# Zero forex markup credit cards in India, with the cost abroad · Brief

26 cards issued today charge no markup on foreign spend, 13 of them with no annual fee. At 3.5%, the markup most cards carry, ₹1,00,000 spent abroad costs ₹4,130 more once GST is added.

Every card issued today with a forex markup of 1% or less, lowest first, then by fee. The markup is what the bank adds to a spend in another currency, and GST of 18% is charged on the markup itself.

34 cards · current to 21 October 2026

## Zero forex markup credit cards (34)

- [ixigo AU Credit Card](https://getbrief.cards/cards/au-ixigo): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · ✓ official · checked 16 July 2026
- [Scapia Axis Bank Credit Card](https://getbrief.cards/cards/scapia-axis-mastercard): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · ✓ official · checked 9 September 2026
- [Scapia Axis Bank Credit Card (RuPay)](https://getbrief.cards/cards/scapia-axis-rupay): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · ✓ official · checked 9 September 2026
- [BOBCARD Scapia Credit Card](https://getbrief.cards/cards/scapia-bobcard): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · verified · checked 9 September 2026
- [DCB Niyo Global Credit Card](https://getbrief.cards/cards/dcb-niyo-global): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · verified · checked 17 June 2026
- [Scapia (Federal Bank)](https://getbrief.cards/cards/scapia-federal): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · verified · checked 13 June 2026
- [IDFC FIRST Classic Credit Card](https://getbrief.cards/cards/idfc-first-classic): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · verified · checked 21 June 2026
- [IDFC FIRST LIC Select](https://getbrief.cards/cards/idfc-lic-select): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · verified · checked 9 October 2026
- [IDFC FIRST Millennia Credit Card](https://getbrief.cards/cards/idfc-first-millennia): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · verified · checked 28 June 2026
- [IDFC FIRST Select](https://getbrief.cards/cards/idfc-first-select): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · ✓ official · checked 21 June 2026
- [IDFC First Wealth](https://getbrief.cards/cards/idfc-first-wealth): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · 1 status · ✓ official · checked 21 June 2026
- [IDFC FIRST WOW](https://getbrief.cards/cards/idfc-first-wow): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · lounge · 1 status · ✓ official · checked 21 June 2026
- [Slice UPI Credit Card](https://getbrief.cards/cards/slice-upi): Forex markup 0% · No markup on foreign spend · lifetime free · 0% forex · ✓ official · checked 11 July 2026
- [IDFC FIRST Power (HPCL)](https://getbrief.cards/cards/idfc-power): Forex markup 0% · No markup on foreign spend · ₹199 fee, waivable · 0% forex · ✓ official · checked 16 July 2026
- [HSBC RuPay Cashback](https://getbrief.cards/cards/hsbc-rupay-cashback): Forex markup 0% · No markup on foreign spend · ₹499 fee, waivable · 0% forex · lounge · verified · checked 26 August 2026
- [IDFC FIRST HPCL Power+ Credit Card](https://getbrief.cards/cards/idfc-hpcl-power-plus): Forex markup 0% · No markup on foreign spend · ₹499 fee, waivable · 0% forex · lounge · ✓ official · checked 21 June 2026
- [IDFC FIRST SWYP](https://getbrief.cards/cards/idfc-swyp): Forex markup 0% · No markup on foreign spend · ₹499 fee · 0% forex · lounge · ✓ official · checked 26 August 2026
- [RBL World Safari Lite](https://getbrief.cards/cards/rbl-world-safari-lite): Forex markup 0% · No markup on foreign spend · ₹1,000 fee · 0% forex · lounge · 1 status · verified · checked 16 July 2026
