](https://getbrief.cards/cards/yes-reserv): Annual fee ₹2,499 · 12 RP / ₹200 offline (36,000 RP/cycle overall cap) · ₹2,499 fee, waivable · 2% forex · 1 transfer partner · lounge · verified · checked 17 June 2026 - [YES Bank Marquee](https://getbrief.cards/cards/yes-marquee): Annual fee ₹4,999 · 18 RP / ₹200 offline (2.25%) · ₹4,999 fee, waivable · 1% forex · 1 transfer partner · lounge · 1 status · verified · checked 12 June 2026 - [YES BANK Private](https://getbrief.cards/cards/yes-private): Annual fee ₹10,000 · 20 RP / ₹200 domestic spends · ₹10,000 fee, waivable · 0.5% forex · 1 transfer partner · lounge · 2 statuses · verified · checked 28 June 2026 - [YES Private Prime](https://getbrief.cards/cards/yes-private-prime): Annual fee ₹10,000 · 20 RP/₹200 on domestic spends · ₹10,000 fee, waivable · 0.5% forex · lounge · verified · checked 1 September 2026 Cards YES Bank issues today, lowest annual fee first, then by name. ## Points - [What YES Bank points are worth](https://getbrief.cards/yes-bank-reward-points-value) ## Cards YES Bank no longer issues (1) Each keeps its page, with its rules as dated history. - [YES FIRST Preferred Credit Card](https://getbrief.cards/cards/yes-first-preferred) ## What changed on these cards - [YES Bank stopped rewards on insurance, education, railways, toll, ferry & jewellery](https://getbrief.cards/changes/yes-earn-excl-2026) · Devaluation · 15 June 2026 · YES BANK ACE, YES BANK SELECT, YES BANK ELITE+, YES Bank Marquee - [YES Bank raised forex markup across its card range](https://getbrief.cards/changes/yes-forex-2026) · Fee change · 15 June 2026 · YES BANK ACE, YES BANK SELECT, YES BANK ELITE+, YES BANK RESERV - [YES RESERV lounge spend condition raised to ₹1L a quarter](https://getbrief.cards/changes/yes-reserv-lounge-gate) · Lounge gating · 1 April 2025 · YES BANK RESERV - [Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026)](https://getbrief.cards/changes/gha-visa-fasttrack-2026) · Improvement · 19 February 2024 · YES Bank Marquee - [YES First Exclusive rebranded to YES BANK RESERV](https://getbrief.cards/changes/yes-first-exclusive-rebrand) · Improvement · 1 January 2024 · YES BANK RESERV - [YES Bank renamed its card line-up (18 Dec 2023)](https://getbrief.cards/changes/yes-2023-rebrand) · Retention rule · 18 December 2023 · YES BANK ACE, YES BANK SELECT, YES BANK ELITE+ - [Mastercard World-tier cards fast-track to GHA DISCOVERY status (to 31 Dec 2026)](https://getbrief.cards/changes/gha-mc-fasttrack-2026) · Improvement · 12 December 2023 · YES BANK Private, YES First Business Every change, dated: https://getbrief.cards/changes ## Questions this page answers ### How many credit cards does YES Bank issue? As of 21 October 2026, 15 cards, 12 of them open to applications. ### Which YES Bank credit cards are lifetime free? As of 21 October 2026, 2 of the 15: Yes Bank Kiwi (Neon) and YES BYOC (Build Your Own Card). ### Which YES Bank credit cards come with airport lounge access? As of 21 October 2026, 11 of the 15: Yes Bank Kiwi (Neon), YES BYOC (Build Your Own Card), YES BANK SELECT, YES Essence, YES BANK ELITE+, YES First Business, YES Wellness Plus, YES BANK RESERV, YES Bank Marquee, YES BANK Private and YES Private Prime. ### Which YES Bank credit cards link to UPI? As of 21 October 2026, 1 of the 15 run on RuPay, which links to UPI: Yes Bank Kiwi (Neon). ## Other banks - [Axis Bank](https://getbrief.cards/axis-bank-credit-cards) - [SBI](https://getbrief.cards/sbi-credit-cards) - [HDFC](https://getbrief.cards/hdfc-credit-cards) - [Kotak](https://getbrief.cards/kotak-credit-cards) - [RBL](https://getbrief.cards/rbl-credit-cards) - [AU Bank](https://getbrief.cards/au-bank-credit-cards) - [ICICI](https://getbrief.cards/icici-credit-cards) - [IDFC FIRST](https://getbrief.cards/idfc-first-credit-cards) - [IndusInd](https://getbrief.cards/indusind-credit-cards) - [BOB](https://getbrief.cards/bob-credit-cards) - [HSBC](https://getbrief.cards/hsbc-credit-cards) - [Amex](https://getbrief.cards/amex-credit-cards) - [Standard Chartered](https://getbrief.cards/standard-chartered-credit-cards) - [Federal Bank](https://getbrief.cards/federal-bank-credit-cards) - [DCB](https://getbrief.cards/dcb-credit-cards) --- Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page. Canonical: https://getbrief.cards/yes-bank-credit-cards