- [IDFC FIRST Ashva Credit Card](https://getbrief.cards/cards/idfc-first-ashva): Forex markup 0% · No markup on foreign spend · ₹2,999 fee · 0% forex · lounge · 1 status · verified · checked 28 June 2026
- [IDFC FIRST Diamond Reserve](https://getbrief.cards/cards/idfc-diamond-reserve): Forex markup 0% · No markup on foreign spend · ₹3,000 fee, waivable · 0% forex · lounge · ✓ official · checked 16 July 2026
- [RBL World Safari](https://getbrief.cards/cards/rbl-world-safari): Forex markup 0% · No markup on foreign spend · ₹3,000 fee · 0% forex · lounge · 1 status · verified · checked 13 June 2026
- [IndiGo IDFC FIRST Credit Card](https://getbrief.cards/cards/indigo-idfc-first): Forex markup 0% · No markup on foreign spend · ₹4,999 fee · 0% forex · 1 transfer partner · verified · checked 28 June 2026
- [BOBCARD Etihad Guest Premium](https://getbrief.cards/cards/bobcard-etihad-guest-premium): Forex markup 0% · No markup on foreign spend · ₹5,000 fee, waivable · 0% forex · lounge · 3 statuses · ✓ official · checked 14 June 2026
- [IDFC FIRST Mayura Credit Card](https://getbrief.cards/cards/idfc-first-mayura): Forex markup 0% · No markup on foreign spend · ₹5,999 fee · 0% forex · lounge · 1 status · verified · checked 28 June 2026
- [RBL World Safari Plus](https://getbrief.cards/cards/rbl-world-safari-plus): Forex markup 0% · No markup on foreign spend · ₹6,000 fee · 0% forex · lounge · 1 status · verified · checked 16 July 2026
- [IndusInd Bank Solitaire Credit Card](https://getbrief.cards/cards/indusind-solitaire): Forex markup 0% · No markup on foreign spend · ₹10,000 fee, waivable · 0% forex · 1 transfer partner · lounge · 2 statuses · verified · checked 4 July 2026
- [AU NOMO](https://getbrief.cards/cards/au-nomo): Forex markup 0.99% · ₹1,168 on ₹1,00,000 spent abroad, GST included · lifetime free · 0.99% forex · lounge · verified · checked 16 July 2026
- [HSBC Premier](https://getbrief.cards/cards/hsbc-premier): Forex markup 0.99% · ₹1,168 on ₹1,00,000 spent abroad, GST included · lifetime free · 0.99% forex · 17 transfer partners · lounge · 2 statuses · community-verified · checked 20 June 2026
- [MakeMyTrip ICICI Bank](https://getbrief.cards/cards/icici-makemytrip): Forex markup 0.99% · ₹1,168 on ₹1,00,000 spent abroad, GST included · ₹999 fee, waivable · 0.99% forex · lounge · 1 status · ✓ official · checked 14 June 2026
- [AU Traverse](https://getbrief.cards/cards/au-traverse): Forex markup 0.99% · ₹1,168 on ₹1,00,000 spent abroad, GST included · ₹4,999 fee, waivable · 0.99% forex · lounge · verified · checked 16 July 2026
- [AU Zenith+](https://getbrief.cards/cards/au-zenith-plus): Forex markup 0.99% · ₹1,168 on ₹1,00,000 spent abroad, GST included · ₹4,999 fee, waivable · 0.99% forex · lounge · ✓ official · checked 16 July 2026
- [OneCard Metal](https://getbrief.cards/cards/onecard-metal): Forex markup 1% · ₹1,180 on ₹1,00,000 spent abroad, GST included · lifetime free · 1% forex · verified · checked 13 June 2026
- [BOBCARD Etihad Guest](https://getbrief.cards/cards/bobcard-etihad-guest): Forex markup 1% · ₹1,180 on ₹1,00,000 spent abroad, GST included · ₹2,500 fee, waivable · 1% forex · lounge · ✓ official · checked 1 September 2026
- [YES Bank Marquee](https://getbrief.cards/cards/yes-marquee): Forex markup 1% · ₹1,180 on ₹1,00,000 spent abroad, GST included · ₹4,999 fee, waivable · 1% forex · 1 transfer partner · lounge · 1 status · verified · checked 12 June 2026

Cards with a forex markup of 1% or less, lowest markup first, then lowest fee.

## Other lists

- [Lifetime free](https://getbrief.cards/lifetime-free-credit-cards)
- [Cashback](https://getbrief.cards/cashback-credit-cards)
- [Lounge access](https://getbrief.cards/lounge)
- [Every card](https://getbrief.cards/cards)

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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